PYMNTS

Want to reach 600+ qualified payments and fintech decision-makers this July? 🎯 PYMNTS Summer School 2026 is 10 live sessions putting your brand inside the conversations that matter most to senior decision-makers. 65%+ of registrants are VP-level or above. Sponsorship options available now — lock in your spot!👇 hubs.ly/Q04cdm3x0

Today in Payments for May 26, 2026: Get all the details from today’s top trending stories, exclusively on PYMNTS! 1️⃣ OpenAI’s Sam Altman Retracts AI Job Cut Prediction hubs.ly/Q04hWQ3R0 2️⃣ Alipay Debuts AI Wallet as Part of New Payments Infrastructure hubs.ly/Q04hWW500 3️⃣ US and UK Lower Capital Requirements for Banks While EU Raises Them hubs.ly/Q04hWTzG0

The pressure to modernize payments is real. So is the risk of getting it wrong. Barry Rodrigues of Finastra, Peter Geronimo of U.S. Bank and AJ McCray of Bank of America are joining us May 27 at 12 PM ET to talk about what it actually takes. Register now to secure your seat: hubs.ly/Q04hVXMg0

70% of shoppers pick retailers based on payment options. 84% say one-click checkout matters. Checkout isn't a formality, it's a growth lever. We teamed up with @pymnts to unpack what's driving consumer choice in 2026. Download the full report 👉 pymnts.com/tracker_posts/…

Canadian regulators have approved Robinhood’s bid to acquire digital asset products and services company WonderFi. Full story on PYMNTS: hubs.ly/Q04hWLFL0

🇺🇸 Memorial Day promotions are meeting a consumer who is still buying, but with a shorter list and a sharper pencil. PYMNTS Intelligence finds that more than a third of U.S. adults are in active financial retreat, with dollars shifting toward essentials and recurring obligations rather than discretionary categories. More on PYMNTS: hubs.ly/Q04hSY2J0

🤝 Card-issuing platform Marqeta is teaming up with Banking Circle to expand in Europe. Full story on PYMNTS: hubs.ly/Q04hSXDB0

Checkout has always been treated as the final step in the customer journey. The latest PYMNTS Intelligence Checkout Paradox Tracker, produced with @PayPal_Open, makes the case that it's becoming something bigger: the connective layer across discovery, conversion and retention. What you'll find inside this report: 🛒 Why payment choice is now a baseline requirement for conversion, not a perk 🎯 How personalization is turning checkout into a real-time decisioning layer 🔁 Why one click checkout is becoming a structural growth lever Read the full report to see how checkout is being rebuilt: hubs.ly/Q04hVHhV0

🌐 WHAT'S NEXT IN PAYMENTS: The real payments arms race isn't about who has the best tech. Spreedly CEO Justin Benson argues it's about who controls the customer relationship and the commercial model around it. AI could actually give legacy providers a second wind by simplifying the integrations that once made them hard to work with. Full insights on PYMNTS: hubs.ly/Q04hT08T0

🌐 WHAT'S NEXT IN PAYMENTS: @FISGlobal's Mladen Vladic, Head of Product, Payment Networks, argues legacy isn't the liability people think. The liability is fragmented data. AI can only work with what it can access, and most institutions aren't there yet. The winners will be the ones who orchestrate what they have, not the ones who replace it fastest. Full insights here: hubs.ly/Q04hVhP00

Mastercard is asking Brazil's largest payment processors to split nearly $1 billion in losses tied to the collapse of Banco Master's FinTech arm, Will Financeira. Full story on PYMNTS: hubs.ly/Q04hLX-L0

Visa says scams are now the fastest-growing threat in payments, with fraudsters using AI-generated content, voice impersonation and deepfakes to exploit human trust rather than technical vulnerabilities. Full story on PYMNTS: hubs.ly/Q04hM21t0

Crypto payments company MoonPay is now live in ChatGPT’s App Store. Full story on PYMNTS: hubs.ly/Q04hM4_y0

The pressure to modernize payments is real. So is the risk of getting it wrong. Barry Rodrigues of @FinastraFS, Peter Geronimo of @usbank and AJ McCray of @BankofAmerica are joining us May 27 at 12 PM ET to talk about what it actually takes. Register now to secure your seat: hubs.ly/Q04hDJk60

B2B payments between large suppliers and SMBs have been manual, fragmented and expensive for too long. On June 15, Mary Kay Bowman of @billcom and Scott Hess of Cintas are breaking down where the hidden costs live and how finance teams are eliminating them. ➡️ Learn how finance teams are reducing payment friction and rethinking the true cost of doing business. Reserve your spot now: hubs.ly/Q04hFwFc0

Financial services has reached high AI adoption on 27 of 75 operational tasks. Healthcare has reached just 10. New PYMNTS Intelligence data shows that while enterprises across financial services, healthcare and media are all investing in AI, they're using it in very different ways. 🤖 Read the full report: hubs.ly/Q04hDZyt0

🤝 Coupa is expanding its agentic artificial intelligence ambitions with the acquisition of Tonkean, an AI-native intake and orchestration platform. Full story on PYMNTS: hubs.ly/Q04hDNPY0

Cash-flow behavior, spending priorities and payment sequencing may tell lenders more about repayment capacity than a credit score alone. New PYMNTS Intelligence data breaks down why legacy underwriting models are missing the subprime consumer comeback story, and what signals actually matter. Read the full report: hubs.ly/Q04hF7g40

@pymnts + Velera's #CreditUnion Tracker® reveals member expectations center on: ⚡ Real-time protection 💬 Seamless, transparent communication 🛡️ Proactive intervention before losses occur What's your data-driven approach to #FraudPrevention look like? bit.ly/4nsDhMr

Americans feel good about their jobs and expect their finances to improve. But for the 25% living paycheck to paycheck with difficulty, feeling better and doing better aren't the same thing. The May PYMNTS Consumer Expectations Index reveals a sentiment gap that income alone can't explain. What you'll find inside the report: 📊 Why the 21-point sentiment gap is nearly double the income-based divide 💰 How emergency readiness posted the steepest monthly drop in the entire index 📉 Why rising job security is paired with falling job mobility Read the full report to see where consumer confidence breaks down: hubs.ly/Q04hDyfh0

Minnesota has become the first state in the nation to enact a law banning prediction market platforms from operating within its borders. Full story on PYMNTS: hubs.ly/Q04hyW5R0