M3 Insurance

When it comes to insurance, why settle for either/or? Discover the promise of yes/and with M3.

M3 today announced its integration with Trade Acceptance Group, a specialized trade credit insurance advisory firm, expanding M3 Insurance’s property and casualty specialization. Learn more: m3ins.com/news/trade-acc…

Rising healthcare costs aren’t new—but how employers are responding is changing fast. Momentum: An M3 Employee Benefits Trend Report explores the strategies driving real results in 2026 and what employers should be preparing for next. 📑 Full report: m3ins.com/momentum-an-em…

In this episode of Comply on the Fly, we walk through the key annual filings and disclosures plan sponsors should keep on their radar, including ACA reporting, Medicare Part D disclosure to CMS, RxDC, Form 5500, PCORI fees, and gag clause attestation. m3ins.com/cotf-annual-re…

Recently Released! The IRS issued the limits for 2027 on Health Savings Accounts (HSAs) and the associated high deductible health plans (HDHPs) in Revenue Procedure 2026-24. Stay informed & stay ahead: m3ins.com/2027-hsa-high-…

Thinking about mid-year HDHP enrollment? It is not always as simple as making the switch. In this episode of Comply on the Fly, we walk through a real scenario where a spouse’s FSA quietly blocks HSA contributions. Listen in to learn more: m3ins.com/cotf-hdhp-midy…

Exciting news! We’re relocating our Kenosha office to the Innovation Center in the Kenosha Innovation Neighborhood, a new community designed to foster regional economic recovery, growth, and sustainability. Learn more: m3ins.com/news/m3-moves-…

Good news and challenges ahead: the commercial P&C market is softening, but some coverages still carry stubborn cost pressures. Lindsey Henry, CIC shares the latest Q2 2025 insights to help you plan smarter for renewals. Read more: m3ins.com/q2-2025-pulse-…

🌩️ Rising premiums, severe weather, and stricter underwriting are reshaping personal lines insurance. In this episode, we share why the “set it and forget it” approach no longer works and how to stay ahead of risks. Tune in! m3ins.com/fast-break-wea…

Big changes are coming for employers in 2026. 🎙️ On this episode of Comply on the Fly, we break down the latest update to ACA rules, including the new IRS affordability percentage that could impact your health plan strategy. Tune in! m3ins.com/cotf-2026-aca-…

Exciting news! Dillon Byrne has been promoted to client executive. In this role, he specializes in property and casualty insurance for the construction and real estate industry. We're proud to have him on the M3 team as a trusted partner for client success!m3ins.com/dillon-bryne-p…

Congratulations to Jordan Herbert on being named vice president of business development at M3. Since joining us in 2011, he’s played a key role in driving growth and mentoring sales talent. We’re excited to see his continued impact! m3ins.com/jordan-herbert…

Our members are finding real savings with our Health Plan Initiative in partnership with @M3Insurance and WPS. Thanks for sharing your experience Keith and St. Vincent de Paul of Wausau! wausauchamber.com/chamber-health…

If you sponsor HDHPs, offer telehealth or DPC, or administer dependent care FSAs, this Comply on the Fly episode is a must-listen. Learn what the newly signed OBBBA means for your benefits strategy. m3ins.com/cotf-one-big-b…

Momentum: An M3 Employee Benefits Trend Report is NOW available! Discover what’s driving cost increases, the disruptive strategies innovative organizations are using to respond, and how M3 is helping clients plan for what’s next. 📑 Get the full report m3ins.com/momentum-an-em…

Congratulations to Katie Flottum on her well-deserved promotion to client advisor at M3 Insurance. In her role, she specializes in property and casualty with a focus on the manufacturing and distribution industry. Read more: m3ins.com/katie-flottum-…

🎙️ Workplace safety isn’t just a compliance issue—it’s a strategic business decision. This Fast Break episode dives into risk management’s role in helping businesses protect employees, reduce insurance costs, and support long-term sustainability. Tune in: m3ins.com/fast-break-cul…

📊 Benefits can be a game-changer for attracting and keeping top talent. Benchmarking helps you evaluate your total rewards, spot gaps, and stay ahead of trends. Use data-backed insights to guide smarter HR decisions: m3ins.com/benchmarking-e…

Summer brings fun, sun, & new safety risks. Make sure your insurance coverage is ready for the season. This article is packed with practical tips on storm prep, vehicle insurance, RV and boat coverage (including a detailed maintenance checklist), and more! m3ins.com/summer-savvy-e…

Join us in welcoming Matt Schwister back to M3 as a client executive. He brings strong experience and a fresh perspective, and we're looking forward to what’s ahead. Great to have you back, Matt! m3ins.com/matt-schwister…

Summer heat can lead to tire blowouts, brake fade, and engine overheating - all of which put your drivers and others on the road at risk. Proactive, summer-specific maintenance keeps your fleet safe and your drivers protected. m3ins.com/beat-the-heat-…