Simon Cunningham

Updated for 2018: What is the interest rate on a Lending Club or Prosper loan? lendingmemo.com/rates-fees-len… #p2plending

We've crossed an important milestone on our journey to helping people achieve financial well-being: Over 1,000,000 loans have been originated through the Prosper platform, totaling about $13 billion! ow.ly/N5Jx30l9AOI #FinancialWellness #fintech

We’re focused on bringing more savings to our customers in new and interesting ways. Hear more about what we’re up to in the latest @AmerBanker podcast: ow.ly/8z0H50idfh3 cc: @pennycrosman

Updated post: Lending Club vs. Prosper for borrowers. I took out a $3,000 loan from both companies. Their differences might interest you: lendingmemo.com/lending-club-v… #p2plending

@awealthofcs Intrigued by your new allocation philosophy around trend following. I imagine it's something like looking monthly at the 200-day SMA of $VTI, moving portfolio into int-term treasuries if above/below? If so, you're giving up on long term cap gains tax rate. Worth it?

I recently took out a Lending Club loan. Here's a review of the entire process from checking my rate to paying the loan back in full: lendingmemo.com/lending-club-p… #p2plending @LendingClub

I took out a loan from @ProsperLoans and documented the process step-by-step. Overall, a very smooth experience. lendingmemo.com/prosper-person… #p2plending

@KyleHulten Thanks Kyle. Much love from the Mitten. #p2plending

Live near Seattle? I will be presenting at the @OrchardPlatform P2P Lending Meetup on October 8 @ 6:30pm. Details: meetup.com/Peer-to-Peer-L…

@awealthofcs Killer mention in the WSJ. So great.

@chelseymau Feedly. It helps quiet all the noise. Quiet all the words. Quiet all the thoughts.

@awealthofcs By adding more asset classes than 3, does the tracking error increase or decrease?

MTI038: Investing in P2P Loans with Simon Cunningham moneytreepodcast.com/p2p-loans/ @LendingMemo #investing #money #p2ploans

Why Wells Fargo is Terrified of Peer to Peer Lending lendingmemo.com/wells-fargo-pe… via @LendingMemo

@awealthofcs For the avg. retail investor. Obviously there is no one size. But what is the point of diminishing returns re: diversification?

@awealthofcs For spreading across lrge/mid/sm US/Int/Emrg equities, REITs, etc, there are near endless options. How many classes is typical?

"Why I Love the Stock Market" awealthofcommonsense.com/love-stock-mar… via Ben Carlson at @awealthofcs

@ValidComplaints Glad

@ValidComplaints Many investors experience 4-5% on seasoned returns (more early on) for AB. I can't speak to your personal situation though.

@anishrsheth Most likely not. Lowering their interest rates? Yes. Investor returns have fallen 2% in the past year.