Shrii retweetledi
covering @crediblefin : how stablecoins enable T+0 settlement
what is T+0: it’s real time settlement, where funds transfer and become final on the trade date (T+0) without delays like T+1 (next day). stablecoins made global T+0 rails possible, because otherwise transferring money, let’s say, between India and US could take several days.
benefits of T+0 unlock onchain include:
> improving cash flow and ability to reinvest
> speeding up personal transfers, like gig payouts, providing immediate access to funds for daily needs
> reducing spendings on fx fees: banks apply 2 to 8% markups on every cross-border transaction.
how Credible achieves T+0 settlement: it bank-rolls transactions using stablecoin-backed liquidity. this is achieved through a short term credit via Credible’s payfi layer.
differentiators:
> T+0 settlement on Solana or via SEPA and ACH
> pay-ins and pay-outs in 30+ countries and currencies; global accounts
> better FX through stablecoin markets
stats: Credible has processed $423M in volume, 40% of which is on Solana
background & partnerships: the team has participated in a Solana accelerator, Colosseum. in March, Credible received a FinCEN Money Services Business registration in the US.
English
