Mercator Advisory (now Javelin Strategy)

Mercator Advisory Group is officially part of the Javelin community. We will no longer be posting here. Follow @JavelinStrategy now to keep up with the same great insights and so much more.

The Credit Card Data Book is a two-part publication that covers the U.S. #creditcard market. The first part focuses on environmental factors, while the second part focuses on internal dynamics such as issuer portfolios and risk assessment. Read more: ow.ly/oUwH50MRVIT

The 2022 study by @MercatorAdvisor confirmed 2021 results, despite high inflation beginning to impact the economy at the time of the survey. 77% said the #EWA program helped them save money. Read more: ow.ly/jM1h50MRVnQ #earnedpay #payday @DailyPay #ondemandpay

Mercator Advisory Group will soon become part of Javelin Strategy & Research! Don’t miss any payments news or insights from this thought leadership powerhouse. Follow @JavelinStrategy.

The U.S. #credit market continued toward stabilization in 2022 but faced hurdles, including rising #interestrates, strained budgets, and a highly competitive market. We expect conditions in 2023 to deteriorate #creditcard portfolio performance. Read more: ow.ly/CBmi50MQEUf

Have you heard? Mercator Advisory Group will soon fold into Javelin Strategy & Research. Follow @JavelinStrategy now to continue receiving the research insights, news and updates you know and trust. #paymentsresearch #paymentsinsights #payments

Mercator Advisory Group will soon become part of Javelin Strategy & Research! Don’t miss any payments news or insights from this thought leadership powerhouse. Follow @JavelinStrategy now. #paymentsresearch #paymentsinsights #payments

Have you heard? Mercator Advisory Group will soon fold into Javelin Strategy & Research. Follow @JavelinStrategy now to continue receiving the research insights, news and updates you know and trust. #paymentsresearch #paymentsinsights #payments

This viewpoint reviews the developments and trending movement of #fintech as it relates to the corporate transaction #banking space, which in effect, is regarded as #B2B and #B2G use cases with all the attendant products and services. Read more: ow.ly/hqYM50MEBRg

Gen Z must be a priority for all #merchants and their service providers. Merchants need to build relationships with #GenZ to rack up sales and have relationships with young consumers that could last for decades. Read more: ow.ly/Ab2I50MA6CA #payments #BNPL #p2ppayments

Mercator Advisory Group has found that consumers shopped in-store 22% less during the pandemic than before. Consumers shifted purchasing behavior from in-store shopping to online shopping and curbside pick-up during the pandemic. Read more: ow.ly/xbZ750Mv3MV #payments

We continue our annual series on the commercial #prepaid market. @MercatorAdvisor expects a positive environment for #commercial #closedloop cards with growth in non-governmental aspects and more growth in government closed-loop programs. Read more: mercatoradvisorygroup.com/product/u-s-co…

Over half of users utilize voice-activated conversational platforms to send money to friends or family online. Our recent Buyer PaymentsInsights consumer survey report examines U.S. consumers’ #shopping habits for goods and services. Find out more: ow.ly/cv7F50Mk4IV

@PayPal is bringing its #cryptocurrency services to continental Europe. "There is not really a downside since PayPal is just facilitating transactions and not investing or otherwise taking positions," said Steve Murphy of @MercatorAdvisor Read more: ow.ly/n74y50MhqJh

This report provides an overview of the secured credit card market in the United States. #Securedcards are a type of #creditcard that requires a security deposit—used as collateral by the #bank—to establish the initial #credit limit. Read more: ow.ly/Ggu250MeQY6

We present the 2022 forecasts results, the state of the #prepaidcard market, and 2023 projections. The prepaid market is a fast-growing payment segment. In 2023, we expect the market to flourish. Read more: ow.ly/Oxpz50Mes4E #digitalwallets #fraud #GPRcards #regulations

“Can #ElonMusk pull it off? Absolutely. But the challenge will be convincing the public that @Twitter is a safe place to do something beyond sharing an opinion.” Read more from Jordan Hirschfield of MercatorAdvisory Group: ow.ly/ObAi50Mem2y #payments #banking

Mercator Advisory Group continues its annual series on market trends in the #openloop #prepaid market. We expect a robust environment, with the largest segments; general purpose open-loop #giftcards and financial services cards trending strong. Read more: ow.ly/J0Ls50McZ8e

Prepaid #mobile subscriptions provide low-commitment options. With expanding technology, #prepaid mobile will connect people through #smartphones and serve as the primary connection to high-speed #internet. Read more: ow.ly/ojuP50McYnO

#Regulation II complicates matters for #debitcards. One outcome of #DoddFrank was the requirement for dual-message routing. The industry implemented controls for single-message transactions, but it is more complex for #CNP transactions. Read more: ow.ly/BzU550M75pG