Travis Mains

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Travis Mains

Travis Mains

@MainsTravis

Katılım Kasım 2016
1.5K Takip Edilen1.4K Takipçiler
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Felix Prehn 🐶
Felix Prehn 🐶@felixprehn·
Florida is paying 18% a year guaranteed by state law. Wall street stares at corporate bonds yielding 4.6%. The 23 year olds in courthouse parking lots are clearing $40-80K a year while you sleep… Most people have no idea what's happening at county courthouses in 2026. When a homeowner doesn't pay property tax, the county still needs the money to fund the school district. So the county auctions a tax lien certificate against the property. The buyer pays the unpaid tax. The county uses the cash. The buyer collects the tax + state-mandated interest from the homeowner. Florida 18%. Iowa 24%. Illinois 18%. Maryland 18%. Arizona 16%. Maximum rate. State law. Fuck corporate bonds. Fuck CDs. Fuck high-grade credit ETFs. The fastest way to print 18% guaranteed yield on $100-500K of capital is the 3-county tax lien stack. 99% of investors won't run it because the trade is illiquid by design. I run the stack across 3 florida counties. It pulled $89K in guaranteed yield over 14 months on $480K deployed. Total time: 4 hours a quarter. Total cost: $0. Move 1. Pick 3 counties in 1 state. Florida is most retail-friendly. Recommended: Miami-Dade (high inventory), Broward (high redemption rate), Hillsborough (rising delinquency). Diversify across geography to avoid local economic shocks. Move 2. Register at realauction. com or govease. com. Same login covers most florida counties. ID verification 24-48 hours. Free. Move 3. Pull the certified delinquent tax roll. 30 days before each auction. Public record. Free PDF from the county tax collector site. Filter to certificates between $500 and $5,000. Smaller liens = higher redemption rate. Move 4. Run the property comp on every certificate above $1,000. Use zillow + the county property appraiser site. Free. Target lien-to-value below 3%. So a $2,000 lien on a $200K house = 1% LTV. Skip mobile homes, vacant land, condos with HOA liens. Move 5. Bid at the maximum rate. Auctions are dutch-auction style — you bid the LOWEST rate you'll accept. 99% of buyers bid down to 5-7%. Bid 18%. You'll get fewer certificates but every one pays maximum yield. Move 6. Set the redemption tracker. Counties send postal mail or digital notice when a certificate redeems. When it hits, the county wires you principal + interest within 30 days. Move 7. Diversify across 50-200 certificates. Some redeem in 90 days. Some in 2 years. The portfolio yields a smooth 13-16% blended (the 18% rate × redemption rate, averaged). Move 8. Block 4 hours per quarterly auction. Plus 1 hour a month for the tracker. That's the entire job. The asymmetry nobody talks about. Corporate bond path on $480K: $22-35K a year. Default risk increasing. Real estate rental path: 1 property, 8 hours a month managing tenants, $42K gross / $28K net after maintenance and vacancy. Tax lien stack path on $480K: 200 certificates, 5 hours a month, no tenants. $62-77K a year average. Plus zero tenant calls. Plus zero plumbers at 2am. i run 6 lien stacks across 3 florida counties + 1 maryland + 1 arizona. They print $11,400 a month combined while i sleep. They don't have feelings. They don't panic. They don't watch cnbc. (btw the tradeoff is illiquidity. Your $480K is locked for 1-3 years per certificate. Wrong asset if you need the money fast.) Florida property tax delinquency just hit 2.8%. Highest since 2009. Iowa 3.1%. Illinois 3.4%. Supply is here right now. Window before institutional money figures it out: 18 months. I'll probably regret posting this. Once retirement money hears "guaranteed 18%" the auctions get crowded and the rate compresses. Somehow it always does. (the county needs cash to fund its schools. your government auctions an iou against your neighbor's house. you buy the iou. your neighbor pays it back at 18 percent. the school gets paid. the county gets paid. you get paid. wall street gets nothing because they couldn't figure out how to securitize it. it has been working this way since 1820.) This is my once in a lifetime FREE webinar. I'm a former banker walking through the exact 3-county lien stack live. Plus the LTV scoring sheet, the auction calendar, and the redemption tracker template. Things wall street firms refuse to teach because they can't securitize this asset class. Limited spots. Link in comments: felixfriends.org/live
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John Leonzo
John Leonzo@John_Leonzo·
"The screener's job is simple: force the over" - Ben McCollum 1) Angles Matter: Start Below, Stay Below 2) Fix It If You Whiff Or The Defense Gets Under Easy Fixes ⬇️⬇️ "Flip" the screen: Quick Rescreen "Flash": Hit the screener and chase it for a get
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Eric Fawcett
Eric Fawcett@EricFawcett_·
Michigan found easy buckets in transition by leaking out the shooter's defender after every jumper, a strategy used by many teams in Europe. Given the way it stresses defenses and the way the shooter likely won't be involved on the offensive glass to punish, this could be something we see copied in the NCAA.
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Hoop Herald
Hoop Herald@TheHoopHerald·
Elite Set here from Duke The best sets are not the initial action, it’s the way the players react when the initial action is taken HIGH level stuff (Via @CoachHackGO 🎥)
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Drew Maddux
Drew Maddux@DrewMaddux·
"We have 0 chance if we're not committed to having a championship spirit and honor the things that go into winning every day" - Shaka Smart We all say we want to win. We talk about championships. We post about excellence. We get excited about the outcome. But, here’s the truth most people don’t want to sit with-winning is built long before the scoreboard ever reflects it. Shaka Smart said it right: you’ve got zero chance if you’re not committed to the spirit behind it. And that spirit? It’s not hype. It’s not emotion. It’s not talk. It’s discipline! Honoring the things that go into winning every day means you stop negotiating with the process. It means you show up on the days you don’t feel like it. It means you do the small things with the same intensity as the big moments. It means you take ownership when no one is watching and no one is clapping. Because championships are not won in the spotlight-they’re revealed there. They’re built in the unseen. In the early mornings. In the extra reps. In the hard conversations. In the standard you refuse to lower. And if you’re a leader, hear this clearly…your team will not honor what you don’t model. If you cut corners, they will too. If you drift, they will drift faster. But if you commit to the daily disciplines, if you honor the standard, if you bring a championship spirit into ordinary moments, you give your team permission to rise. Winning is not an event. It’s a habit of honoring what matters, every single day. So don’t just chase the outcome. Honor the work.
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Coach AJ 🎯 Mental Fitness
Kelvin Sampson explains what great coaching looks like and why coaching is really teaching. "What is it that you learned new today? Write it down so you don't forget it." "Make a list of the things you learned. Then go find an assistant coach tomorrow and say, 'Here's the things I learned today. Can you show me what coach meant with video?'" Learn how your players best learn and meet them where they are. "Coach's job is to figure out who learns at what rate. There's nothing wrong with any rate they learn." Then he dropped the line every coach needs to hear: "Nothing's ever been learned until it's been taught. And nothing's ever been taught until it's been learned." "Our job is not coaching. You coach during a game. But in practice every day, you're a teacher." "Our job is to teach these kids to the best of our abilities and help them learn." This is what great coaching looks like. The best coaches are teachers first. (🎥 @ChrisYBaldwin)
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Thibaut Tagnon
Thibaut Tagnon@TagnonThibaut·
Interesting form of Spain action from the Blazers. It's really more of a pocket pass into an inverted screen. Forces the drop coverage into an emergency switch.
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Dustin Aubert
Dustin Aubert@dustinaubert·
MUST ADD ACTION “Get Twirl” Nova S’Eastern Plus Relationship w/ Discipline, Motivation, Obsession. -Discipline: I’ll make myself do the thing. -Motivation: I want to do the thing. - Obsession: I can’t not do the thing. @BrendanGross6 great stuff w the clip!
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Coach Jeff Barnes
Coach Jeff Barnes@JeffBarnes52·
As an AD, one of the biggest challenges is understanding what athletes and parents truly want. Everyone says they want to win, but too often the communication I receive is centered around why practice is being missed, why workouts can’t happen, or why the commitment isn’t possible. Winning is rarely about what happens on game day, it’s built in the unseen hours of preparation, consistency, and sacrifice. You cannot claim to want success while consistently avoiding the work required to achieve it. Too often, “we want to win” really means “we want the rewards of winning without the discomfort of earning it.” When that gap exists, the blame often shifts to the coach instead of the habits. Great programs are built when athletes, parents, and coaches all align in understanding that commitment comes before results. Wanting to win and being willing to do what it takes to win are two very different things.
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Thibaut Tagnon
Thibaut Tagnon@TagnonThibaut·
Great option to get downhill ... Come off a ball screen & pitch it into an inverted zoom.
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TJ Ronin
TJ Ronin@Tj_Ronin·
Updated potential* roster outlook: 4/17 HC: Dusty May 👑 PG: Elliot Cadeau SG: Trey McKenney SF: 🤔 PF: Morez Johnson C: Aday Mara 👀👀👀🤔 6th: Brandon McCoy jr. - J.P. Estrella - Quinn Costello - Oscar Goodman - Joseph Hartman - Ricky Liburd - Malachi Brown - LJ Cason (Redshirt) - Lincoln Cosby (Redshirt) - Marcus Moller (Redshirt) ? #GoBlue〽️
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TJ Ronin@Tj_Ronin

Fans aren't going to like this (myself included) but as it stands. Updated potential* roster outlook: PG Elliot Cadeau SG Trey McKenney SF Juke Harris 🤫 PF Morez Johnson 👀👀👀 🤔 C J.P. Estrella 🫣 6th - Brandon McCoy jr. - Quinn Costello #GoBlue〽️

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hunter
hunter@hxxntrr·
You owe the IRS $100,000 They'll take $5,000 and close your file. Permanently. Balance goes to $0 It's called an Offer in Compromise. Form 656. The IRS approved 42% of them last year. Application fee: $205 Here's the exact formula they use to decide your number and how to make sure yours gets accepted The IRS doesn't want to chase you for 10 years. Collection costs money. Agents cost money. Liens cost money. They'd rather take $5,000 today than spend $50,000 over a decade trying to squeeze $100,000 out of someone who will never have it That's the entire program. They did the math and built a form for it The formula: The IRS calculates your "Reasonable Collection Potential." What they realistically think they can get from you. Your offer needs to meet or beat that number RCP = (monthly disposable income × remaining collection months) + (asset equity after exemptions) Monthly disposable income: your gross income minus IRS-allowed expenses. They have specific tables for housing, food, transportation, and healthcare by county. Not YOUR expenses. THEIR approved numbers If you earn $4,000/month and their table says your allowable expenses are $3,800, your disposable income is $200/month Remaining months: for a lump sum offer (paid within 5 months), they multiply by 12. For a payment plan (6-24 months), they multiply by 24 Assets: bank accounts, investments, vehicles, property. But they subtract exemptions. Your primary car up to a certain value is exempt. Household furnishings exempt. Retirement accounts often partially exempt Real case: Disposable income: $200/month Asset equity after exemptions: $2,000 Lump sum RCP: ($200 × 12) + $2,000 = $4,400 That's your offer. $4,400 on $100,000 in tax debt. 4.4 cents on the dollar The forms: Form 433-A (OIC): full financial disclosure. Income, expenses, assets, bank statements. Every number. Fill it out honestly because they verify everything. Lying on this form is a federal crime and they'll reject your offer AND flag you for audit Form 656: the offer itself. Your amount. Your payment terms $205 application fee (waived if income is below 250% of federal poverty level) Initial payment: 20% of your offer submitted with the application for lump sum. On a $4,400 offer that's $880 upfront Here's the part that makes this genuinely broken: While your offer is being reviewed, which takes 6-24 months, ALL collection activity stops. No levies. No liens. No wage garnishment. They legally cannot collect while the OIC is pending And if the IRS doesn't make a determination within 2 years of receiving your application? Your offer is automatically accepted. Two years of silence = you win by default. That's in the tax code lmao Client owed $147,000 across 3 tax years. Hadn't filed. Hadn't paid. Getting letters every month. We calculated his RCP at $6,200. Submitted the OIC with $1,240 initial payment IRS accepted 7 months later $145,000 in tax debt settled for $6,200. 4.2 cents on the dollar He went from not opening his mailbox to a $0 IRS balance. Then we fixed his credit. Then we stacked $80K in 0% business funding. Started a pressure washing company 5 months later The IRS is the scariest creditor in America. They can garnish without a court order. Seize your bank account with no warning. Lien everything you own But they also built a program where they take your $5,000 and walk away happy The difference between the person who pays $100,000 and the person who pays $5,000 is knowing Form 656 exists Now you know (We fix credit and build capital stacks. If you owe back taxes, handle that first. Then we get you funded. Link in bio)
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College Basketball Report
College Basketball Report@CBKReport·
Dusty May (transfer merchant, allegedly) in his second recruiting cycle: #2 class • #1 CG | 5 ⭐️ 6’5 Brandon McCoy (McDonalds AA) • #1 SF | 5 ⭐️ 6’9 Lincoln Cosby (RC 2027) • #2 PF | 4 ⭐️ 6’10 Quinn Costello (McDonalds AA) • SG | 4 ⭐️ 6’6 Joseph Hartman • SF | 3 ⭐️ 6’5 Malachi Brown • C 7’3 Marcus Moller (Currently dealing with health issues 🙏🏼) They’re also currently heavily in the mix for 5 ⭐️ 6’10 PF Miikka Muurinen. #NeverNotWorking
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Isaiah Taveras
Isaiah Taveras@IsaiahTaveras·
Dusty May Top Sets In Final Four Runs - Iverson Spain - Step Veer Down - Wide Reject Stagger - Box Over Stagger (SOB) - Iverson Follow Gator - Punch Turn Zoom - Stagger Touch Ghost Dive - Iverson Ghost Curl - Stack Out Miami Shallow - X Spain Pop
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Steven Karr
Steven Karr@SKarrG0·
UConn running horns into a mid post and flare screen is absolutely sick. This is elite level stuff.
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