Grace ||Executive Assistant & Project Manager

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Learn a tech skill !!!!

🟢🟢 “If you have 100,000 shares of MTN, you would get 500,000 naira in dividends, cool passive income.” What they “probably” forgot to tell you is that to own just, 1,000 shares of MTN currently, you would need nothing less than 600,000 naira. That 1,000 shares would earn you just 5k (based on last dividend paid). That is why I tell new beginners to make sure their goal in investing is not dividends, if it comes, fine and good. Make sure you invest in good companies, your small capital would appreciate. If one had just 50k and bought MTN in September 2025, less than 5 months ago, today that 50k would be worth about 69k, and it would keep appreciating over time. Your man gives you 50k as gift, you take 30k inside and you buy stock of a properly researched company. You do business and make profit of 15k, and you take 5k to buy more. That is how you grow your account. Tiny drops DCA a river. It is best you take time to learn how to research than to just follow the wind of hype.

wish she could just go back to her old self

₦500K High Performance Stock Portfolio (2026) NGX: Banking (₦250K) 1. Zenith Bank Plc ₦70K 2. Guaranty Trust Holding Company ₦60K 3. First HoldCo Plc ₦50K 4. United Bank for Africa ₦40K 5. Access Holdings Plc ₦30K Finance (₦100K) 1. Stanbic IBTC Holdings ₦50K 2. FCMB Group Plc ₦30K 3. Wema Bank Plc ₦20K Oil & Energy (₦150K) 1. Aradel Holdings Plc ₦60K 2. Seplat Energy Plc ₦50K 3. Oando Plc ₦40K Banks for dividends. Oil for dollar hedge. Finance for growth. Will this beat real estate in 2026? What else am I missing?

Dividends won’t make you rich. But the way you treat your dividends? That’s what decides whether you stay broke… or quietly build wealth. Most Nigerians are doing it wrong. You waited one full year… AGM done ✅ Results posted ✅ Dividend alert enters 💰 Next thing: “Let me just enjoy small.” That “small” is why you’re still starting over every year. Emeka got ₦420k dividends in 2023. He flexed it. Trips, gadgets, soft life. His friend Sadiq? Same dividend. Reinvested everything. Fast forward today: Sadiq earns more dividends than Emeka’s salary. Same market. Different mindset. Here’s the truth nobody tells you: Dividends are not “income”… yet. They are seeds. Eat your seeds today… Don’t be surprised when you’re hungry tomorrow. The real strategy: Every dividend you receive → buy more shares immediately. No chilling. No “I’ll invest later.” Later is where wealth goes to die. But wait… don’t be emotional. GTCO pays you → you rush to buy GTCO again. Relax. What if GTCO is expensive… And UBA just got battered and is undervalued? Smart investors follow value, not vibes. This is where the game changes: Use strong dividend payers to fund new opportunities. One stock pays you… You use it to position in another. That’s how portfolios grow faster than salaries. Add this and you’re unstoppable: Reinvest dividends Invest monthly from your income Reinvest dividends again This is how compounding quietly turns “small money” into serious wealth. No noise. Just results. Nigeria is actually an advantage if you’re wise: High dividend yields Slow price movement Plenty accumulation opportunities While others complain… Disciplined investors are stacking assets. You have two choices: Spend your dividends and feel rich for a weekend… Or reinvest them and become rich for life. Be honest… which one are you choosing?

one Nigerian feminist landed in my consultation room. so, it's only online dem sabi talk like this... very nice person. 🤭 she enjoyed every bit of conversation. We still argued sha... she will see this tweet🤭🤭... as I took permission. She said there is not enough awareness on vasectomy... many men will not do it... it was a beautiful argument... the younger doctors just dey observe the Nigerian argument... We both learnt from the discussion... and more needs to be done!