Cllr Nadim Muslim
12.4K posts

Cllr Nadim Muslim
@NadimMuslim
Leader of Bolton Conservatives on @BoltonCouncil. Councillor for #BromleyCross.


£1 million may not be a lot to the Labour Leader. But to the Bolton taxpayer, it is. It’s time he apologised for his wasteful spending.




My plan to use welfare savings to boost the number of troops👇



Our ancient English liberty.



If voters in Gorton and Denton want an MP who fights for what she believes, has enormous integrity and an exemplary record of public service, they should vote Conservative and for the brilliant Charlotte Cadden today.



The problem with @KemiBadenoch proposal to cut Plan 2 loans interest rates is it is too late for most. While I've long campaigned against above inflation interest rates on student loans, so much interest has already been added to people's accounts that cutting it now, while psychologically appealing, won't reduce by a penny the amount lower and middle earning graduates repay. While it would be nice to do, assuming they're not planning to spend unlimited funds, or say reduce the actual debt owed, in my view a far better use of the same funds would be to massively increase the repayment threshold (the opposite of what @RachelReevesMP is doing with the disgraceful and damaging freezing of the threshold). Plan 2 loans were always set up so that most would not repay in full over the 30 years before it wipes. For them it works like a hefty 9% additional tax above the repayment threshold (though psychologically it's a nightmare for many to see the interest grow and grow even if they won't pay it). The only people who would financially benefit from lowering interest rates to inflation at this point, would be those who earn enough to clear what they owe in the 30 years before the debt wipes. Currently that's predicted to be only the highest earning (or lowest borrowing) 20% to 30% of graduates, but with lower interest maybe it'd be 30% or 40%. For the rest, the bulk of lower and middle earning graduates, lowering interest rates won't help. They'll still repay the same for the next 30 years. Yet if you used the same money to increase the threshold so repayments were say 9% of everything above £40,000 (and index link that) rather than the current £28,400. Graduates would have up to £1,000/yr more disposable income each year. Plus this way many of those who didn't get a graduate premium (ie financially benefitted from their degrees) wouldnt be paying.


Martin Lewis is calling on the Chancellor to change a key decision on student loans she made in the last budget, calling it a breach of the contract graduates originally signed. Martin Lewis questions Kemi Badenoch about the Conservatives' proposals.

LOWER COUNCIL TAX doesn’t just have to be a fantasy. With the Conservatives, it can be a reality. Tonight at Bolton Council‘s Budget meeting, we’re proposing a 1% General Levy Council Tax rate. Labour are proposing to raise Council Tax by the maximum.



