Papa Kwabena Adzraku ( PKA )

🚨MEDICAL MISCONDUCT AT THE TEMA GENERAL HOSPITAL🚨 a thread 🧵 On August 5th, 2025, my father was rushed to the Adult Emergency department at Tema General Hospital due to a suspected hemorrhagic stroke.

The signal that the NITA bill is sending to the very people who are building the tech ecosystem might end up damaging the very ecosystem it intends to regulate.

@MartinaMensah1 @Andrew_AM1 Eiii 😆😆

Sam George is so incompetent. He is a loud propagandist, nothing more. They should have settled him financially or given him a position that doesn’t require high standards, maturity, and critical thinking.

@seth_doe22 We can’t beat ourselves up over a reschedule. If it’s important to you as it is to me, we should be able to make time for it irrespective of the inconvenience. All frustration can be expressed before , during or after the session.

@Papa_K96 Boss an event scheduled at 7:30pm was rescheduled with only 2 hour notice to Tuesday 1pm. You’re saying we must appreciate that at least it wasn’t canceled and it will still be worth showing up irrespective of the fact that the time they decided is inconvenient for us

They’ve shifted a Space from Sunday 7:30pm when we’re ready to Tuesday 1pm when 70% of those willing to engage are part of the work force and will be at work. This is to allow for “broader engagement.” I repeat again, you’re not serious.

@seth_doe22 Agreed, doing their job shouldn't earn them a pass, and your frustration is justified. But since the event is rescheduled rather than canceled, let's still make time for it. If this space matters to us, it's worth showing up.

@Papa_K96 People that are being paid by our taxes to administer and regulate a sector of government and you’re saying we should acknowledge them for giving us feedback as if it’s not their job.

@BongoIdeasHQ You can address the issue without insults.

We respect her opinion buh ne ho y3 tan papa. Eeii eny3 oooo. Scary asf! At least if you gon threaten people it should come from a nice-looking person.

@EiiScanty The work is appreciated, but it’s not a triumph. The excitement is just a symptom of how bad the mortality rates and public outcry have been for years. Lets get over this 🤧🤧

we gained independence in 1957, but in 2026 we should glorify an MP for repairing and commissioning traffic light like it’s a landmark achievement.

@SIKAOFFICIAL1 But how can you be a human being living with this kind of means to put bread on your table?? How long can you keep up with this??

An East Legon homeowner has launched a search for a brazen thief who reportedly broke into their residence in the early hours of Friday, May 22, 2026, and made away with five air conditioner outdoor units. [🎥: Nana Konadu]

@kofianing1992 @seth_doe22 Believe in separation of powers.

@seth_doe22 I can say on authority from the bailing condition recently that the government dictates what the judiciary should do. The judiciary have no say, they just follow what is given to them by the ruling government as things stand

The Terrible bail conditions are too much. A working government includes the Judiciary. The Judiciary must actively portray itself as a fair and working government.

@seth_doe22 The law treats the psychological harm of the threat itself, and the potential breach of public peace, as the crime.

@seth_doe22 Counsel, the statute focuses almost entirely on the mens rea (the intent to cause fear) and the actus reus (the communication of the threat). It does not explicitly require the state to prove the defendant had the immediate physical means to pull it off.

Section 75 of Act 29. Threat of Death Whoever threatens any other person with death, with intent to put that person in fear of death, is guilty of a second degree felony. “With intent to put that person in fear of death.” The President as head of state enjoys a lot of privileges and immunities including state of the art defense and security apparatus. Though there’s no express distinction in the statute, the same standard for threat of harm or threat of death to a civilian shouldn’t be applied to the President because he has every means employed by the state for protection. There are many of us even in legal practice who face threats. However obviously we wouldn’t call for the arrest of everyone who threatens us. Some are simply ignored. There are means to assess the weight of a threat. Under mere tort of assault even, the burden is to show that there was a threat and a “present capability” of carrying out the threat. Arresting people for “threats” and giving harsh bail terms is an abuse of power. It can even be broadened to restrict free speech.

WHAT A LEGAL RETAINER REALLY MEANS FOR A BUSINESS IN GHANA Many businesses only contact lawyers when there is already a serious problem: • A lawsuit has started • A contract has been breached • A regulator has intervened • Money has been lost That approach is often costly. One of the most important but misunderstood legal arrangements in business is the legal retainer. WHAT IS A LEGAL RETAINER? A legal retainer is an arrangement where a business engages a lawyer or law firm on an ongoing basis to provide legal services when needed. Instead of hiring lawyers only during emergencies, the business maintains continuous access to legal advice and support. The arrangement may involve: • Monthly or annual fees • Contract review • Compliance support • Legal advisory services • Priority legal assistance A LAWYER ON RETAINER HELPS PREVENT PROBLEMS BEFORE THEY OCCUR Many commercial disputes arise because businesses operate without proper legal guidance. A lawyer on retainer helps a business: • Review contracts before signing • Identify legal risks early • Ensure regulatory compliance • Structure transactions properly • Reduce exposure to litigation Good legal advice is often preventative. CONTRACT REVIEW IS CRITICALLY IMPORTANT Many businesses sign agreements without understanding: • Liability clauses • Indemnities • Termination rights • Payment obligations • Dispute resolution clauses A lawyer on retainer reviews these issues before execution. That can prevent major financial and legal exposure later. A RETAINER LAWYER ALSO HELPS WITH COMPLIANCE AND EMPLOYMENT MATTERS Businesses in Ghana face ongoing legal obligations involving: • Corporate filings • Employment law • Licensing requirements • Regulatory compliance A lawyer on retainer assists with: • Employment contracts • HR policies • Lawful termination procedures • Regulatory guidance This helps businesses avoid avoidable disputes and penalties. A RETAINER PROVIDES SPEED, CONTINUITY, AND ACCESS When a business already has retained counsel: • Legal advice is faster • Emergencies are handled more efficiently • The lawyer already understands the business and its operations That continuity is commercially valuable. RETAINERS ARE NOT ONLY FOR LARGE COMPANIES Small and medium-sized businesses often need legal guidance the most because they frequently operate without internal legal departments. Early legal advice can prevent serious operational and financial problems. A good business does not wait for litigation before involving lawyers. In modern commercial practice, a lawyer on retainer is not merely for disputes. The lawyer becomes part of the business’s risk-management and decision-making structure.

GETTING THE NECESSARY PERMITS FOR YOUR BUSINESS IN GHANA Many businesses in Ghana complete their registration and assume they are fully authorised to operate. That is often incorrect. Business registration alone does not automatically give a company the legal right to carry on every type of business activity. Many sectors require: • Licences • Regulatory approvals • Municipal permits • Industry certifications • Operational clearances Failure to obtain the required permits can expose a business to: • Closure • Administrative penalties • Fines • Litigation • Tax complications • Loss of contracts • Regulatory sanctions BUSINESS REGISTRATION IS ONLY THE FIRST STEP Registering a business at the Office of the Registrar of Companies creates the legal entity. But depending on the nature of the business, additional approvals may still be legally required before operations begin. A company may exist legally yet still be operating unlawfully if mandatory sector permits have not been obtained. DIFFERENT BUSINESSES REQUIRE DIFFERENT REGULATORY APPROVALS The permits required depend heavily on the industry. Examples include: • Restaurants and food businesses — Health permits — Food hygiene approvals — Environmental permits — Municipal operating permits • Construction companies — Building permits — Environmental approvals — Contractor licensing requirements • Financial technology businesses — Regulatory approvals from the Bank of Ghana where applicable • Private schools — Approvals from the Ghana Education Service and related regulators • Healthcare facilities — Licensing from the Health Facilities Regulatory Agency • Mining and natural resource businesses — Sector licences and environmental approvals LOCAL GOVERNMENT PERMITS ARE OFTEN OVERLOOKED Many businesses focus only on national regulators and ignore local assembly requirements. District, municipal, and metropolitan assemblies may require: • Business operating permits • Signage permits • Health inspections • Fire safety approvals • Property rate compliance Operating without these approvals can lead to enforcement action. SOME BUSINESSES REQUIRE PROFESSIONAL OR TECHNICAL CERTIFICATION Certain industries require individuals or businesses to hold recognised professional qualifications or certifications before services can legally be offered. This is common in: • Engineering • Architecture • Pharmacy • Legal services • Medical practice • Insurance • Securities and investments REGULATORY NON-COMPLIANCE CAN AFFECT INVESTMENT AND CONTRACTS Sophisticated investors, banks, procurement entities, and multinational partners now routinely conduct compliance due diligence. Missing permits can: • Delay financing • Terminate commercial negotiations • Prevent participation in procurement • Trigger breach of contract claims • Reduce company valuation PERMITS ALSO CREATE COMMERCIAL CREDIBILITY Proper licensing demonstrates: • Regulatory compliance • Operational legitimacy • Corporate governance discipline • Reduced legal risk This improves trust with: • Customers • Investors • Banks • Partners • Regulators BUSINESSES SHOULD CONDUCT A REGULATORY COMPLIANCE REVIEW BEFORE OPERATIONS BEGIN Before launching operations, businesses should identify: • All required licences • Applicable regulators • Renewal timelines • Inspection obligations • Reporting requirements • Industry-specific restrictions This should be treated as part of core legal risk management, not mere administration. In Ghana, regulatory compliance is not optional paperwork. It is a fundamental part of operating a legally secure and commercially sustainable business.

WHAT A LEGAL RETAINER REALLY MEANS FOR A BUSINESS IN GHANA Many businesses only contact lawyers when there is already a serious problem: • A lawsuit has started • A contract has been breached • A regulator has intervened • Money has been lost That approach is often costly. One of the most important but misunderstood legal arrangements in business is the legal retainer. WHAT IS A LEGAL RETAINER? A legal retainer is an arrangement where a business engages a lawyer or law firm on an ongoing basis to provide legal services when needed. Instead of hiring lawyers only during emergencies, the business maintains continuous access to legal advice and support. The arrangement may involve: • Monthly or annual fees • Contract review • Compliance support • Legal advisory services • Priority legal assistance A LAWYER ON RETAINER HELPS PREVENT PROBLEMS BEFORE THEY OCCUR Many commercial disputes arise because businesses operate without proper legal guidance. A lawyer on retainer helps a business: • Review contracts before signing • Identify legal risks early • Ensure regulatory compliance • Structure transactions properly • Reduce exposure to litigation Good legal advice is often preventative. CONTRACT REVIEW IS CRITICALLY IMPORTANT Many businesses sign agreements without understanding: • Liability clauses • Indemnities • Termination rights • Payment obligations • Dispute resolution clauses A lawyer on retainer reviews these issues before execution. That can prevent major financial and legal exposure later. A RETAINER LAWYER ALSO HELPS WITH COMPLIANCE AND EMPLOYMENT MATTERS Businesses in Ghana face ongoing legal obligations involving: • Corporate filings • Employment law • Licensing requirements • Regulatory compliance A lawyer on retainer assists with: • Employment contracts • HR policies • Lawful termination procedures • Regulatory guidance This helps businesses avoid avoidable disputes and penalties. A RETAINER PROVIDES SPEED, CONTINUITY, AND ACCESS When a business already has retained counsel: • Legal advice is faster • Emergencies are handled more efficiently • The lawyer already understands the business and its operations That continuity is commercially valuable. RETAINERS ARE NOT ONLY FOR LARGE COMPANIES Small and medium-sized businesses often need legal guidance the most because they frequently operate without internal legal departments. Early legal advice can prevent serious operational and financial problems. A good business does not wait for litigation before involving lawyers. In modern commercial practice, a lawyer on retainer is not merely for disputes. The lawyer becomes part of the business’s risk-management and decision-making structure.

A BREAKDOWN OF BUSINESS AND COMMERCIAL LAW IN GHANA Many people think business law is a single area of law. It is not. Business and commercial law in Ghana covers the legal rules governing: • Companies • Contracts • Employment • Taxation • Banking and finance • Land and property • Intellectual property • Regulatory compliance • Commercial disputes Every serious business operates within this legal framework. COMPANY LAW This governs: • Incorporation • Directors’ duties • Shareholding • Corporate governance • Mergers and restructuring • Winding up and insolvency The main legislation is: Companies Act, 2019 (Act 992) Company law determines how businesses legally exist and operate. CONTRACT LAW Commercial relationships are built on contracts. This area governs: • Formation of agreements • Breach of contract • Damages • Termination rights • Confidentiality • Indemnities • Limitation of liability Most business disputes arise from contractual issues. EMPLOYMENT AND LABOUR LAW This regulates: • Hiring and termination • Employee rights • Leave and working conditions • Redundancy • Workplace disputes The principal legislation is: Labour Act, 2003 (Act 651) TAX LAW Businesses must comply with: • Corporate tax • VAT • PAYE • Withholding tax • Customs obligations The principal regulator is the: Ghana Revenue Authority Tax non-compliance can lead to penalties and enforcement action. BANKING AND FINANCE LAW This governs: • Loans and securities • Banking operations • Financial regulation • Fintech • Investments and capital markets Key regulators include: • Bank of Ghana • Securities and Exchange Commission LAND AND PROPERTY LAW Businesses constantly deal with: • Commercial leases • Property acquisition • Mortgages • Land title verification • Real estate disputes Land litigation remains a major commercial risk in Ghana. INTELLECTUAL PROPERTY LAW This protects: • Trademarks • Copyrights • Patents • Software • Brand identity For many businesses, intellectual property is one of their most valuable assets. REGULATORY COMPLIANCE Certain industries require: • Licences • Sector approvals • Environmental permits • Data protection compliance • Anti-money laundering compliance Regulatory compliance is now central to business operations. COMMERCIAL DISPUTE RESOLUTION Business disputes may involve: • Contracts • Debt recovery • Shareholder conflicts • Employment claims • Regulatory issues These disputes may be resolved through: • Litigation • Arbitration • Mediation • Negotiation Business law is not separate from commerce. In Ghana, it is one of the foundations of doing business properly and sustainably.

@ama__burland @mawulithevo_guy You are on a smooth sailing to Greatness. God bless you Ama.

There are so many brilliant young women out there who simply need access and one opportunity to begin. So the Diya Impact Foundation has officially paid for all 45 application slots for this cohort by Tech4Girls Use code AMABURLAND005 and your application fee will automatically be waived. When applying. All The Best❤️❤️

@OsseiPeter @HamdawaySayibu Ecobank wasn’t the intermediary bank. The shares were purchased from cal bank through data bank brokerage.

@HamdawaySayibu Why did ecobank, acting as an intermediary ensuring payment is made allow all this to degenerate to this point. Then they saw an opportunity so they took it.

Many people are hearing about the Daniel Ofori vs Ecobank case, but don’t fully understand how the whole issue started and how it ended. Here’s the simple breakdown from the beginning to today: In 2008, Ghanaian businessman Daniel Ofori sold about 14.3 million CAL Bank shares to another businessman, William Oppong-Bio. The transaction was handled through Databank Brokerage while Ecobank Ghana acted as the settlement/payment bank. The shares were worth about GH¢13.7 million. According to Daniel Ofori, after the shares had already been transferred, Ecobank failed to complete payment after the Bank of Ghana and SEC raised concerns about the transaction. Part of the money, about GH¢6.16 million, was then allegedly placed into an investment arrangement with Ecobank at an agreed interest rate of 30%. This is where the real issue began. Daniel Ofori later sued Ecobank, arguing that: 1. The shares had already been sold and transferred 2. Therefore he deserved payment 3. Ecobank also owed him the agreed investment interest Ecobank fought the case for years, arguing that: - the transaction became problematic after regulatory intervention - there were inconsistencies in the documents - and Daniel Ofori was still receiving dividends on the shares after supposedly selling them One major question people asked was: “If he sold the shares, why was he still receiving dividends?” Ecobank used this point to challenge the entire claim and later even alleged document alteration and fraud. But the courts repeatedly ruled in Daniel Ofori’s favour. The biggest turning point came in 2018 when the Supreme Court ruled that Daniel Ofori was entitled to the money and the agreed 30% interest. After that, another battle started: How should the interest be calculated? Simple interest? Yearly compound interest? Or monthly compound interest? That calculation changed everything. Because when 30% interest compounds over many years, the amount becomes extremely huge. Ecobank kept challenging the judgment and tried several legal attempts to overturn or reduce the amount. But in 2026, the Supreme Court finally upheld the earlier rulings and confirmed that Daniel Ofori was entitled to the compounded interest. This officially ended one of Ghana’s biggest and longest commercial court battles. Charley this case will probably be studied in Ghana’s banking and legal sectors for many years 😁 Follow for more @HamdawaySayibu

@HamdawaySayibu @Gadcobbina Exactly once the shares wasn’t registered in the transferee name dividends will still be paid out to the transferor.

Selling a stock have to go through what we call the settlement process and it happens when in the part of the exchange but changing ownership is the duty of the company registrar. If the registrar doesn't change the owner then they will still pay dividends to Ofori. And I'm sure the registrar didn't change that because of BOG and SEC intervention with the Transaction. I left it out because I don't know the plaintiff's argument in that.