Merida_Pan

The capital rule is technology neutral. An eligible tokenized security should generally receive the same capital treatment as the non-tokenized form of security under the capital rule. Learn more and get answers to frequently asked questions at occ.gov/news-issuances….

Krakenが獲得した「スキニー型」FRB主口座とは？ 米FRBがKraken Financialに承認した「スキニー（Skinny）主口座」について、従来の銀行口座との違いを簡潔に解説します。 1. 獲得した「支払い主権」中継銀行を介さず、FRBの決済網（Fedwire/NSS）に直接接続。24時間365日のリアルタイム決済と、清算コストの劇的な削減が可能になります。 2. 究極の安全性：「主権級クレジット」民間銀行の信用ではなく、資産を直接FRBに預けます。100%準備金が義務付けられ、資金の安全性は最高ランクの「中央銀行・主権レベル」へ昇華します。 3. 伝統的銀行との決定的な違い 貸付の禁止: 預金を使った融資は一切不可。 利息なし: 準備金に対する利息は発生せず、信貸利益を完全に放棄。 救済なし: 緊急時のFRBからの借入（窓口貸付）権限なし。 結論：Krakenは「融資による利益」を捨て、引き換えに「究極の決済効率と安全性」を手に入れました。これは暗号資産企業が米国の金融インフラの核心に直接組み込まれたことを意味します。 #Kraken #FRB #暗号資産 #金融インフラ #ビットコイン

Krakenの銀行部門Kraken FinancialがFRB（米連邦準備制度）主口座を獲得！ これによって何が変わるのか？要点をまとめました。 1. 獲得したもの： 金融の最上流への直通チケットこれまで暗号資産取引所は、米ドルを扱うために必ず「中継銀行」を通す必要がありました。今後はFRBの決済システム（Fedwire等）に直接アクセスし、中央銀行マネーで直接決済が可能になります。 2. 何ができるようになる？ - 超高速・低コストな決済: 中継銀行を介さないため、米ドルの入出金がより速く、安くなります。 - カウンターパーティリスクの排除: 民間銀行に預けるリスクがなくなり、FRB（中央銀行）に直接資産を置くという究極の安全性が確保されます。 - 信頼性の向上: FRBの厳格な審査（反洗銭・制裁コンプライアンス等）をクリアした証となります。 3. 5年半越しの執念Krakenが申請を行ったのは2020年10月。5年半にわたる粘り強い交渉と、米国の規制環境の変化がこの突破口を開きました。 今後、他のクリプト企業もこの流れに続く可能性が高く、業界のゲームチェンジとなるでしょう。 #Kraken #暗号資産 #FRB #金融革命 #Web3 #ビットコイン

🚨NEW: @krakenfx, the U.S.’s second-largest crypto exchange, has just done something no other crypto firm has done before: secured coveted access to the Federal Reserve. According to a report by the @WSJ released this morning, the exchange’s banking arm, Kraken Financial, has been approved for a Federal Reserve master account by the Kansas City Fed, marking the first time a crypto-native company has gained direct, albeit limited, access to the Fed’s payments system. The approval comes five and a half years after Kraken filed its application with the Kansas City Fed in October 2020. The account gives Kraken a direct line into the Fed’s payments rails, but not access to Federal Reserve lending facilities. Under the limited-purpose, or “skinny,” master account framework floated by Fed Governor Christopher Waller, the firm can hold reserves and settle in central bank money, but it cannot lend, access the Fed’s discount window, or operate as a traditional commercial bank. Governor Waller is seeking to finalize his skinny master account proposal by the end of this year. The Kraken approval, sources tell me, is designed as a “pilot” program to trial the skinny master account concept. The skinny master account is in line with payments-only accounts provided by central banks in the United Kingdom, the European Union and Switzerland. The decision marks a historic shift for an industry long shut out of the traditional banking system and signals a softer tone at the Fed, which critics had previously described as hostile to crypto under the prior administration. The decision also impliedly recognizes that the Fed believes Kraken has sufficient anti-money laundering and sanctions compliance practices to curb illicit finance risk, and that Wyoming’s regulatory framework for special purpose depository institutions (SPDIs) is in line with Federal banking standards. This could kick off a surge of Fed master account applications from other crypto firms. On the horizon: Wyoming’s @custodiabank, which has been chasing access nearly as long as Kraken and has been engaged in litigation against the Fed since 2022. @Anchorage, an OCC-regulated trust bank, and @Ripple's U.S. banking partner have also applied for master accounts. More to come.

x.com/i/article/2027…

片山財務大臣、ステーブルコインの「社会実装」推進を表明｜MoneyX 2026 coinpost.jp/?p=691605

we're making @blocks smaller today. here's my note to the company. #### today we're making one of the hardest decisions in the history of our company: we're reducing our organization by nearly half, from over 10,000 people to just under 6,000. that means over 4,000 of you are being asked to leave or entering into consultation. i'll be straight about what's happening, why, and what it means for everyone. first off, if you're one of the people affected, you'll receive your salary for 20 weeks + 1 week per year of tenure, equity vested through the end of may, 6 months of health care, your corporate devices, and $5,000 to put toward whatever you need to help you in this transition (if you’re outside the U.S. you’ll receive similar support but exact details are going to vary based on local requirements). i want you to know that before anything else. everyone will be notified today, whether you're being asked to leave, entering consultation, or asked to stay. we're not making this decision because we're in trouble. our business is strong. gross profit continues to grow, we continue to serve more and more customers, and profitability is improving. but something has changed. we're already seeing that the intelligence tools we’re creating and using, paired with smaller and flatter teams, are enabling a new way of working which fundamentally changes what it means to build and run a company. and that's accelerating rapidly. i had two options: cut gradually over months or years as this shift plays out, or be honest about where we are and act on it now. i chose the latter. repeated rounds of cuts are destructive to morale, to focus, and to the trust that customers and shareholders place in our ability to lead. i'd rather take a hard, clear action now and build from a position we believe in than manage a slow reduction of people toward the same outcome. a smaller company also gives us the space to grow our business the right way, on our own terms, instead of constantly reacting to market pressures. a decision at this scale carries risk. but so does standing still. we've done a full review to determine the roles and people we require to reliably grow the business from here, and we've pressure-tested those decisions from multiple angles. i accept that we may have gotten some of them wrong, and we've built in flexibility to account for that, and do the right thing for our customers. we're not going to just disappear people from slack and email and pretend they were never here. communication channels will stay open through thursday evening (pacific) so everyone can say goodbye properly, and share whatever you wish. i'll also be hosting a live video session to thank everyone at 3:35pm pacific. i know doing it this way might feel awkward. i'd rather it feel awkward and human than efficient and cold. to those of you leaving…i’m grateful for you, and i’m sorry to put you through this. you built what this company is today. that's a fact that i'll honor forever. this decision is not a reflection of what you contributed. you will be a great contributor to any organization going forward. to those staying…i made this decision, and i'll own it. what i'm asking of you is to build with me. we're going to build this company with intelligence at the core of everything we do. how we work, how we create, how we serve our customers. our customers will feel this shift too, and we're going to help them navigate it: towards a future where they can build their own features directly, composed of our capabilities and served through our interfaces. that's what i'm focused on now. expect a note from me tomorrow. jack