ON THE RISK

1.8K posts

ON THE RISK

ON THE RISK

@ONTHERISK

Journal of the Academy of Life Underwriting + official publication of AHOU + CIU. For life and living benefits underwriters.

North America Katılım Mayıs 2011
6 Takip Edilen188 Takipçiler
ON THE RISK
ON THE RISK@ONTHERISK·
College sports just changed. Has underwriting kept up? The House v. NCAA settlement took effect July 1, 2025. Schools can now share up to $20.5M annually with athletes. The challenge: only 1-2% ever turn professional. How does this affect underwriting? buff.ly/LaEl5Os
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Underwriting tech transformation isn’t only technical — it’s organizational: shared language, parallel governance, orchestration > replacement. buff.ly/bBZKdVp
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ON THE RISK@ONTHERISK·
NIL ≠ guaranteed future earnings. With only ~1–2% going pro, underwriting still needs conservative justification. buff.ly/eXskIva
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New "On the Risk": NIL underwriting, disability risk assessment, HIV mortality, incidental imaging findings + more. Read: ontherisk.com
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ON THE RISK@ONTHERISK·
BI-RADS, TI-RADS, PI-RADS… radiology has a shared language — and it matters for underwriting consistency. “RAD-ical Insights” translates the frameworks and why they help underwriting decisions: ontherisk.com/rad-ical-insig…
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ON THE RISK@ONTHERISK·
Why do “good people” sometimes misstate information and what can insurers influence to reduce misrepresentation? Learn how to apply behavioral science to encourage honesty in insurance applications and claims adjudication: buff.ly/fhvEWDW
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Synthetic identities are evolving fast, and AI is accelerating both the threat and the defense. Find an incisive look at where fraud is headed and what insurers can do next in OTR. ontherisk.com/the-fraud-figh…
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ON THE RISK@ONTHERISK·
Insurance fraud isn’t victimless; the cost shows up in premiums and everyday expenses. A new article in OTR breaks down common schemes and practical prevention steps: buff.ly/F7jwhgX
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More data isn’t automatically better — but the right evidence, applied the right way, is a strategic advantage. A carrier/vendor/reinsurer view of evaluating modern underwriting data. Link: ontherisk.com/unlocking-the-…
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ON THE RISK@ONTHERISK·
Can EHRs replace APSs — and where do they fall short? Find the final entry in a multipart OTR investigation into at protective and operational value across underwriting scenarios. buff.ly/1BFnXiC
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Post‑issue audits can be more than compliance — they can be a learning engine. A new article in OTR explores scaling PIAs by surfacing the small percentage of cases that truly need attention. ontherisk.com/rethinking-pos…
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Data is the new rocket fuel for underwriting. 🚀 Blair Stephenson of @ProtectiveLife, Emily Rowland of @millimaninsight, and Jackie Waas of RGA discuss the strategic imperative of integrating novel data sources like EHRs and medical claims. buff.ly/n297zLG
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Is "Richard Macias" a real applicant? Or a digital ghost? 👻 Synthetic identity fraud is costing the industry billions. Colin DeForge and Jennifer Johnson of RGA reveal how AI is fueling a new wave of sophisticated fraud🛡 buff.ly/tOTfRI7
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Hepatitis C: From fatal diagnosis to curable condition. 💊 The landscape of HCV mortality has shifted dramatically. Derek Cole of Milliman and Jean-Marc Fix of Optimum Life Re discuss how direct-acting antivirals have revolutionized treatment 📉 buff.ly/Bg4CEtB
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Insurance fraud isn't a victimless crime. It's a hidden tax on us all. 💸 Kevin Glasgow of Diligence International Group LLC breaks down the staggering cost of fraud: $308+B annually! Learn about the motives and practical steps to protect the industry: buff.ly/WUlp7UN
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Join experts from RGA, Munich Re, Swiss Re, Milliman, and more as they explore how technology and data are reshaping risk assessment. Whether you are looking to optimize audits or understand the latest in predictive modeling, this issue has the key. 📲ontherisk.com
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Ever wonder why even "good" people lie on insurance applications? 🤔 It's not always about the money. Peter Hovard and Rosmery Cruz of RGA explore the behavioral science behind dishonesty. 🔍 Dive into the psychology of fraud in OTR: buff.ly/KYBQPc2
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