PYMNTS

B2B card programs launch every day. Scaling acceptance is the hard part. Why do first payments stall? Where does supplier adoption break down? Join this PYMNTS WKSHP on March 25 at 12 PM ET to explore how acquirers and issuers can remove friction, accelerate first payments and drive real usage. Featuring Nick White, SVP of Commercial Acceptance at @Mastercard, and Paul Uher, Head of Commercial and Corporate Banking Merchant Services at @WellsFargo. Save your seat now: hubs.ly/Q046s-8F0

Today in Payments for March 19, 2026: Get all the details from today’s top trending stories, exclusively on PYMNTS! 1️⃣ Visa Scales Intelligent Authorization Tech to Europe hubs.ly/Q047BBxR0 2️⃣ Klarna Sees 4 Executive Departures Since January hubs.ly/Q047B_0n0 3️⃣ Arizona Criminal Filing Escalates States’ War on Prediction Markets hubs.ly/Q047BCbT0

Fraud is accelerating faster than the systems built to stop it. As activity starts to blend in, disconnected identity, fraud and authorization layers are creating gaps attackers can move through. Matthew Pearce of @i2cinc explains why banks are shifting to real-time, embedded decisioning that connects signals across the full journey. Watch the full discussion: hubs.ly/Q047CCzT0

💳 45% of all credit cards are expected to be issued on unified infrastructure by the end of the decade. The revolving credit card isn't disappearing, but its architecture is being rebuilt from the ground up. A new PYMNTS Intelligence and @Paymentology report breaks down what that means for banks and FinTechs. Read the full report to understand the credit infrastructure reset underway: hubs.ly/Q047ycYH0

By 2025, more than half of consumers had received at least one instant-to-bank payout. PYMNTS Intelligence and @IngoPayments surveyed nearly 5,000 consumers to map five years of payout transformation. Here's what the data covers: 🔹 The steep decline of paper checks across income and borrowing payouts 🔹 How push-to-debit climbed 85% in five years 🔹 What instant access to funds means for senders and recipients Read the full report to see where the payout market stands today: hubs.ly/Q047y80_0

1 in 3 organizations reported AI-driven identity manipulation attacks in 2025. The problem isn't that synthetic identities break KYC systems, it's that they're engineered to pass them. In this interview, @regulaforensics EVP Henry Patishman explains why traditional compliance thinking isn't built for this threat. More insight on PYMNTS: hubs.ly/Q047xt1f0

📈 PicPay revenues jump 85% as financial services portfolio expands. Here's everything you need to know: hubs.ly/Q047vZN50

🔓 Logging in isn’t the hard part anymore. Trusting what happens after is. As AI starts showing up in the checkout flow, passwords, OTPs and even biometrics aren’t enough on their own. According to James Mirfin at Visa, payments players are now tracking behavior across the entire journey, from device to transaction patterns, to separate real activity from lookalikes. Watch the full discussion: hubs.ly/Q047xqzT0

🤝 @JPMorgan Payments and @Mastercard launch virtual card partnership. Full story on PYMNTS: hubs.ly/Q047v8ZP0

🤝 Visa teams with Stripe on agent payments. Get all the details on PYMNTS: hubs.ly/Q047vcDX0

Onboarding used to be a checkpoint, but now it’s a test. As fraudsters replicate identities more convincingly, one-time verification is no longer enough to separate real from fake. Richard Swales from @Paysafe breaks down how behavior, context and continuous signals are reshaping fraud defenses. Watch the full conversation: hubs.ly/Q047kNth0

Fraud now spans the entire customer journey. Attackers are testing systems at onboarding, login and transaction, often appearing indistinguishable from real users. Elizabeth Wadsworth at @WeAreVelera shares how credit unions are adapting with layered defenses and more precise verification. Watch the full conversation: hubs.ly/Q047kh100

The Pay Later market is starting to split. New data from PYMNTS Intelligence shows younger consumers pulling back on BNPL, while card-based options continue to hold steady. Inside the report: 📉 BNPL usage declines led by Gen Z and millennials 💳 Credit card installment plans remain stable across segments 🔍 What this shift signals for the future of consumer credit Read the full report to understand where Pay Later is heading next: hubs.ly/Q047k0Br0

The next fraud threat doesn’t look fake. It looks like your customer. 😲 From browsing patterns to transaction behavior, attackers are now replicating what “normal” looks like and slipping past traditional checks. Kevin Ostrander of @OneIncSystems explains why behavior is becoming the new frontline in detecting fraud. Watch the full discussion on PYMNTS: hubs.ly/Q047k29r0

Today in Payments for March 17, 2026: Get all the details from today’s top trending stories, exclusively on PYMNTS! 1️⃣ 13 States Sue Lender OneMain Financial Over Alleged Hidden Fees hubs.ly/Q0479FXF0 2️⃣ Encyclopedia Britannica Sues OpenAI Over Alleged Copyright Infringement hubs.ly/Q0479fps0 3️⃣ Ripple Launches Cross-Border Payments Expansion in Brazil hubs.ly/Q0479sZ90

📈 @Klarna’s merchant base jumps 47% to pass 1 million. Our story: hubs.ly/Q047byrD0

🇧🇷 @Ripple launches x-border payments expansion in Brazil. Head over to PYMNTS for all the details: hubs.ly/Q047bF0w0 #Ripple #XRP #XRPL

🤔 Can you stop synthetic identities without hurting conversion? Join PYMNTS on March 19 at noon as Kiran Kumar of @Trulioo and Kurt Weiss of @Mastercard break down how adaptive onboarding, real-time verification, and layered fraud intelligence are reshaping identity decisioning across products and markets. Register now: hubs.ly/Q0478yvH0

B2B card programs launch every day. Scaling acceptance is the hard part. Why do first payments stall? Where does supplier adoption break down? Join this PYMNTS WKSHP on March 25 at 12 PM ET to explore how acquirers and issuers can remove friction, accelerate first payments and drive real usage. Featuring Nick White, SVP of Commercial Acceptance at @Mastercard and Paul Uher, Head of Commercial and Corporate Banking Merchant Services at @WellsFargo. Save your seat now: hubs.ly/Q0476VXL0

Login isn’t enough anymore. AI can now replicate how users look, sound and behave, exposing the gaps between onboarding, login and payment. According to Zac Cohen at @trulioo, the future of identity is continuous, contextual and built to verify both humans and AI agents. Watch to see how identity is being rebuilt in real time: hubs.ly/Q0476VLD0

The most digital generation is running businesses with cash. New data from @Mastercard shows Gen Z entrepreneurs rely heavily on cash, not by choice, but because they lack access to credit and financial infrastructure. Mark Barnett breaks down what’s holding them back and what could change it. More on PYMNTS: hubs.ly/Q0476Ms00