Maro

@michaelinioluwa Hi

i’m creating this say hi below if you wanna join this is a good fit for you if you invest currently or you’re curious about investing focus will mostly be global stocks not ngx (i know nothing about this)

@michaelinioluwa Add me. Memory companies delivered last year

i need a group chat where we can talk investments and stocks, especially ai/semiconductor stocks

@atulit_gaur Gave me a timeline of 6 months… 🤡

when claude gives you a timeline of 1-2 weeks, is it aware it's gonna generate all the code in the next 5 minutes?

@Ssaasquatch This is a master class! - Educate the masses on the pattern . Start global, then localize. - Drop evidence with names - Don’t burn bridges . Clearing MoneyAfrica was good. - Weave into a story. I’m normally one to advocate for 2 sides of a story but damn… Weldone “Jake Jones”

This is the Part 1 of a series I am doing on Kelvin Ayebaefie Emmanuel. A rather interesting figure with a well-documented track record of misrepresentation, intimidation, and obtaining money under false pretense. What’s particularly troubling is the role media companies like @ARISEtv and @channelstv continues to play in amplifying his voice. Repeatedly platforming him on key issues and, in the process, lending him a sense of credibility he arguably hasn’t earned making it easy for him to scheme his next set of victims. The goal of this series is simple: to put the information out there, in one place, so people can make informed decisions and avoid becoming victims of whatever comes next. Happy reading! jakejo26.substack.com/p/kelvin-emman…

@Babajiide @tosinolaseinde 100. No excuses.

Again this isn’t the way to look at it ! One thing you get from every job is the skill ! That is one thing no founder can take from you. Your skill and work ethics. Don’t ever let the job environment dictate how you show up.

@Rufyb And one of the reason why you should know when to exit a position

Volatility is such a crazy concept. It can penalise you in ways that you won't immediately picture. Imagine that you invested ₦100 today and the market gained 50% in year 1. Your investment value becomes ₦150. In year 2, say the market dips by 50%, your investment value is now ₦75. Between year 1 and 2, the market did +50% and -50%. But you are down (i.e., your capital is impaired) by 25%. And if it goes up by 50% again in year 3, your total investment will only up by 12.5% after three years (i.e., ₦112.5). Yeah, that's how stocks move sometimes. This is one of the reasons why it makes sense to always diversify.

@TechnicalBben Emotions aside. You use the infrastructure of the government. If you reside in Nigeria, then you probably use the roads, and rely on the security. The quality of the infrastructure is a different conversation.

I will never understand this. America created an opportunity that literally pays my bills, but the Nigerian government wants my money from the opportunity it never created for me???????????? Smh

@tosinolaseinde Deal with the personnel internally but defend them in external matters. Sounds reasonable. Ps: I may be missing a wider context.

Why do institutions choose protecting their personnels in times of trouble instead of the client/patient/customer.

@NurseLekan Best pilot episode I’ve seen.

If you don’t enjoy Suits from Season 1 Episode 1, just leave it.

@Iwelabi1 A really transferable skill. Identified a problem, deep research, quantitative impact.

I single-handedly managed an entire household plumbing need—achieving 100% reduction in the level of exasperating discomfort being experienced by the diverse members of the household, through efficient installation of a new kitchen water supply, leveraging advanced research ability to get a suitable YouTube guide. With this, you have stated the: Situation Task Action and Result. Carry on, chief.

@richardokunolar I was disappointed with his take too. I understand his need to play opposition but not every policy warrants attack. I hope Taiwo’s team do not get discouraged. One success I appreciate is how engaged the populace has been on this topic. Long may it continue.

My take on PO's comment regarding the tax reform, even though he remains my favorite candidate. Point 1: He argues that every tax policy must be clearly explained, including its income impact and developmental contribution. This is fair in principle. However, through what other medium should this be done, beyond the public consultations, committee hearings, explanatory notes, and stakeholder engagements that have been ongoing for more than a year? I mean, we get updates on this almost every other week. What would he have done differently? Point 2: “Nigeria must rethink taxation.” What exactly does this mean in practice? Perhaps more insight... Does he mean Nigeria should retain its position as one of the countries with the lowest tax-to-GDP ratios globally? Should the status quo, where some people earn significant income yet pay no tax, be preserved? Should the low-income earners continue to pay higher taxes? Nigeria is not a tax haven destination, so tax is non-negotiable for people earning above the taxable income threshold. Point 3: The claim that citizens are being asked to pay higher taxes without benefits... This statement ignores the impact assessment that was done prior to the tax law and also the data available at NBS and the World Bank, amongst many other sources,, which states that many Nigerians earn below the minimum wage. If many people truly earn below minimum wage, why then are they afraid of the tax reforms? Is it a matter of a lack of adequate information or rebellion to even understand? Evidence shows that the majority, particularly low-income earners, will in fact pay lower taxes under the reforms compared to the old law. Give me the details of just one person who will pay more tax and is a low-income earner, and I will pull down this post. Point 4: "Taxing poverty does not create wealth; it deepens hardship. Any tax system that makes citizens poorer violates the fundamental principles of good governance and sound fiscal policy"... No country develops by avoiding hard fiscal discussion and decision/choices. Infrastructure is capital-intensive and must be financed either through internal sources (mostly taxation) or debt. Is waste present in govt? Yes. Does that justify rejecting domestic revenue mobilisation altogether? No. Taxation is a social contract, not charity. It is quid pro quo, and you should not expect an immediate benefit, because reforms take to to yield results. The benefit is always long-term. It's not a social donation. It's a civic responsibility. It is okay to hold the government accountable, but we all need to play our part in nation-building. Point 5: Calling for a “fair, people-centred tax system” raises an important question: is fairness achievIsed by maintaining a system where high earners legally contribute nothing and the burden remains largely on middle-income earners? The reforms attempt to correct this imbalance. In reality, most Nigerians remain largely exempt from tax. Much of the agitation we see today comes from people who have never paid tax, pay so little despite earning substantial amounts, yet enjoy infrastructure funded by others. These are the same people who travel abroad and start complaining that they are paying high taxes, forgetting that development is funded collectively. They justify the payment abroad by saying they can see what the govt is doing, forgetting that some people, in fact did contribute their quote years ago for others to benefit now. In summary.... If Nigeria truly wants progress, we must engage in difficult but honest conversations, not slogans or emotional appeals. Corruption exists. It must end. But that cannot justify perpetual borrowing when internal revenue can be responsibly raised through oil, taxation, and other sources. That is how nations develop. Sentiment should not replace fiscal responsibility. A new Nigeria is POssible only when everyone plays their part, not when responsibilities are avoided or shifted to make people feel good. I remain your top objective fan!

@oyinkanbadejo Micron

What was your best investment bet this year? Mine: NGX - Presco Nasdaq - $PLTR

@AdoraNwodo That delulu part is what I am missing. Need to fix this.

A little delusion, the right amount of work and rest, and proof of the work can take you very far.

@3rdworldgenius @hedrees_ayinde NC? We are going for material weakness here sir. You’ve only seen “pedantic”, the team will unleash its brother “professional skepticism” and it’s not too distant cousin “petty”. Fear my return. Thanks

@MaroBuilds @hedrees_ayinde No problem, NC is not a death sentence we will close it but you won't make me appear incompetent in the eyes of my boss and go scot-free most especially if you have been "pedantic" during the onsite.

Dear Auditor Lagbaja It would appear you missed my email or didn’t pay attention to the attachment in my email dated xxx where I provided 8 out of the 10 items you have just requested. I have attached my email for your reference and also attaching the only two outstanding items herein. For the fear of not being pedantic, if appears we spent a sizeable about of time on back and forth in matters that shouldn’t have surfaced if the proper level of attention to detail were present. That would save our time to focus on other pressing matters on the audit. Feel free to reach out to me if anything is unclear in the first instance. Best regards Tamedo

@taiwoyedele A good message for investors!

My message to investors at the ongoing World Bank and IMF meetings in the U.S. on changes to the Capital Gains Tax regime under our new tax reform laws.

I still can’t believe this thing is taking our jobs.

@darasoba Impressive . Is the plan for the input to be text or speech?

Pewbeam AI found a scripture from just a paraphrased input, in under 24ms (0.024 secs), without an internet connection.

@darasoba Interesting! All the best

Video update, Bible presentation AI agent in action.

Day 1 of sharing TrueReturn.app - 57 investment simulations run already! Interesting trends emerging… #BuildInPublic #Fintech