Oluwatosin (OJO VIEWS)
4.8K posts

Oluwatosin (OJO VIEWS)
@OJO_Views
Just a Human who loves respectful conversations on finance, economy and Politics.




Nothing sweet poor people like owning property..thats why they buy properties in bushes with hope it will appreciate. Instead of placing this 20m in money market & use the interest to rent a good property in a good area..they tie the money down in one bush just to answer landlord

Please, I'm not doing this with anybody this morning. Go and tell the regulator that issues the license that it is a banking license 🙏🏾

UPDATE: The Inspector-General of Police, IGP Olatunji Rilwan Disu, psc (÷), NPM @TunjiDisu1 has directed that the Dpo Satellite town in Lagos to bring the policemen involved to Abuja on Wednesday 8th April, 2026 for disciplinary action. #NoToImpunity







Fintechs are tired of renting banks infrastructure, that's the major reason most of them are chasing banking licenses. With a banking license, Fintechs can now hold deposits directly, they would not rely on banks for settlement and they'll stop paying banks for their infrastructural usage. The banking license gives them total control to own and operate their system without dependency.

Flutterwave just got a microfinance banking license from CBN and most people do not understand what this actually means. For years every fintech in Nigeria had to depend on a commercial bank just to move money. They could not hold deposits, issue accounts or lend directly. The bank sat in between and took a cut on every transaction. That is over now. Flutterwave acquired Mono earlier this year for the data infrastructure, and with this license they now control the full chain. Deposits, accounts, settlements, lending. No middleman. This is a company that has processed over 40 billion dollars across over 30 countries. Now imagine all of that volume running on infrastructure they fully own. Faster settlements. Better margins. No more payment pending stories. The real play is lending. When you have transaction data on millions of users you can underwrite loans better than any traditional bank. Paystack is making the same move. Nigerian fintechs are done renting bank infrastructure. They are building their own.




FG Launches National Laureate Prize to Reward Nigeria's Top Student Researchers with up to N20 Million

Introducing the Agege Residents Card : A structured approach to better serve our people and deliver targeted impact. This initiative is designed to identify and register actual residents of Agege, ensuring that government interventions reach those they are meant for. With a clear classification system: 🔴 Red: Persons with disabilities 🟡 Yellow: Poor and vulnerable 🔵 Blue: General residents We are able to differentiate beneficiaries, improve planning, and deliver more effective economic empowerment programmes. The Residents Card will also provide access to welfare support, health services, drug relief funding, and other community benefits, while strengthening our data systems for better decision-making. Looking ahead, it will support initiatives like subsidised green transportation on key routes, ensuring inclusive and affordable mobility for our people. This is about structure, accountability, and making sure no one who truly needs support is left behind. #agege #avo #avoisworking #anewagegeisrising



