Joshua
2.3K posts
Might be time for that D Book conversation.
Donovan Mitchell I apologize
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Lmmfao they had 4 guys on him every time he got the ball looking to foul him.what is he talking about
Chino@ChinoUTD
🎙️ Ademola Lookman responds to Lamine Yamal asking to be marked by one man: “We didn’t need any special plan for Yamal. He’s not Ronaldo. Lucho showed us games against Ronaldo. He told us, if you can learn his moves, then Yamal isn’t a problem. You saw it tonight. He was marked by one man. We were more focused on making them get another red card than worrying about him. And it worked.”
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Beautiful AFCON story ending for the Mane of the moment!!!
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Thing is speed thrives off of authentic/thrilling experiences. I think we're prioritising 'cool looking' activities over stuff he finds engaging. Let him dance with the makishi, play football at a dust ground, extreme bike guys, circus zambia, gorge swing, obstacles at kuzipa
TGM@TGM_007
Nuhhh the activities Speed is doing in South Africa? The only thing we can do when he comes to Zambia is show him the Victoria Falls and feed him nshima. We cannot compete 🙏🏽
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@Peter_Kays Speed loves sports.. he can go pa nasdec and he will find us hoopers we can play some hoops and soccer too . He loves food and love's visiting restaurants he can go pama tebeto uko fast fast. Like we have a lot lmao
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Since you know things tells to 5 entertaining things we can offer him in Lusaka ..
Don’t mention visitation to game reserves ..
God's favorite example@TimTheTable1
This chat about Speed not having things to do in Zambia really shows you people don't know your country. It's like that lady that said drinking is the only thing to do here.
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@Tuff__Crowd Bro always comes up with a list lmmfao you don't need a list to say this one is better. Top genius? TF?
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Draymond Green is a top 10 high IQ (genius level) NBA player of all time.
1.magic
2. Bron
3. MJ
4. Steph
5. Kobe
6. Jkidd
7. Duncan
8. Kg
9. Jokic
10. Draymond
Rondo, KD, Pistol Pete, wade, harden, bill Russell, Nash….
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@Malik_ZMB How can I explain this to my friends in simple terms lol
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Government Bonds and the Illusion of Wealth Creation
By Malik
I saw a tweet last week of someone asking if they could buy GRZ Bonds for K500. In recent years, Zambia has seen a noticeable shift in how government bonds and treasury bills are marketed. What were once instruments largely reserved for banks, pension funds, and institutional investors are now actively promoted to ordinary citizens. Individuals with modest savings are encouraged to invest, often under the promise of safety, steady returns, and participation in national development. While this shift may appear financially inclusive, it raises a deeper concern: for most Zambians with limited resources, government bonds are not a pathway to growth, but a constraint on it.
At the heart of the issue is opportunity cost. The average Zambian does not have surplus capital. Savings are usually small, hard-earned, and meant to improve daily living conditions. When such savings are invested in government bonds, they are effectively locked away for fixed periods, mostly 10-15 years. During this time, the investor earns interest, but loses flexibility. That same money could have been used to start or expand a small business, acquire a skill, or support informal trade activities that generate cash flow and build resilience. In an economy dominated by small and medium enterprises, diverting scarce capital into passive instruments weakens grassroots productivity.
Inflation further complicates the picture. Zambia has experienced persistent inflationary pressure, driven by food prices, fuel costs, and currency volatility. Bond yields may look attractive on paper, but when inflation approaches or exceeds those yields, real returns are minimal or even negative. For a low-income investor, this means that the purchasing power of their money does not meaningfully improve. In practical terms, the interest earned may not keep pace with the rising cost of mealie meal, transport, or rent. What appears to be saving is often just delayed consumption with no real gain.
There is also a structural problem in how bond proceeds are used. Government bonds in Zambia are frequently issued to finance budget deficits, service existing debt, or support recurrent expenditure. While these may be necessary for fiscal management, they do not always translate into productive investment that expands the economy. When citizens lend money to the state under such conditions, they are not funding new industries or broad-based job creation. Instead, they are helping the government stay afloat. For the investor, this creates a disconnect: their savings support the state, but the state does not necessarily generate new opportunities in return.
The promotion of bonds to ordinary citizens also risks reinforcing a passive economic mindset. Bonds reward waiting, not building. They teach people to rely on interest payments rather than enterprise, effort, or innovation. For wealthier individuals, this is acceptable; capital preservation and portfolio stability matter. For citizens struggling to improve their economic position, however, passivity is costly. Zambia’s economy grows through informal trade, agriculture, services, and small-scale manufacturing. These sectors are driven by active participation, not fixed-income instruments.
Currency risk adds another layer of vulnerability. The kwacha has experienced periods of sharp depreciation, eroding the value of nominal returns. Even when bond payments are made on time, their real value may be significantly lower than expected. For low-income investors, this is not a technical issue; it directly affects living standards. A return that fails to protect against currency weakness does little to secure the future.
This is not an argument against government bonds themselves. Bonds serve a legitimate purpose in public finance. They are essential for managing cash flow, funding infrastructure, and stabilising the budget. The problem arises when they are presented as a meaningful wealth-building tool for citizens who lack the financial cushion to absorb low or negative real returns. In such cases, bonds preserve money but freeze potential.
Zambia’s economic reality demands a different approach for ordinary citizens. Small businesses, farming, skills training, and local trade may carry risk, but they also carry growth. They generate income, create jobs, and build experience. Most importantly, they give individuals control over outcomes. Bonds offer none of this. They require trust in macroeconomic stability that low-income investors cannot afford to assume.
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AJ isn’t trying to hurt him at all, wide open shots & he’s holding back, purposely not cutting the ring off & the minimal pressure he’s applying has Jake overwhelmed. Commend him for trying though 🫡
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Man @jakepaul embarrassing the sport lol
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