Lisa Prager

God bless 47

@VeteranAndrew @JoelKatz @robertsd @MasonVersluis @GTreasury @Ripple LoL im 7 years in. 😉

Lisa you should be thanking God that XRP is still this cheap right now. The infrastructure running $13T+ annually does not announce itself before it prices in. It prices in during deployment, not after the press release. GTreasury @GTreasury is live. Ripple Prime @ripple is on the DTCC directory. i-payout is settling in seconds. The XRP ETFs are locking up supply daily. “Cheap” assumes the market has processed what is already operational. It has not. Most retail investors still think this is a speculative bet on future adoption. They do not yet understand that 13,000 institutions are already connected to XRP rails through a SWIFT Certified Partner that Ripple now owns. Then layer in RLUSD. Every corporate treasury, every payment corridor, every cross-border settlement that onboards RLUSD lands on the XRPL. And the XRPL’s native settlement asset is XRP. RLUSD is not a competitor to XRP. It is the Trojan horse that pulls institutions through the gate and directly onto XRP rails whether they realize it or not. The compliance layer brings them in. The neutral settlement layer is what actually moves the value. Then layer in Evernorth ($XRPN). @evernorthxrp @ashgoblue have 473 million XRP warehoused and ready to deploy into live bank settlement corridors via XLS-66 institutional lending. That XRP will not be sitting idle. It will generate yield that compounds NAV independent of price while simultaneously removing liquid supply from the open market. Every unit locked in a lending vault is a unit that cannot be sold. Supply compression from ETFs on one side, corridor lending on the other. David has said it directly: high unit price means fewer XRP needed per transaction. The system was architected from genesis in 2012 for high price, low slippage settlement. One XRP equals ONE MILLION DROPS. One. Million. Drops. That is not an accident. That is institutional design. It is genius. Banks want low slippage. XRP’s one million drops with high price delivers low slippage for banks. It’s a no brainer for banks. Fast, cheap, secure. The question is not why it is still cheap. The question is how much longer the public stays asleep while the plumbing finishes getting laid beneath their feet. The price always comes last. The infrastructure came first. That is how this has always worked.

Genuine question for hardcore $XRP holders: Why would global banks choose to use XRP and in turn, potentially boost its price through the roof, when Ripple holds 34B tokens? If it goes to the wild prices everyone yaps about, Ripple would be the most valuable financial institution in the world. Do we really think banks want to make that happen for the Ripple company’s story? Think about global banks being approached to use XRP, they will do extreme due diligence before using a “cryptocurrency asset” to solve traditional banking by. They will see alllll the retail holders, all the weird riddles, all the theories, ripples holdings , do you think they would accept the proposition to use XRP? Is the utility and benefit to them big enough to just ignore certain things?

Federal charges have been filed in the alleged misuse of Governor Newsom’s homelessness funds in California. Buckle up!

@rak3726 @BankXRP Petty? Maybe look at yourself in the mirror?! @BankXRP was gracious & added me back in. Maybe stop being so bitter and "disrupting"?? LoL Loser.

@LisaPrager3 @BankXRP Petty child.

David Schwartz "Clarifying his 2017 'XRP Cannot Be Cheap' Quote: You're thinking about it from the point of view of an XRP holder. When I said "XRP cannot be cheap" if you're talking about this post, that was talking about it from the point of view of using it for payments.

@joshuniversity @JoelKatz @robertsd @MasonVersluis Impatient?! GTFOH. I've been holding for 7 years ffs. Perseverancia!

@LisaPrager3 @JoelKatz @robertsd @MasonVersluis All the investors crying and impatient about Xrp are going to be the first to complain how expensive it is at $50-100 lol 🤦‍♂️ instead of DCA and realizing the Xrp price is being manipulated so big fin institutions, gov and corporations can position themselves legally and buy

@SliceTimmy @bgarlinghouse @JoelKatz ....because then xrp would be a SECURITY...even tho Judge Torres said nah baby nah!!! Tbh...it will probably take a black swan event like @Ripple declaring bankruptcy for xrp to mewn to 3 to 4 digits. 🤨😪

@LisaPrager3 @bgarlinghouse @JoelKatz what enquiring minds really want to know is .... why is it whenever good news about Ripple gets announced the price of XRP actually falls?

The secret sauce is simple 1/ give Corporates a trusted, regulated entry point embedded in workflows they already use, 2/ remove the friction between managing different accounts (fiat or digital). Both of those are now solved today with Ripple Treasury. Ripple Treasury is on a tear – last year facilitating $13T in payments for customers. This year, with the addition of native digital asset capabilities? LFG!

@Archie_XRPL Yes. This question was from me. And his answer was a little silly. Find the thread & get full context. My question was why is it at $1.29 given all the institutional news.

🚨 David just cleared up the famous 2017 quote once and for all 🚨 A lot of people (including me), rightly so, read “XRP cannot be cheap” as bullish for holders - signalling it needs a much higher price. But David wasn’t giving investment advice. 🙅🏼‍♂️ He was talking purely from the payments use case👇 Imagine XRP is like magic bridge money for sending dollars across the world. If XRP is only $1 each, sending $1,000,000 would need you to move 1,000,000 whole XRP tokens - that’s a giant pile! It gets messy, slow, and expensive (too much market impact and slippage). But if XRP is worth $1,000,000 each, you’d only need one single token to send the same $1,000,000. Super quick, super clean, and way more practical. That’s why XRP works best as a bridge asset when its price is higher - exactly as it was designed for global payments. Either way: XRP cannot be dirt cheap if it’s meant for serious cross-border use. Higher price = better utility as a bridge currency. What do you think - does this change how you see the original quote? 👇 #XRP #Ripple

@camerongrey @BankXRP Oh ffs you're assuming I'm late. U knw nothing about me!!😅🤪 At $1.29 it is absolutely still cheap regarding use for institutions. Stop making assumptions plz!! 🫣😘

@BankXRP @LisaPrager3 Hey Lisa it went from sub $0.01 to $4. You were late. Everyone still talking about this was late and wrong.

@bgarlinghouse @Ripple Plz plz plz give the bots a rest and let xrp breathe!!!!!

Clear validation of @Ripple Prime’s strength, reliability and tech with today’s investment grade issuer rating from Kroll. Momentum builds when markets recognize these things.

@BGraphicsw32333 @BankXRP Ummmmm...pretty sure i mentioned all the utility! 🫣🤨

@BankXRP @LisaPrager3 price follows utility not hype XRP’s real use cases are just getting recognized

@BankXRP You're the best 🥲😘

This was in response to this reply from @LisaPrager3 to David. x.com/LisaPrager3/st…

@fwskiiii Thanks for showing me the secret sauce (roids!) routine Dad!! 😅🙄😬😮‍💨

Young Arnold Schwarzenegger and his son, Joseph Baena

@RuleXRP @Ledger Aahhhh the gift that keeps on giving. The infamous @ledger data breach. I've received this, and many threatening emails. Thanks @Ledger for putting our families at risk!!🤡🤡🤡💩🤡💩🤡💩

I have received 2 PHYSICAL LETTERS in the mail from @Ledger scammers/imposters and my question is: How many people have lost their crypto because of this?

So... 2020 Breach: Impacted 1.1 million email addresses and ~292,000 personal profiles (addresses, names, phones), which were publicly dumped via @Ledger and now their concerned with this... Ledger CTO Urges Community to Increase Crypto Security After Recent Solana Dex Hack cryptonews.net/news/security/…

@bgarlinghouse you're famous for saying "give the bots a rest & let xrp breathe" to a market maker. Is xrp again suppressed from breathing? Is there anyway you can have the bots rested again for good? Asking for many. Thanks 😘

@ChadSteingraber @DerrickHam1976 Nobody has taken into account the velocity of money. Price isn't just total on chain value vs available supply!

@DerrickHam1976 They just enable XRP use today.

XRP Heading for $13Trillion in payment volume… 👀

@JoelKatz @robertsd @MasonVersluis And if 16T does eventually land on the xrpl, assuming 44B/day, how does money velocity affect the price of xrp? Not asking for price predictions...Generally curious as I'm sure many others are.

@JoelKatz @robertsd @MasonVersluis But what difference does that make as a xrp holder point of view? If it can't be "cheap" regarding payments as a xrp holder the viewpoint varies. If i hold xrp bought at x price but now xrp is x^2 for payments, because it can't be cheap, vs Alice that holds xrp at x^2 -y...

@JoelKatz @robertsd @MasonVersluis You're famous for saying "xrp cannot be cheap". With the news of gtreasury & ripple settling 16T/yr & xrp etfs, why is xrp still "cheap"? I'm not asking for a price prediction. I'm (& many others) curious why it's still so cheap?

There are some cases where volatility is a huge problem and so a stablecoin is a better choice than a cryptocurrency. Similarly there are some cases where a regulated asset with a trusted counterparty is a benefit. But cryptocurrencies have three big advantages over stablecoins. 1) A stablecoin can only be stable with respect to one currency and a stablecoin denominated in the fiat you need it to be stable relative to may not exist with the qualities you want. Applications that involve multiple jurisdictions with different native fiats don't benefit as much from the stability. 2) A stablecoin can be frozen or clawed back by its issuer. Ripple, for example, can't refuse a US court order. And the US courts may decide that other things matter more than you do even if you've done nothing wrong. For example, if some country asserts that you've supported terrorism and claims secret evidence, is a US court going to protect you even if you claim that your only support for terrorism was in the form of speech criticizing that government's human rights record? Do we expect AI agents to defend themselves in courts? Do you want to have to? 3) For most cryptocurrencies most of the time, the upside is worth more than the downside. So if you don't need stability, you might prefer a cryptocurrency over a stablecoin for many applications. If I had to lock up some money in an escrow for a year, I might well prefer XRP or BTC to USD because I know USD isn't going up.

@bgarlinghouse So it's getting kind of painfully obvious now that there's no XRP in that secret sauce. @bgarlinghouse you low key seem a little sus with that Northstar XRP.