Kris P🏴󠁧󠁢󠁷󠁬󠁳󠁿

Today's fun on the rollercoaster of the stock market. 🎢 📉 Down 2.3% Bought funds: £50 FWRP All world £50 NATP Defence UCITS £50 VFEG Emerging markets £50 QWTM Quantum computing Could be a little early with the CPI figures tomorrow, but just keep adding.

@stevehill1mil For me its 6 months bills and living costs, which sits at £12k, possibly slightly overkill, but keeps my head clear.

How big should an emergency fund be?

@2147mill Wish I had money to buy, lost all my gains, how fun,

Someone just dropped a nuke on my portfolio

@baileyinvests The older you get, the more you realise the value of time over materialistic items and vanity stuff. It's when you get to your 15th mistake, it's time to have a word with yourself. 😂

@Kris55P Appreciate your words mate! I do think it was for the best as it changed my mindset completely.

This was my biggest financial mistake👇 Age 18. First full time job as an account manager. 23k salary. Thought I’d made it. £5000 Deposit - £400pm Payment💰 Was it fun at the time? Absolutely🤣 It taught me a valuable lesson that financing cars do cripple you at such a young age. I now buy my cars outright. Not quite as flash as this though…

@v96809076 I've added a small trial of FLRK, it's more specific semiconductor in Korea, it's got some good progress

@Kris55P Yeah I’m sticking with semi for now. Just like checking out all new ETFs to see if any better

A new growth ETF from Global X looks interesting. New to Trading 212.

@DividendDrip Depends on money, time in your life etc. I was lucky, bought my first house at 20yrs old, 26yrs ago for £35k, with £2k borrowed from parents. Got a lucky start I guess.

Buy a house? Rent a house?

@2147mill This is my set up now, have just added FLKR ready, for some Korea semi diverse factors. Working ok for me currently

I've been doing a lot of thinking about my portfolio lately. I'm spread across too many positions and I think it's costing me conviction. My thesis is simple: semiconductors/ quantum computing are the infrastructure layer of the next industrial revolution. Every industry on the planet - healthcare, defence, energy, farming, finance, manufacturing - runs on chips. That's not slowing down. So I'm seriously considering restructuring around 4 core ETFS: VWRP - the anchor SMGB - semiconductor supercycle conviction JEQP - monthly income engine to buy more shares with in my maxed SS ISA QNTM - quantum computing, the next layer Then alongside my boost pie of smaller cap names. Pie: trading212.com/pies/ltzntt0aH… Less positions. More conviction. Let the thesis do the work. Thinking out loud here - is this the right move? Would welcome thoughts.

@DividendDrip Hold on tight! Don't panic, yet.....

CAN WE HAVE A GM? Happy Thursday all! The word crash is being floated around again.. Time to buckle up, or scare mongering? Regardless, FinX community are here through the highs & low’s. Have a great day! Mr Drip x

Great information

Too much excitement, planning what to spend my earnings on! Small steps

@2147mill I closed my S&P on Sunday, plus a few small funds, moved to 60% all world, plus few specialist etf, then just 10% risky picks, find I'm looking at my account less, which I'm happy with, just letting it run

I’m still thinking of doing this and thinning the portfolio. Shall update tomorrow.

@stevehill1mil @danielkempe Just done a random check on the small tester pie I have against the s&P 500, quite surprising

@danielkempe A huge amount I'm not gonna lie lol. My plan is to ditch S&P and go into All-World as the safety and QQQ as the high growth tech stocks, I will do this Monday morning

A lot of folks are complaining that I don't hold individual stocks. The truth is I don't have time to research them. Is that a good enough reason or am I still wrong not to?

@stevehill1mil I own 6/7 in that list, works well for me, I'm happy with my stocks

So close to hitting 13k followers. This last 1k has been the hardest ever since the algorithm changed up. Starting to enjoy my time on X again, not just all startup founder stuff, more investing stuff too! 🇬🇧

@danielkempe Interesting, keen to see what information that produces, as there's a lot of good and bad noise around daily

@Kris55P Yes I’ve been experimenting with automating a daily newsletter that does all the daily x research for you, keeps track of how X mentions correlate with price… is it a signal or a message of the past. The data will tell us the story!

Good morning 🇬🇧

@danielkempe Very much the same, always interested to see what others do, but rather test first, some I'm plus 26%, some I'm minus 20%,

@Kris55P Yes, I’ve been testing the theory… can X be useful for stock picks…

@danielkempe I always pride myself on not being the sheep following the herd! But it's hard to ignore the noise sometimes,

@Kris55P Excellent work. Yes, X is full of people saying PLTR because of Trump and Dell… hmm 🤔

@danielkempe Not a huge amount I hope, annual leave this week. 40min treadmill just done, and while doing so put £150 in my Defence ETF, with one eye on $PLTR 😁

@Kris55P What’s the plan for today?