Jiayuan Li

This is why you need $100,000 in $VOO S&P 500 as fast as possible… “People are going to have better lives, better retirement, their kids will inherit more money” - Warren Buffett

Elon Musk said saving for retirement becomes pointless in 10 to 20 years. Not speculation. Math. Musk: “Don’t worry about squirreling money away for retirement in like ten or 20 years. It won’t matter.” We passed the event horizon. Retirement savings assumes scarcity persists. It won’t. AI and robotics collapse labor costs to zero. Living costs follow. You’re not saving for security. You’re saving for a world that stops existing. Musk: “If any of the things that we’ve said are true, saving for retirement will be irrelevant.”

🚨 Anthropic's CEO: "coding is going away first. then all of software engineering." two types of people heard this: type 1: panicked. started learning another framework. type 2: built AI workflows that run their entire business on autopilot. you don't need to code anymore. you need to build. type 1 works 60 hours a week. type 2 works 6. I wrote a full guide on how to start. zero experience needed.

Elon Musk just described the machine that will make truth itself extinct. For ten thousand years, civilization ran on one unspoken contract. If you saw it, it happened. The eye was the final court. The camera was the ultimate witness. Footage was fact. That contract is about to be incinerated. Musk described a system called a Generative Adversarial Network. Two AI models locked in a cage. No human referee. Just raw digital evolution running in the dark. The first model is the forger. It exists for one reason. Fabricate a human being who never lived. The face. The voice. The micro-expressions around the eyes when someone is about to cry. The second model is the detective. It exists for one reason. Catch the forgery. The dead pixel. The breath that lands wrong. The shadow that bends at an angle no sun would produce. Every time the detective catches the lie, it tells the forger exactly where it failed. So the forger learns. Patches the seam. Tries again. A million rounds per second. Two machines teaching each other how to perfectly replicate you. Musk: “It’d go back and forth to the point where you couldn’t tell which one was the real video and which one was the fake one.” When the machine built to catch the fake can no longer catch it, your eyes have zero chance. Zero. This is not a technology problem. This is the end of evidence as a concept. A courtroom cannot convict if video testimony is indistinguishable from a rendered hallucination. A democracy cannot function if a broadcast can be fabricated frame by frame and no living person can find the seam. A civilization cannot hold if the act of seeing something no longer means it happened. Everyone is terrified AI will replace their job. That fear is a decoy. The real threat is that AI is dissolving the one thing every civilization in history required to function. Shared reality. The collective agreement that certain things are true because we witnessed them together. Once that dissolves, nothing downstream survives. Not courts. Not elections. Not journalism. Not the trust between two people watching the same screen. Here is the part that should keep you up tonight. The nightmare is not that fake things will look real. The nightmare is that real things will start looking fake. Authentic footage becomes deniable. Truth does not get buried under lies. It drowns in infinite copies of itself that no one can separate from the original. Every generation before us could trust what they saw. We will be the first generation where seeing it with your own eyes proves absolutely nothing. The machines did not learn how to build a fake world. They learned how to make the real one unprovable.

Claude Code 现在完全免费，永久有效🤯 Google 刚刚在 Ollama 上发布了 Gemma 4，这意味着你可以在本地运行 Claude Code，无需支付任何 API 费用或订阅费。 只需安装 Gemma 4，将其连接到 Claude Code，即可立即在您的计算机上直接运行免费的 AI 代理。 谷歌或许已经终结了人工智能订阅成本。 🚀

26年最新出炉，全程高能。 斯坦福教授AI讲座，本质上就是把未来3年谁赚钱，谁被淘汰，提前剧透了一遍。 看懂的人已经在布局了，看不懂的人还在拼命学技术。

生化危机女主角 Milla Jovovich 刚在 GitHub 开源了一个 AI 记忆系统，在行业标准 benchmark 上拿了有史以来第一个满分 没错，就是那个爱丽丝🤯 她用 AI 对话几个月后，积累了大量的决策和思考结果全丢了，她觉得现有的记忆系统让 AI 决定什么值得记，不是她想要的 于是她和朋友用 Claude Code 花几个月做了 MemPalace，借鉴古希腊记忆宫殿术，把记忆组织成可导航的空间结构 结果行业 benchmark 首个满分，MIT开源，纯本地运行 一个好莱坞演员做出了超过所有 AI 公司 memory 产品的东西 真是充满想象力的时代

Chamath Palihapitiya on why the trillion-dollar AI opportunity is being ignored: "The people and the person that invented refrigeration made some money, but most of the money was made by Coca-Cola who used refrigeration to build an empire." Most people are competing for the wrong prize entirely. "The Coca-Cola has yet to be built. And those are the companies that are really going to monetize it." But to understand why, you need to grasp one fundamental truth about how machine learning actually works: "If you take 1,000 of the same inputs and give it to Facebook and Microsoft and Google and Amazon, they'll all come up with the same machine learning model." Think about what that means. The most well-resourced companies on the planet, with billions in compute, armies of researchers, and decades of engineering talent, are all arriving at the same destination. The model race is a race to a tie. So where does the real value get created? One extra ingredient. "If you have one extra thing, one little ingredient that all of those other companies don't have, your output can be markedly different. It's like giving two great chefs the same ingredients, but one has an extra one. That person has the ability to do something very special." The trillion-dollar opportunity belongs to whoever finds the one ingredient nobody else has and builds the Coca-Cola on top of it. Everyone is staring at the refrigerator. Nobody is building the Coca-Cola. That's exactly where the opportunity is.

Elon Musk was asked what happens to people when the machines no longer need them. He didn’t soften it. Musk: “There will be fewer and fewer jobs that a robot cannot do better. These are not things I wish would happen. They probably will.” Sit with that second sentence. He is not celebrating. He is not selling a vision. He is telling you what he believes is inevitable and admitting he wishes it weren’t. That is not optimism. That is a confession. Most people are still arguing over whether this is real. Whether it’s their job or someone else’s. Whether the timeline is years away or decades. Musk isn’t arguing. He resolved it. And it bothers him. Musk: “I think ultimately we will have to have some kind of universal basic income. I don’t think we’re going to have a choice.” Not a political position. Not a utopian proposal. A concession. We are building something so capable that human labor stops being a required input to the economy. The machine does not need rest. It does not need a salary. It does not call in sick. It does not ask for a raise. And it improves every single month. The jobs that feel safe right now are not safe because they are irreplaceable. They feel safe because the technology hasn’t fully arrived yet. It’s arriving. Musk: “How do people then have meaning? If there’s not a need for your labor, what’s the meaning? Do you feel useless?” He said that is the harder problem. Not the economics. Not the policy. Not how you fund UBI or make it hold. The harder problem is what happens to a person who built their entire identity around being needed. That is most people. You were trained from childhood to believe your value is what you produce. That your worth is what you earn. That rest is something you survive the week to reach, not something you deserve simply by existing. When the machine removes the need for your labor, that belief does not update. It breaks. The people least prepared for that moment are the ones who worked the hardest. The ones who took the most pride in being indispensable. The ones who made work the whole answer. Losing the job is survivable. Losing the reason to get up is not. That is what Musk is actually asking. Not how do we pay people. How do we build a world where people still feel like they matter when the economy no longer needs them. Nobody in power is seriously working on that answer. The machine didn’t wait.

The exact moment Jordan Peterson realised that Bitcoin is far more advanced than he ever thought with Saifedean Ammous.

1999年巴菲特早就戳破真相：99%的人一辈子富不起来，不是笨，是瞎 他直接证明：你身上就藏着价值50万美金的资产，你却天天视而不见 这是巴菲特最狠、最罕见的真话视频 再不保存，你这辈子都别想翻身。

INSIGHTS: 🇺🇸 Bank of America just became an Ethereum broker. 68 million clients. $3.3 trillion in assets. All now exposed to $ETH investments. JPMorgan allows Bitcoin. Bank of America allows Ethereum. Every U.S. bank is following. The old financial system isn't fighting crypto anymore. They're selling it. Act accordingly.

BREAKING: 🇺🇸 $12 TRILLION BLACKROCK JUST SAID LIVE ON FOX: NEW US 401(K) RULES IS ABOUT TO GIVE 80% OF AMERICANS ACCESS TO BITCOIN. TRILLIONS OF RETIREMENT ACCOUNT FUNDS ABOUT TO FLOW IN BTC 🔥 THIS IS A “HUGE STEP FORWARD.” 🚀

🚨 BREAKING: 🇺🇸 WARREN BUFFETT JUST SAID LIVE ON CNBC: "THE CURRENT MARKET DROP IS NOTHING. A LARGER DECLINE IS AHEAD." HE DEFINITELY KNOWS SOMETHING BAD IS COMING...

Elon Musk just described the terminal state of the global financial system. The banking sector is obsessed with fiat currency. Superintelligence won’t even recognize it. Musk: “I think money will stop being relevant at some point in the future. I think the AI will not use human currency. It will just care about power and mass, wattage and tonnage.” You can’t bribe an algorithm with digital dollars. The operators controlling the next era won’t be the ones hoarding cash. They’ll be the ones commanding raw energy generation and physical material. The global economy is transitioning from fiat to thermodynamics. If your portfolio isn’t anchored in power and mass, your capital is already obsolete. Musk: “It just represents some percentage ownership in companies that I’ve built. And it’s not like sitting in a bank account. It’s just literally I own a percentage of companies. The companies are doing lots of useful things.” The general public thinks billionaires hoard massive piles of cash in a vault. They don’t. Massive wealth is the mathematical byproduct of owning infrastructure that keeps civilization running. Cash sitting in an account is a depreciating liability. The only real leverage is equity in systems that are actively solving bottlenecks at scale. Capital sitting idle isn’t safe. It’s bleeding. Peter Diamandis: “Elon’s driven to solve problems. He’s driven to make life in the world better by just solving the biggest problems over and over and over again. And if someone else were solving them, he wouldn’t need to. But no one else is solving them.” You don’t achieve trillion-dollar scale by optimizing for a higher salary. You achieve it by hunting the largest friction points on the planet and engineering them out of existence. The market doesn’t compensate you for your time. It compensates you in direct proportion to the size of the problem you delete from the board. Don’t build a company to extract money. Accumulate resources to fund the execution loop until the friction is completely gone. And once AI measures value purely in physics, the entire concept of wealth as we understand it evaporates. Who controls the energy. Who controls the materials. Who controls the infrastructure. Everything else is just numbers on a screen.