Payman

Introducing After Hours. Because banking goes beyond branch hours when it’s agentic. This series explores what happens when AI helps banks execute real financial work safely, with the control, compliance, and trust banking requires. New series. Starting now.

We are excited to announce our partnership with Citizens State Bank, a 113 year old community bank serving seven branches across Western Colorado. Citizens State Bank is deploying AI agents that work alongside branch staff to handle teller workflows, loan collections, account servicing, and reporting, with full audit trails and bank defined compliance controls. This is not a chatbot rollout. These AI agents understand what a banker is trying to accomplish, execute multi-step workflows, and maintain complete auditability throughout. "Our customers are at the heart of everything we do at Citizens State Bank. By thoughtfully leveraging AI, we are improving efficiency and access to information so our team can spend more time focused on the financial needs and decisions that matter most to the people and businesses we serve." - Alexander Price, President & CEO, Citizens State Bank Community banks are leading the shift to agentic banking. We are proud to be building this future alongside Citizens State Bank. Read the full announcement: businesswire.com/news/home/2026…

Proud to be part of ICBA's ThinkTECH Accelerator Program 11 cohort! 10 weeks working directly with community bankers to bring agentic banking to their institutions. The future of banking gets built now

We were chosen to join ICBA's ThinkTECH Accelerator! Starting May 18, we will join the 11th ThinkTECH cohort alongside a group of companies selected to help community banks tackle their most pressing innovation priorities. For us, the fit is natural. Community banks don't need another chatbot. They need AI that understands intent, takes action, and operates within the controls banking demands. That's what we built. Our agents initiate payments, execute workflows, and run inside bank-defined policies, approvals, and audit trails. Agentic banking built for the real world. Practical for community banks. Safe for compliance. Powerful enough to change how banking gets done. Over the next 10 weeks, we'll be working alongside ICBA's network of bankers and industry leaders to keep pushing what AI can do for community banking. Proud to be part of this cohort. Let's get to work. More on the cohort: icba.org/w/icba-names-n…

Anthropic just held "The Briefing: Financial Services". That event was not for community banks. But the implications are. The room was full of megabanks. The message was infrastructure. Financial services is Anthropic's #2 industry by enterprise revenue, 20 months running. 40% of their top 50 customers are financial institutions. Your customers are already experiencing AI everywhere else. Your largest competitors are not experimenting. They are deploying. And your core providers are not moving at the speed you need them to. You need agents that can execute real financial transactions, with the compliance controls your examiners already expect. The banks moving now will define the next era of community banking.

Missed one of our webinars? Want to hear more from our founders? Well we heard you and have launched a podcast! The Agentic Bank explores the shift from digital banking to agentic banking, featuring conversations with the leaders and builders who are deploying, regulating, and shaping the next era of financial services. Banking is being rewritten by AI agents that don't just talk. They transact. Listen now: 🎧 Spotify: open.spotify.com/show/36yC6Y3Qq… 🍎 Apple: podcasts.apple.com/podcast/id1895…

Davis was born in 3 days. "We sat down and we worked and we spent three days together." That's Karen from Middlesex Federal Savings describing what it was like to build an AI banking agent with us. Not a vendor handoff. Not a 90 day onboarding. Three days, side by side, building together. Day 1: "What's my balance?" Day 3: "I want to move this to our production site." By the end of it, Davis was born. No 18-month pilot. No committee approvals. Just three days of building together and a banker who couldn't wait to go live. This is what agentic banking looks like when it's built right.

Three payments in one instruction. That's what she asked the agent to do. It pulled them into one flow, confirmed the amounts, and asked before executing. Karen: "Davis goes and does it all, and comes back and says, here's what I'm going to do for you. Is this what you want?" Chat answers questions. Agents complete work. Hear about Karen's full journey, from skeptic to advocate: paymanai.com/events/bankers…

Agentic AI in banking is not a 2028 conversation. It is happening now. The question for community and regional banks is not if, but how fast you can move. We made a 2 minute assessment that tells you exactly where your bank stands and what to do next. paymanai.com/assessment

"Where does our bank actually stand on AI?" This is the question we hear most from banking leaders. Not "should we do AI" but "how do we honestly assess where we are vs. where we need to be?" So we built a quick way to answer it. Because the reality is every bank is somewhere different on this journey. Some are just starting the conversation at the leadership level and other are budgeting for it. Most are somewhere in between, trying to figure out the right next move. Wherever you are, knowing where you stand is the first step. paymanai.com/assessment

"AI is a tool. It's not replacing us." That's Karen from Middlesex Federal Savings, a community bank that's already using our agent handling real customer interactions. This week's Agentic Banking Report by Tyllen Bicakcic covered a stat that should worry every bank executive: 95% of generative AI pilots fail to reach production. Meanwhile, 66% of banks call AI a "high strategic priority" but only 23% have moved past pilots. Karen's bank isn't stuck in a pilot. The difference? Mindset. Watch her talk about her journey here: paymanai.com/events/bankers…

"The bank is over 100 years old. Our thought process is not." That's what happens when a community bank goes agentic. Middlesex Federal Savings partnered with us and is deploying a fully agentic banking assistant in just 8 weeks. Their customers can now move money, get instant answers, and manage their finances through a single conversation. This is agentic banking. paymanai.com/events/bankers… #AgenticBanking #CommunityBanking #AI #Fintech

Debit cards were going to kill checks. Online banking was going to kill branches. 40 years later? Banks are still here. Checks are still here. We just deposit them with our phones now. Every wave of technology didn't replace banking. It made banking better. AI is the next wave. Not a threat. An adaptation. The banks that lean in will serve customers in ways that weren't possible before. The ones that wait will wonder what happened. paymanai.com/events/bankers…

If you lead digital banking, operations, or innovation at a community bank, you don't want to miss this. Karen from Middlesex Federal Savings joins our very own Akash Desai for a live conversation about deploying an AI within a bank. This isn't a product demo. It's a banker talking about what actually happened. The fear. The first conversation. The moment it clicked. And the features she won't stop asking for. 📅 April 8 | 12 PM EST paymanai.com/events/bankers…

Most banks evaluate AI like software. RFP, 18-month timeline, hope for the best. We put our AI agent in front of a real banker and let her tell us everything wrong with it. Live. On April 8, she's joining us to tell the story herself. 🔗 paymanai.com/events/from-di…

Banking went from tellers to apps. Now it's going from apps to agents. The shift isn't better chatbots. It's AI that executes real financial transactions under the bank's own policy controls. We wrote the guide to what agentic banking actually is: paymanai.com/agentic-banking

The conversation is shifting from “what could AI do?” to “what actually happens when it’s live in production?” Karen Grindrod has been on the front lines of that shift. On April 8, Karen is joining our CPO Akash Desai for a candid 45 minute conversation about what actually happens when a community bank puts agentic AI to work. No slides. No sales pitch. Just a real banker sharing her real experience. What you'll hear: - What day to day operations look like with an AI agent - The concerns Karen had going in and the moments that changed her mind - How trust gets built between a banker and an AI agent - What she'd tell other bankers still evaluating Register: paymanai.com/events/bankers…

"I have a new friend." That's what Karen Grindrod from Middlesex Federal Savings said after using their AI agent that we built. She walked in skeptical but left with a friend. On April 8, she's going live with our CPO Akash Desai to tell the whole story. No slides or scripts just a banker sharing what it's actually like to work alongside an AI agent. April 8, 2026 | 12:00 PM EST paymanai.com/events/bankers…

Banking went from branches to apps. Now it's going from apps to agents. The next evolution isn’t a better UI. It’s AI that can execute transactions, not just answer questions. That’s agentic banking. Read how Middlesex Federal Savings is moving in this direction: paymanai.com/blog/community…

"When we saw the first demo, I was like, this is it. How do I make this the primary interface for how I am going to interact with my bank?" C.J. Conrad, SVP of Operations and Innovation at Middlesex Federal Savings, on seeing AI that actually executes banking transactions. Not a chatbot but an agent that moves money, enforces compliance, and works from intent to execution in one conversation. She called it "an explosion in your head" when it clicks. Watch the full conversation here: paymanai.com/events/from-di…