Locality Bank

Your deposits do more than sit in an account. At Locality Bank, we help support local businesses and strengthen our South Florida community. That’s the local banking effect. Open an account today: localitybank.com/enroll/ Member FDIC #localitybank #deposits #localbank #banklocal #soflo #banking #community #communitybanking #localbusinesses #businesses #openanaccount

Many business owners know where they want to go next. The hard part is knowing where to start. That’s especially true when it comes to SBA financing. Our partnership with Parlay Finance helps simplify the early stages of SBA lending by organizing financial information upfront, reducing delays, and creating a clearer path forward. That means faster clarity, fewer surprises, and continued guidance from a Locality banker who understands your goals. If SBA financing is part of your plan this year, starting the application is the first step. Start here: locality.parlayfinance.app/sign-in Learn how our partnership with Parlay helps streamline the process: localitybank.com/resources/2025… Member FDIC #localitybank #parlayfinance #banklocal #localbank #sbaapplication #resourcecenter #ai #community #communitybank #businessowner #smallbiz

Behind every gym is an owner making constant decisions. When to upgrade equipment. When to improve the space. When to invest in what’s next. Those decisions shape the future of your business. SBA financing can help create flexibility to invest in your gym without disrupting what you’ve built. We’ve also partnered with Lycan Fitness to provide additional equipment savings for funded clients. If you’re planning your next move, we’re here to help you explore your options. hubs.ly/Q045SzbP0 Member FDIC #localitybank #banklocal #localbank #gymowners #businessowners #gymequipment #wodapalooza #invest #sbalending #community #communitybank

At some point, every business owner faces the same question: Do I keep leasing, or do I take ownership? Owning your space can bring stability, predictability, and long-term value, but the structure of the financing matters. SBA 7(a) financing can help make ownership possible while preserving your cash for the day-to-day needs of your business. If this is the year you’ve been thinking about making that move, it may be time to explore what’s possible. The first step is understanding your options. Learn more about SBA loans: hubs.ly/Q045dnST0 If you're ready to start an application, visit hubs.ly/Q045dlct0 Member FDIC #localitybank #banklocal #localbank #sba7a #lending #workingcapital #expansion #refinancing #smallbusiness #smallbiz #localbusiness #newyear

Locality Bank is proud to be the Official Bank of Gymreapers Wodapalooza, the largest fitness festival in the world. From March 12 to 15, more than 40,000 athletes, brands, and fans will gather on Miami Beach for four days of elite competition, seminars, and one of the biggest brand expos in fitness. Right on the sand during the festivities, we will be hosting the Locality Lounge, a place for partners and exhibitors to cool off, grab something to eat or drink, recharge their devices, and connect with other operators behind the scenes. We’ll see you in Miami Beach. Member FDIC #localitybank #gymreapers #wodapalooza #gymrefresh #gymowners #crossfit #banklocal #localbank #community #communitybank #miamibeach

In the latest episode of Making Bank, Marc Elkman shares what fulfillment really looks like. Not just growth. Not just big projects. But building a company alongside the same friends he grew up with: the brainiac from 9th grade, a designer who went on to work with the St. Regis and other high-end clients, and a seasoned project manager. They brought their experience together and built Empire Development. Listen to the full episode of Making Bank. hubs.ly/Q043W8Z20 Member FDIC #localitybank #makingbank #banklocal #localbank #entrepreneur #development #growth #partnership #experience #soflo

Running a gym means constantly reinvesting in your space, your equipment, and your members’ experience. But deciding when and how to invest isn’t always simple. Through our SBA lending program, gym owners can explore financing options designed to support long-term improvements, from replacing worn equipment to refreshing facilities or restructuring existing debt. The goal is simple: help you move forward without putting unnecessary pressure on your day-to-day cash flow. If upgrading your gym or planning your next phase of growth is on your radar this year, you can explore your options here: hubs.ly/Q044qtrD0 See you at Gymreapers Wodapalooza! Member FDIC #localitybank #sbalending #gymowner #businessowner #wodapalooza #financing #growth #banklocal #localbank #community #communitybank

Still deciding what this year looks like for your business? Whether it’s expanding, refinancing, or owning your space, SBA 7(a) financing can help you move forward without tying up your working capital. The first step is understanding your options. Learn more about SBA loans: hubs.ly/Q043NPd90 If you're ready to start an application, visit hubs.ly/Q043NSYQ0 Member FDIC #localitybank #banklocal #localbank #sba7a #lending #workingcapital #expansion #refinancing #smallbuisness #smallbiz #localbuisness #newyear

In the latest episode of Making Bank, Marc Elkman talks about taking risks while you are young. Living at home. Saving money. Betting on yourself when the stakes are lower and the lessons are bigger. He believes your early 20s aren’t for playing it safe. They’re for building, testing, failing, and learning fast. There’s no “too early” anymore. If you’re waiting for the perfect time to start, this conversation might change your mind. Listen to the latest episode of Making Bank. hubs.ly/Q043nRsW0 Member FDIC #localitybank #makingbank #podcast #localbank #banklocal #community #communitybank #entrepreneur #growth #smallbiz #soflo #youngentrepreneur

Thinking about SBA financing? Before you apply, it helps to understand the details that shape the outcome, from eligibility to timelines to lender experience. We cover the essentials in our newest article. Read The Nitty-Gritty of SBA Lending. hubs.ly/Q043nL6r0 Member FDIC #localitybank #banklocal #localbank #sba7a #sbalending #lending #financing #localbusiness #nittygritty #resourcecenter

Locality Bank will be closed on Monday, February 16th, in observance of Presidents' Day. Hours of operation will resume on Tuesday, February 17th. Even though our branch is closed, we're reachable 24/7 via (888) 238-5053 and support@localitybank.com. Member FDIC #presidentsday #LocalityBank #onlinebanking #digitalbank #communitybank #banklocal #localbank #community #holidayhours

“I’m busy. I want to eat clean. I don’t want to make a bad decision for lunch when I’m hungry.” That simple idea helped Marc Elkman grow a meal plan company from 0 to $18M in 3 years, landing on the Inc. 500 as one of the fastest-growing private companies in the country. Now leading $100M+ in development projects, Marc shares the real lessons behind scaling fast. Listen to the full episode now. hubs.ly/Q042SjlL0 Member FDIC #localitybank #makingbank #banklocal #localbank #banking #marcelkman #development #fastgrowth #entrepreneurship #healthiswealth #community #soflo

With SBA financing, structure matters as much as the dollars. If you’re considering an SBA loan, its structure can shape cash flow and flexibility. Our latest article breaks down how SBA lending works, when it makes sense, and what to expect. Get all the SBA nitty-gritty in our Resource Center: hubs.ly/Q041PtFt0 Member FDIC #localitybank #banklocal #localbank #resource #resourcecenter #community #communitybank #sbalending #nittygritty #sba #smallbusiness #smallbiz #nittygrittynugget

Starting an SBA loan can feel like digging for information and answering the same questions over and over. That’s where our partnership with Parlay Finance helps. Parlay organizes your financials early so fewer things get missed, files stay cleaner, and the handoff to our SBA team is smoother. And throughout the process, Locality bankers are still with you, guiding decisions with clarity and context, not guesswork. Learn more: hubs.ly/Q041PrfX0 Start your SBA application: hubs.ly/Q041PpDs0 Member FDIC #localitybank #sbalending #sba #smallbusiness #finances #parlayfinance #guidance #clarity #partnership #aitools #ai #banklocal #localbank #community #communitybank

Maybe this is the year you expand. Maybe you refinance. Maybe you finally look at owning instead of renting. You don’t need all the answers yet. You just need a starting point. SBA 7(a) financing is built for long-term growth, not short-term strain. If you’re thinking about what comes next, explore SBA financing at hubs.ly/Q041PlkJ0. Member FDIC #localitybank #sbalending #newyear #financing #banklocal #localbanking #community #communitybank #banking #lending #sba7a #refinance #starthere #explorefinancing

We believe the best banking isn’t about choosing between technology and relationships. It’s about using both fully. AI helps us move faster. Local bankers help you feel supported. Together, that means better access to capital and genuine, white-glove service from your community bank. Member FDIC #localitybank #banklocal #digitalbanking #communitybanking #smallbizbanking #banking #smallbiz #community #local #digital #hightech #hightouch

SBA lending isn’t complicated because it’s mysterious. It’s complicated because the details matter. From eligibility and guarantees to timelines and trade-offs, understanding how SBA loans actually work helps business owners make better long-term decisions. We break it all down in our latest article. Read The Nitty-Gritty of SBA Lending in our Resource Center: hubs.ly/Q041g9yn0 Member FDIC #localitybank #resourcecenter #nittygritty #sbalending #smallbusinesslending #lending #smallbusiness #banklocal #localbank #community #communitybank

At Locality Bank, we believe in offering more than just a loan. Our relationships are built on great advice, financial resources, and personal service. Discover how we can support your business goals today. 👉 hubs.ly/Q040jnCx0 Member FDIC #morethanaloan #banklocal #LocalityBank #banking #localbanking #smallbusinesses #businessgoals #community #personalservice

Faster checkout. Same great service. Tap your card or phone to pay. It’s that easy with your Locality Bank debit card. Member FDIC #TheLocalityDifference #CommunityBanking #ContactlessPayments

Locality Bank will be closed on Monday, January 19th, in observance of Martin Luther King Jr. Day. Hours of operation will resume on Tuesday, January 20th. Even though our branch is closed, we're reachable 24/7 via (888) 238-5053 and support@localitybank.com. Member FDIC #MLKday #happybirthdayMLK #LocalityBank #onlinebanking #digitalbank #communitybank