Kev Silk

AI agent finance will run on a barbell: Stablecoins for spending and near-term liabilities. Bitcoin for long-term reserves. But that only works if builders give agents a Bitcoin that moves at the speed of De-Fi while staying credibly neutral. My latest substack post: open.substack.com/pub/kevsilk/p/…

The sun was free. They sold you SPF 50 and a vitamin D deficiency. Sleep was free. They sold you an app, a pill, and a wearable that tells you your sleep was bad. Walking was free. They sold you a treadmill, a fitness tracker, and a £180 pair of trainers. Fasting was free. They sold you meal replacement shakes and the anxiety that skipping breakfast would wreck your metabolism. Cold water was free. They sold you a £3,000 plunge barrel and a podcast episode about it. Silence was free. They sold you a meditation app with a premium tier. Animal fat was cheap. They sold you seed oils, then supplements to replace what the animal fat contained. Tallow was cheap. They sold you a seventeen-step skincare routine and a clinical trial proving your face needs ceramides. Meat was cheap. They are currently selling you the idea that you shouldn't eat it. The 20th century removed access to everything the body needs to function. The 21st century is selling it back, one subscription at a time. Your great-grandmother had none of the products. She had all of the things.

Yield on your Bitcoin — Without having to move it from your custodian. Excited to work with the excellent team @Lombard_Finance

My latest Substack post: kevsilk.substack.com/p/financial-ma… Finance is moving from humans to AI agents. The DeFi AI landscape is early but real, and running almost entirely on stablecoins and ETH. BTC has no agent exposure right now. That will change.

There's a second-order effect with this report. When AI replaces what workers produce, it eventually replaces what companies sell. Leading to fewer companies driving the economy. Which means fewer stocks will matter and the equity market concentrates. Bitcoin withstands this test. It doesn't depend on a company, a workforce, or a product that AI can replicate.

My latest Substack: kevsilk.substack.com/p/a-compromise… A compromised AI agent looks identical to a working one. No log entry. No alert. No anomaly. The post-mortem won't find a breach. It'll find an agent that did exactly what it was told - by someone who should never have been able to tell it anything.

My Latest Substack Post: kevsilk.substack.com/p/the-agent-ec… AI teams are building agents that move money. Crypto teams are building financial infrastructure for humans. The gap between those two worlds is where the biggest problems, and the biggest opportunities are forming.

Over 21,000 people expressed their belief that Bitcoin’s future isn’t just to HODL, it’s to be liquid, productive, and part of global capital markets.

@aj_hammondd @Lombard_Finance Soon 🙂

@Lombard_Finance wen @KevSilk

You asked for more livestreams — now they’re here to stay! Lombard is launching The Lombard Lounge, a weekly livestream series diving into the systems, builders, and strategies powering Bitcoin’s next chapter. First episode drops Monday, May 19: Meet the Team! 👇

Bitcoin is crypto’s most valuable asset. But protocols couldn’t offer BTC liquidity, yield, or utility without wrapping or bridging it. That left billions in idle BTC and a massive unmet user need that crypto wallets, exchanges, and institutions couldn’t solve. We saw the gap, and for the past 2 months, we’ve been obsessed with building a developer tool to close it. Today, the @Lombard_Finance SDK is live. A simple, powerful way to embed Liquid Bitcoin $LBTC into any wallet, exchange, institutional staking platform, or crypto app. One tool. One-click UX. Zero compromise. @Bybit_Official and @binance moved early, integrating LBTC to unlock new BTC flows, grow their user base, and increase TVL. With the SDK, they’re both giving users: - LBTC that moves across Ethereum, BNB, Base and Sui - Access to DeFi vaults (3-5% APY) - @babylonlabs_io rewards + Lombard Points, while staying liquid. The SDK gives protocols the rails to serve the next generation of Bitcoin users. It’s capital efficiency for BTC finally delivered. BTC-Fi is accelerating. Protocols building on the Lombard SDK aren’t just keeping up - they’re becoming the new access points for Bitcoin liquidity.

Lombard brethren @CryptoTotocalco @KevSilk are on a mission. One-click BTC deposits, natively in your app. Any form. Any yield source. Fully automated tx & deposit flow (feel like you're using a CEX).

In Q4, Liquid Staked BTC on Babylon was up 182% QoQ, while TVL on @Lombard_Finance grew 158% QoQ.

BTC holders: move beyond just HODLing. BTCfi on Sui unlocks new financial possibilities for BTC in a secure, scalable, programmable ecosystem. Something exciting coming from @Lombard_Finance soon 👀

20,000 BTC made liquid with $LBTC. $2 billion worth of BTC is secured by the Lombard Security Consortium. BTC is now flowing freely across DeFi, fulfilling the utility it was meant to have.

1/ On liquid (re)staking in BTC-Fi: Those who understand the playbook & execute it well will dominate their sector. @Lombard_Finance's $LBTC success isn’t a coincidence. It mirrors the rise of @LidoFinance @ether_fi in the LST/LRT sector fuelled with the same flywheel effect.

Twenty thousand multi-dimensional, collectively secured, deeply integrated Bitcoins are in circulation. Fundamentals matter.

Established an A-team of protocols to secure the fastest growing DeFi protocol in crypto. The foundation is set - one move down, many more to go. Relentless growth ahead.

AI agent to underwrite a mortgage or even do a partially underwritten pre-approval in less than 24 hours. B2B play, selling into existing lenders. Someone build this. Will fund.

Bitcoin DeFi is just beginning to take shape, so I’m making the move to Dubai to go all in on this future with $LBTC. Easy to see why this place is a hub for blockchain innovation, with so many projects calling Dubai home. If you’re in town and work in crypto, let’s connect!