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I've never met a #caregiver who was happy their loved one did NOT own long-term care insurance.
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LTCShop.com
22.9K posts
LTCShop.com
@LTCShop
Scott's newest book is for sale at all major book resellers. https://t.co/LSzJbsmyDx
San Marcos, TX Katılım Kasım 2010
1K Takip Edilen1.3K Takipçiler
Usually, the hardest part of any task is getting started, especially when it comes to long-term care insurance. You can take your first step to buy long-term care insurance today at zurl.co/wCAOz
#longtermcare #ltc #ltci #longtermcareinsurance #fiancialfreedom #financialplanning101 #retirementplanning #ltc #ltci #insurancetips #retirement #caregiving #caregiver #lifeinsurance
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Should a couple buy the same long-term care policy from the same company? Here's Bob and Mindy's Story - Part 2
#longtermcare #ltc #ltci #longtermcareinsurance #fiancialfreedom #financialplanning101 #retirementplanning #ltc #ltci #insurancetips #retirement #caregiving #caregiver #lifeinsurance
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@eze12373 @bestplayeratlas Doesn’t pay all of it. Most don’t take it
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Should a couple buy the same long-term care policy from the same company? Here's Bob and Mindy's story - Part 1
#longtermcare #ltc #ltci #longtermcareinsurance #fiancialfreedom #financialplanning101 #retirementplanning #ltc #ltci #insurancetips #retirement #caregiving #caregiver #lifeinsurance
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LTCShop.com retweetledi
@LTCShop @thecarescout @Genworth @KofC @LifeSecureTweet @mutualofomaha @NewYorkLife @Thrivent I don't know why I see people continually post that you cannot buy long term care insurance. It's beyond ridiculous at this point.
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LTCShop.com retweetledi
You can buy long term care insurance. There are lots of good options available.
LTCShop.com@LTCShop
"You cannot buy LTC insurance"! Really????? Then why are Bankers Life & Casualty, @thecarescout, @Genworth, @KofC, @LifeSecureTweet, @mutualofomaha, National Guardian, @NewYorkLife, Northwestern Mutual, @Thrivent selling traditional long-term care insurance? Why are @BrighthouseFin, Lincoln Financial, @Nationwide, @OneAmerica, and @Securian selling long-term care hybrids? This looks like a pretty robust market to me, no?
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"You cannot buy LTC insurance"!
Really?????
Then why are Bankers Life & Casualty, @thecarescout, @Genworth, @KofC, @LifeSecureTweet, @mutualofomaha, National Guardian, @NewYorkLife, Northwestern Mutual, @Thrivent selling traditional long-term care insurance? Why are @BrighthouseFin, Lincoln Financial, @Nationwide, @OneAmerica, and @Securian selling long-term care hybrids? This looks like a pretty robust market to me, no?
Political and AI e/acc Account All Things Current@SouthHampUpper1
@angelsforlove @_The_Prophet__ You cannot buy LTC insurance. My carrier stopped that line in 2016. It costs a fortune to pay out and loses massive sums of money. LTC Insurance is a non-market in 2026 and beyond.
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@JGordonBramer Have you looked into long-term care insurance? If not, start here:
ltcshop.com/long-term-care…
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My friend is caring for her mother with dementia. This woman was like a mother to me so it's hard knowing she's declining like she is. She's a widow and being shuffled around from kid to kid because they can't find/afford care good enough for her.
It's terrifying. It's terrifying to think about what's ahead with my mom potentially. It's terrifying to think it'll be me one day and who would be around to even notice if I had problems, much less care for me?
Tom has learned that while we've had a financial advisor all these years, we might also need a retirement advisor. Financial advisors are good at making your money work for you. But they don't know how to tell you to spend it smartly.
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LTCShop.com retweetledi
@JGordonBramer I have long-term care insurance. It's pricey, but I'd recommend it. The price increases as you get older, so dont take too long to decide!
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LTCShop.com retweetledi
@SouthHampUpper1 @_The_Prophet__ The solution to the last part is to buy long term care insurance. It pays the entire 10k a month bill for my mom. They did pay into it a long time but paid off.
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Most long term care starts at home, not in a facility.
Without a plan, a spouse or loved one often becomes the full time caregiver. Over time it can drain their health, energy, and finances.
Long term care insurance helps pay for professional care so your family is not carrying the burden alone.
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Long-term care is often confused with end of life care. They are two very different things. Sadly, most financial planners never broach the subject of long term care planning.
Thomas Kopelman 💵@TKopelman
Estate planning is more than just getting a will in place It is: - your will, financial power of attorney, health care directive, and maybe a revocable trust - knowing all the accounts you have, where they are located, how to get in them, etc. - beneficiary designations to be correct and match where you want everything to go - your wishes for end of life care - life insurance - what happens to your kids and pets if you are no longer here - estate exemption portability - crypto asset/cold storage management
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@TKopelman Long-term care is often confused with end of life care. They are two very different things. Most financial planners never broach the subject of long term care.
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Estate planning is more than just getting a will in place
It is:
- your will, financial power of attorney, health care directive, and maybe a revocable trust
- knowing all the accounts you have, where they are located, how to get in them, etc.
- beneficiary designations to be correct and match where you want everything to go
- your wishes for end of life care
- life insurance
- what happens to your kids and pets if you are no longer here
- estate exemption portability
- crypto asset/cold storage management
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@PatrickSCawley @jennyrozelle Prenups don't protect assets from Medicaid.
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@jennyrozelle And oh what fun when the adult children see their inheritance going to pay for long-term care for the stepmom or stepdad!
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One thing that’s surprisingly common in estate law:
Clients getting remarried in their 70s+.
It happens way more than people realize.
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I've never met an exhausred caregiver that said, "I'm glad my loved one does not have long-term care insurance."
For the rest of this episode go to my youtube channel: zurl.co/3W8V4
#ltci #insurancetips #retirementplanning #longtermcare #fiancialfreedom #financialplanning101
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If that was true why have long term care insurance companies paid over $150,000,000,000 in claims?
That's billion. With a B.
Edfolsom@Edfolsom22
@shepherd__jo Long term care insurance for humans is worse. When you get close to the age of potential use, the premiums jump so high you can't afford them, so you quit, and the insurer keeps all those years of premiums paid. Scamtastic.
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@shepherd__jo Long term care insurance for humans is worse. When you get close to the age of potential use, the premiums jump so high you can't afford them, so you quit, and the insurer keeps all those years of premiums paid. Scamtastic.
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@Edfolsom22 @shepherd__jo If that was true why have long term care insurance companies paid over $150,000,000,000 in claims?
That's billion. With a B.
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Wow, so for 15 years I paid vet insurance for my dog but now she is 15 and I guess NFU Mutual are thinking she may start to need a vet they are cancelling my policy.
What a terrible service but I really should have read the small print thoroughly 🙄
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