Josh

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Josh

Josh

@JoshFlipsFL

🦅 America First / MAGA 🇺🇸

Katılım Kasım 2022
569 Takip Edilen289 Takipçiler
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Josh
Josh@JoshFlipsFL·
@micyoung75 @JDVance @lwoodhouse @ZaidJilani We deported him to his own country of El Salvador. El Salvador is putting all known gang members in prison. So when El Salvador accepted their own citizen back, they immediately locked him up, knowing he's MS13. We didn't put him in prison. They did. We just deported him.
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Rep. Anna Paulina Luna
Rep. Anna Paulina Luna@RepLuna·
Good Afternoon America, This week the Senate will learn all their bills will die in the House until they can get election integrity passed. We will kill every single one of their bills for as long as it takes.
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James Woods
James Woods@RealJamesWoods·
People are saying that Vice-President Vance can take over the proceedings next week and therefore could push the SAVE America Act through. If this is true, and I’m not sure it is, it is a watershed moment in his political future. It would show he has the same leadership potential as President Trump. If indeed Vance could do it, but fails to do so, Marco Rubio will be our next president.
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FAN TRUMP ARMY
FAN TRUMP ARMY@TRUMP_ARMY_·
🚨 Vice President JD Vance can replace John Thune as Senate Majority Leader while continuing to serve as Vice President. This is constitutionally supported by the precedent of John Adams, who presided over the Senate as Vice President from 1797 to 1801.
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Mike Engleman🇺🇲
Mike Engleman🇺🇲@RealHickory·
Mike Lee for Senate Majority Leader. Pass it on!
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Josh
Josh@JoshFlipsFL·
@RepCarlos can you please investigate the Miami-Dade animal shelter. They are not taking care of the animals in their care, including performing surgeries when not necessary. Please see this post for an example: facebook.com/share/187MnLHu…
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@Chicago1Ray 🇺🇸
@Chicago1Ray 🇺🇸@Chicago1Ray·
They're not doing their job 🚨 Trumps first year in office has seen the lowest amount of bills passed in modern American history Trump- (38) Biden- (122) Obama- (125) Bush - (109) I'm calling on @LeaderJohnThune to resign as Majority leader, he's not cut out for this role
@Chicago1Ray 🇺🇸 tweet media@Chicago1Ray 🇺🇸 tweet media
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Eric Daugherty
Eric Daugherty@EricLDaugh·
🚨 JAW-DROPPING BETRAYAL EXPOSED: The amount of Social Security numbers issued by Democrats to illegals DOUBLED every year 2021 was 270K, 2022 was 590K, 2023 was 964K, and 2024 was 2 MILLION. They got licenses and taxpayer healthcare. Elon was right.
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Josh
Josh@JoshFlipsFL·
@komickaze @grok analyze the legal accuracy of this reply.
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Komickaze
Komickaze@komickaze·
Or better yet, ignore it. If a company “buys” a debt, a debtor has ZERO obligation to pay it. Under the FDCPA, there’s no provision that allows for the “sale” of debt. And the definitions of “creditor”, “debt collector” and “debtor” are explicit. No single entity can be more than one of these. Debt collectors can ONLY act on behalf of the creditor, and they are prohibited from being both creditor AND debt collector at the same time. “Buying” a debt effectively makes them a creditor, prohibiting them from collecting as a debt collector under the FDCPA. The debt owed by the debtor is owed to the original creditor. But if another company “bought” the debt, the debtor is under no obligation to pay the new creditor. There’s no agreement between the debtor and the new creditor (masquerading as a debt collector) to mandate this. If the debtor attempts to pay the debt to the original creditor and the original creditor refuses, there is no longer an obligation for the debtor to pay ANYTHING TO ANYONE. The only time a debtor has an obligation to pay the debt is when the debt collector acts on behalf of the original creditor, and the original creditor is willing to accept payment directly. Debt collectors are required under the FDCPA to make contact with the debtor, verify the debtor’s identity, and ONLY talk to the debtor. They are also required to state who they are and the company they work for. When a debt collector calls, WATCH YOUR LANGUAGE! NEVER NEVER NEVER state who you are or any knowledge of the debt. And NEVER LIE. Always respond to their questions with a question. If they ask to speak to a specific person, Here’s what you do: DC: “can I speak with NAME?” YOU: “may I ask who’s calling and what this is regarding?” DC: (they’ll often just say their first name) YOU: “And what company are you with?” DC: (they might say, but often not) YOU: “What’s this regarding?” DC: (they usually say they can only talk to the debtor) YOU: “So why did you call me?” DC: (doesn’t matter what they say at this point) YOU: “if you don’t know who you called, the why are you calling me?” :::hang up::: If they say anything about the debtor or the debt, they’ve broken the law as they hadn’t actually verified identity BEFORE talking about the debt, which is required under the FDCPA, and essentially invalidates any rights they have to collecting the debt. But if at any time you acknowledge who you are or acknowledge the debt, implicitly or explicitly, you may be cooked. HOWEVER, if you did acknowledge the debt or verify your identity, tell them you’ll pay the original creditor directly as you have no agreement with them. If they say they bought the debt, then say this: YOU: “really? Thank you so much for paying my debt! I appreciate it!” If they say anything to the effect that you owe them now, just say “While I appreciate that you paid my debt, I didn’t ask you to do that. I have no agreement you.” They may argue at this point, to which you can just reiterate, “I’m going to call the original creditor and see if I owe them anything. If I don’t because you paid it already, I appreciate that, but we have nothing more to talk about.”
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hunter
hunter@hxxntrr·
Your $100,000 in debt is worth $3,000 Seriously The collector chasing you paid $1,000 to $7,000 for your entire file depending on how old it is, and will take anything above that as profit But they'll ask for $100,000 first because they're hoping you don't know the game Here's how to settle six figures in debt for less than a used Honda: The collections industry is the biggest scam in America and nobody talks about it When you stop paying a credit card, the bank writes it off after 180 days. They get a tax deduction for the "loss." Then they sell your $30,000 debt to a collection agency for pennies Read that again. $30,000 in debt sold for a few hundred bucks. Pennies on the dollar The collector's entire business model is calling you, scaring you, and hoping you pay full price for something they bought at a 98% discount If you owe $100,000 across multiple accounts, collectors paid roughly $2,000 total for all of it. Every dollar you give them above $2,000 is pure profit The settlement system: Rule 1: NEVER pay a collector without negotiating first They'll ask for $100K. Counter with 5 cents on the dollar. "I'll pay $1,500 today if you delete from all bureaus and send written confirmation" They'll act offended. They'll say no. They'll threaten lawsuits they'll never file. Then they'll counter at 15 cents You counter at 8 cents. They settle at 10-12 cents. Your $100K debt just became $10,000-$12,000 Rule 2: Always demand DELETION not "paid in full" "Paid in full" still shows on your credit as a negative mark. It says "this person had debt in collections." Score barely moves "Deleted" means the account vanishes entirely. Like it never existed. Score jumps 40-80 points per account If they won't agree to delete, don't pay. A collection you're not paying is no worse for your score than one you've paid. Only deletion helps Note: not every collector agrees to delete. Some will only mark it "paid." In that case, paying AND disputing through the bureaus is your backup plan Rule 3: Get EVERYTHING in writing before you pay Verbal agreements are worthless. Get a signed letter on company letterhead that says: "Upon receipt of $[X], we agree to request deletion from Equifax, Experian, and TransUnion within 30 days" No letter? No payment. Period Rule 4: Pay with money order, never bank account If you give them your bank account info, they can draft money without your permission. Happens constantly. Pay with money order or cashier's check Rule 5: Play the clock The older the debt, the cheaper the settlement. Debt that's 4-5 years old settles for 3-5 cents on the dollar because the collector knows the statute of limitations is running out A $50,000 debt from 2021? They'll take $1,500 today and celebrate Real settlements i've seen: $87,000 in credit card debt: settled for $6,900 (8 cents) $45,000 in medical collections: settled for $1,800 (4 cents) $120,000 across 9 accounts: settled for $11,400 (9.5 cents) $33,000 in personal loans: settled for $2,640 (8 cents) These are strong results. Average across the industry is more like 10 to 40 cents on the dollar depending on age of debt and type. Older debt = cheaper settlement. Medical = cheapest. Credit cards = more expensive. But even at 25 cents, you're turning $100K into $25K. Still life changing Your debt is not real money. It's a number on a screen that someone bought for pennies. Treat it that way and negotiate accordingly Once that debt is settled and deleted? Your score recovers to 700+ in 60-90 days. And at 700+ you qualify for $100K to $250K in 0% business funding at 0% interest. Your old debt was blocking you from new capital (I repair your credit profile in 30-90 days, links in my bio)
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Mila Joy
Mila Joy@Milajoy·
Seven MONTHS ago the House passed @timburchett’s No Tax Dollars for Terrorists Act, which stops giving the Taliban $40 million EVERY WEEK, and @LeaderJohnThune and the @SenateGOP have done NOTHING with it. We need a new Leader BADLY.
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Wall Street Apes
Wall Street Apes@WallStreetApes·
🚨 Independent researchers have now found that $5 MILLION dollars was funneled by Gavin Newsom to his wife’s office that he created “His wife and him. They've been stealing from California” “Newsom is the spokesperson for the whole operation. They found the office of the first Partner, who is run by Newsom's wife. So instead of clearing the brush in Topanga, they would have prevented the fires in the Palisades. They donated their money to themselves. Over $5 million has been donated to the office of the first partner" "Again, that's his wife and him. They've been stealing from California. This is just the beginning.”
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A Man Of Memes
A Man Of Memes@RickyDoggin·
🚨 INSANE: Chuck Schumer is going viral for demanding ID CHECKS to prevent fraud in the late 1990s "Everywhere people go, they're asked for Social Security or driver's license!" The left seems to forget what they once stood for. The internet is forever Chuck 🤦‍♂️
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Darren Bailey
Darren Bailey@DarrenBaileyIL·
JB Pritzker’s downtown Chicago hotel has taken over $180 MILLION in taxpayer-funded renovations, including nearly $10 million just last year. The board approving it? He appoints nearly half the members! And YOU pay for it every time that property tax bill shows up.
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Eric Daugherty
Eric Daugherty@EricLDaugh·
🚨 IT'S OFFICIAL: Republicans were ROBBED of 18 House seats — and electoral votes — because ILLEGALS are counted in the Census, and red states got undercounted Democrats unfairly have a +18 seats We must BAN illegals from the Census and re-do it!
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U.S. Central Command
U.S. Central Command@CENTCOM·
EA-18G Growlers from Electronic Attack Squadron 133 and F-35C Lightning IIs from Marine Fighter Squadron 314 prepare for launch on the flight deck of USS Abraham Lincoln (CVN 72). Operating in international waters in the Middle East, the aircraft carrier conducts around the clock flight operations in support of regional security.
U.S. Central Command tweet mediaU.S. Central Command tweet mediaU.S. Central Command tweet media
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Rep. Anna Paulina Luna
Rep. Anna Paulina Luna@RepLuna·
A message to @LeaderJohnThune from myself and 12 other members of the House: 300+ days of delay is enough. Invoke the standing filibuster. Debate the SAVE (America) Act in the open. Vote. Pass it. Send it to the President’s desk. Election integrity is not optional. The country is watching, Senator Thune.
Rep. Anna Paulina Luna tweet mediaRep. Anna Paulina Luna tweet mediaRep. Anna Paulina Luna tweet media
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