Naresh

For years, one of the most common questions we’ve received from customers has been: “How do I choose which mutual funds to invest in?” While millions of our customers are comfortable choosing and managing their own investments, many of you told us that you wanted guidance on not just how to choose but also how to manage your mutual funds - what to buy, what to hold, when to exit, and when to rebalance your portfolio. We heard you. So we invested in building an in-house research desk of market experts, supported by an AI engine that continuously evaluates fund performance, risk, and suitability. That’s how we built Groww Prime for mutual funds. Groww Prime provides mutual fund recommendations based on your risk profile, investment horizon, and financial goals. It’s completely optional and is meant for only those customers who need such recommendations. We first launched Groww Prime as a pilot in January 2026 with a small group of customers. The response was encouraging, and we’re now rolling it out to more customers. Please note that if you choose to activate Groww Prime, all your future mutual fund investments will be made through regular mutual funds instead of direct mutual funds. It’s not a decision you have to live with forever. If you ever change your mind, you can switch back to the classic direct mutual fund experience again. We have millions of customers who prefer to invest directly, without any intermediary. If you are one of those customers, your experience will not change in any way. You can continue to invest in direct mutual funds. Disclaimer: Mutual Fund investments are subject to market risks, read all scheme related documents carefully.