Protecting American Consumers Together (PACT)

Hurt in an accident. Betrayed by their lawyer. Our latest documentary shares the true stories of people victimized twice — first by an accident, then by unethical personal injury lawyers who put profit over people. Watch:

Florida’s top five auto insurance companies — representing about 78% of the market — have filed for an average 6.5% rate reduction, reversing steep increases from prior years. syracuse.com/opinion/2026/0…

Florida offers test case for NY: Curbing lawsuits lowers insurance rates syracuse.com/opinion/2026/0…

NEW @pactconsumers op-ed in @syracusedotcom: "Reforming New York’s perpetual system of excessive litigation is not a narrow constituency. It’s broadly popular." Read the full piece: syracuse.com/opinion/2026/0…

Here’s the evidence that the 2023 lawsuit abuse reforms are working in Florida   via @PACTConsumers #FlaPol protectingamericanconsumers.org/2026/03/05/new…

Texas Case Raises New Questions About Patient Data and Litigation, via @pactconsumers protectingamericanconsumers.org/2026/03/19/tex…

In 2023, Florida passed historic reforms to curb lawsuit abuse and stabilize insurance markets. The result? Litigation is down. Claims costs are falling. Auto rates are declining. Reforms delivering real results for consumers. @PACTConsumers protectingamericanconsumers.org/2026/03/05/new…

On lawsuit abuse driving up insurance costs, Hochul said today: “I don’t usually use Florida as a model for anything… But they examined the facts… & 1 year later, prices are down about 10%. The next year… 20%. Doesn’t that sound like something we’d use right here in NY?"

On lawsuit abuse and fraud driving higher premiums, Hochul: “An entire ecosystem of corrupt people… trying to steal money from all of your pockets… a whole system of criminals… lawyers, doctors… fraudulently writing out more excessive claims… it’s all happening right now.”

On staged crashes and lawsuit abuse, NY firefighters warn: “Staged accidents… put an innocent victim through a lot of anguish… our members are out there unnecessarily, risking life and injury for no reason… pulling our members away from real calls… It has to stop.”

On lawsuit abuse driving higher costs, a NY trucking business owner: “Runaway litigation costs… really affects every single New Yorker… everyone who gets eggs… lawn and garden products… construction products… all are affected by transportation costs.”

"We're all footing the bill for this flood of trial lawyer advertising. With every unnecessary lawsuit and jackpot claim, it costs more to drive a car, deliver food, transport products, and operate public transit and emergency services." -- @LawsuitReformNY thecentersquare.com/new_york/artic…

“Money we should be spending on great service is going to payoffs to well-connected billboard lawyers instead,” said Janno Lieber, the chief executive of the M.T.A. “Guys who actually think the M.T.A. is spelled A.T.M.” nytimes.com/2026/03/13/nyr…

Gov. Hochul explains the “ecosystem” behind staged crash claims: “It’s all intentional to create an environment where there are payouts… the whole ecosystem of a lawyer who convinces an individual to get involved… then there’s a doctor involved.”

Hochul: “We’re trying to hit the brakes on lawsuits that seek unjust monetary damages for MTA… if there is fault on our part, there should be compensation… But if someone causes a car crash, they should not be taking advantage of the taxpayers and the riders who fund the MTA.”

Marie Therese Dominguez, Commissioner, NY DOT: “Our insurance system is broken… even saving a couple million dollars in jackpot insurance payouts could mean more bus trips, shorter waits, and better service for everybody in the community.”

MTA Chair & CEO: “Whenever there’s a car crash, these folks try to find a nearby MTA bus to blame… even when our bus drivers are not at fault... It ends up wastefully increasing the MTA budget by close to $50 million a year… and it’s going to the billboard lawyer industry.”

“The MTA is self-insured.. but costs [go up]. The costs of litigation go up.. They’re sometimes forced to pay some really outrageous jackpot legal settlements, even when their own drivers are not at fault. And it’s costing us millions & millions.. So who loses in this? Riders."

Hochul: “Car insurance premiums are going up astronomically… New York State pays some of the highest car insurance rates in America, averaging $4,000 a year… We’ve seen an 80% increase since 2020 in fraud reports… criminals are trying to scam the system and it has to stop.”

Billboard lawyers are driving up costs for New Yorkers. Florida passed lawsuit reforms — and drivers got nearly $1 BILLION back in rebates. Reform works. New York, it’s your turn.

"@PACTConsumers announced the launch of the ad, which highlights how lawsuit abuse driven by billboard lawyers is raising costs for New York consumers while other states, such as Florida, are seeing relief after reform." Read more about our latest NY ad: thecentersquare.com/new_york/artic…