Fiascozz

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Fiascozz

Fiascozz

@MichiFiascozz

CO Katılım Ekim 2012
1.9K Takip Edilen600 Takipçiler
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Michael Guimarin
Michael Guimarin@MichaelGuimarin·
Running the math on this is insane. Here’s the math, slightly adjusted for my wife and me, who were married at 26 instead of 25 but this is roughly accurate. We spend $0 most years on healthcare because we eat well and exercise. Here’s a real-world case study: • Started at age 25 paying $1,000/month in premiums • By age 30 it was $2,000/month • Today at age 38–39 (with 4 kids) it’s $4,000/month That’s roughly 10% annual growth in premiums over 13+ years. The Alternative Plan (“Forced Savings”): • Invest the full premium amount every year in the S&P 500 at 6% • Keep actual healthcare spending very low: $1,000/year base (inflating 4%) + 4 home births at $6k each • From age 45 onward: Take a 2% annual distribution to cover healthcare + living expenses The Results: • Age 39 (today): $464,000 • Age 45: $1.07 million • Age 55: $3.17 million • Age 65: $7.97 million At 65 the 2% distribution would be ~$160,000 per year — and growing. This family would have a nearly $8 million nest egg while still covering real medical needs through low utilization + smart investing. For the record the 6% number is the most important. I used the historical rate, but what if we’d used the actual rate? Using Actual 13.87% S&P 500 Return (Past Period) • Age 25 to 39 (your real 14-year timeline): Monthly investments into the actual S&P 500 at 13.87% annualized total return (with dividends reinvested) while premiums grew at your observed 10% rate would have built the account to approximately $880,000 – $950,000 today (after low medical costs and the 4 home births). • Future projection (age 39 to 65) at conservative 6% annual return: • Age 45: ~$1.8 million • Age 55: ~$5.5 million • Age 65: ~$14.2 million • At age 65 the 2% annual distribution would be approximately $284,000 per year.
Cernovich@Cernovich

For a family of 6 (or even 4, depending on area), Obamacare costs more than a mortgage, and you never see that money again.

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ᴱⁿᴰ Kronuz
ᴱⁿᴰ Kronuz@itzKronuzz·
The reason why cod has fell off
ᴱⁿᴰ Kronuz tweet mediaᴱⁿᴰ Kronuz tweet media
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Fiascozz
Fiascozz@MichiFiascozz·
@sietesiu @Emzyl_ He’s literally just getting back from a year long injury… give him some time
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siete
siete@sietesiu·
@Emzyl_ Musiala legs are gone as well, he would actually fit there
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Emzel
Emzel@Emzyl_·
Wirtz simply regrets signing for Liverpool, he missed an opportunity to play for this Bayern team and instead threw away his career for a dreadful team and manager. He has mentally checked out of the club, he doesn't want to be at Liverpool anymore.
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chromeqt 🔜 Dreamhack
chromeqt 🔜 Dreamhack@thechromeqt·
“Biological Girls Only” in a VALORANT tournament… The whole reason I love competing in esports rather than actual sports is because there is no biological advantage/disadvantage to playing video games. So I don’t understand the reasoning behind excluding trans women in this.
femaleplayersTN@femaleplayersTN

👑 Girls Only Valorant Tournament 👑 📅 Dates: May 9th / 10th, 2026 🎮 Format: 5v5 Standard 💰 Prize: 5000 VP per team (1000 VP per player) 🔗 Link: discord.gg/dMbEcNpsr

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Kendrell
Kendrell@BionicAsphalt·
@Asmongold @thechromeqt PLEASE Zack explain to me how do women have a disadvantage over men in regard to esport. I need a source aswell cuz from my perspective it’s sound like you are doing bioessentialism for tapping heads.
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WelBeast
WelBeast@WelBeast·
If he sets up a GofundMe to raise the £2.35M I’ll gladly chip in and rally others to do so as well. No one should go to prison for making the game affordable and accessible to everyone. The only reason he’s going to jail is because he took profits off greedy broadcasters.
CentreGoals.@centregoals

🚨🚨| BREAKING: A man who ran an illegal Premier League streaming network has been sentenced to 11 years in 𝐏𝐑𝐈𝐒𝐎𝐍 and must repay £2.35M within three months or face an extra 10 years. The operation had around 30 staff, 50,000 customers, and made over £7M in five years. [@TheAthleticFC]

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𝙈𝘼𝙕𝙉
𝙈𝘼𝙕𝙉@BayernSince6·
Rice: 4,420 minutes Kimmich: 4,269 minutes Saka: 3,019 minutes Olise: 4,093 minutes Gyokeres: 3,637 minutes Kane: 4,324 minutes Eze: 3,012 minutes Diaz: 5,191 minutes Ben White: 1,453 minutes Stanisic: 3,195 minutes Zubimendi: 4,435 minutes Pavlovic: 3,170 minutes
Fabrizio Romano@FabrizioRomano

🚨 Arteta: “PSG-Bayern was probably the best game I have ever witnessed. I've never seen something like this”.  “But when I look at the amount of minutes and the freshness of those players, then I'm not surprised…”.

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soby
soby@soby0x·
Might snag a fat girl off hinge and put her on peptides Basically like mining Bitcoin in 2010
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turd
turd@goonageddon·
my broke buddy got twins on the way and he hit a $400 parlay the other night and ordered a parrot online
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WarRoom Archives
WarRoom Archives@WarRoomArchives·
Dead Italian soldier holding a photograph of his child, North Africa, WWII.
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bumbadum
bumbadum@bumbadum14·
You’re most gerrymandered democrat vs republican state lmao
bumbadum tweet mediabumbadum tweet media
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Polymarket
Polymarket@Polymarket·
JUST IN: Dutch opposition warns the approved 36% unrealized gains tax will make the Netherlands “effectively uninvestable.”
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Kurt Schlichter
Kurt Schlichter@KurtSchlichter·
The Supreme Court’s just said that you can’t gerrymander by race and all the people who claim not to be racist are really angry that they can’t be racist.
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Andy
Andy@PositivFuturist·
FBI raiding dozens of locations because a zoomer with an iphone finally did what journalists wouldn't. Pulitzer.
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Castro1021
Castro1021@Castro1021·
Credit to Vincent Kompany and Luis Enrique for not playing like pussies. 2 attacking heavyweights going back and forth…..putting on a beautiful show for all of us ⚽️ fans. Thank you.
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CBS Sports Golazo ⚽️
CBS Sports Golazo ⚽️@CBSSportsGolazo·
Bayern Munich went shopping in the Premier League and put together arguably the best attack in the world 🤝
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