Peak Financial Investing

If you are still investing with a financial planner that is using modern portfolio theory or another passive approach, please be cautious! This video on PFI's approach is well worth your consideration: youtube.com/watch?v=qJusZd…

Look how similar this chart of 1970s inflation is to today. Are we about to see a repeat of the ripping inflation that followed the 1973 oil embargo? With every passing day of production shutdowns in the Middle East, the chances of a major inflationary shock become greater and greater. Full report: peakprosperity.pulse.ly/e0ltfxn0iq #IranWar

My concern is that, if we're not getting the full truth out of what's happening in the Middle East, and the market's just hoping this thing's going to be over sooner rather than later, my concern is we're going to get a violent reaction to the downside if the narrative can't be controlled to the extent that it is right now. Full report: peakprosperity.pulse.ly/906xafrlrq

With 20% of global LNG production now offline, countries are scrambling to figure out what to do. South Korea's market had one of the only honest reactions to this news - a 16% selloff. Full report: peakprosperity.pulse.ly/pl7updwepz #IranWar

WeWork raised $22 billion, went public at $9 per share, then went bankrupt at $0.04 per share, but its CEO Adam Neumann walked away with $1.7 billion. Welcome to Wall Street, everybody! That's how it works: they walk off with billions, and everybody else is left holding the bag. Full report: peakprosperity.pulse.ly/g8k4oenhik

2025 was a big year for private credit being pushed out of Wall Street funds and into 401(k)s, insurance companies, and things like that. How's that going? Spoiler: really badly! Full report: peakprosperity.pulse.ly/sdnc1hzht6

Is it hyperbolic to say we're headed towards a Great Financial Crisis 2.0? The CEO of JP Morgan doesn't seem to think so... Full report: peakprosperity.pulse.ly/9cn5kjpuqf

There's a rotation happening in the stock market that causes me concern. Institutions are selling while retail customers are buying. Are we about to see the Great Financial Crisis 2.0? Full report: peakprosperity.pulse.ly/nqx11pjaz0

Chicago office buildings continue to get massacred. A landmark Chicago Loop office building recently took a 90% haircut, selling for $41 million after it was purchased for $306 million. Full report: peakprosperity.pulse.ly/wqtepqlnqe

The gap between median income and what's needed to buy a house has never been higher. Money-printing has driven an extraordinary housing bubble, which has created a situation where young families are priced out of the market and, in many places, it's cheaper to rent than own. Full report: peakprosperity.pulse.ly/vosmq5ahvz

The only reason a house doesn't sell is because it's price is too high. ➡️Nearly 1 in 7 sales are falling through, a record for this time of year. ➡️Sellers now outnumber buyers by 600k, the biggest ever recorded. ➡️Google searches for "can't sell house" are at their highest level ever. Full report: peakprosperity.pulse.ly/knou5bveyp

Jon Brooks says first people stop paying their credit cards, then their car loans, then their houses. Well... 1️⃣Credit card delinquencies are up to 12.7% and rising, the most since the Great Financial Crisis. 2️⃣Subprime auto loan delinquencies are up to 6.6%. Can you guess where this story is headed? Full report: peakprosperity.pulse.ly/2e3kpses1e

Wow -- from 2000 to 2025, we had an astonishing 7% compound annual growth rate in our money supply. Where did all that money go? Mostly Wall Street. When they say inflation is coming down, they're really talking about tangible things like milk and butter. What they're not mentioning is that inflation also includes asset prices. You get inflation wherever the money goes. Full report: peakprosperity.pulse.ly/ibebywqzbu

The US federal deficit as a percent of GDP has gone from nearly 0% in the 1950s to over 8% in the 2020s, much of which is fraud and waste. When that much of your economy is being held up by government borrowing, it's not real. This is the government borrowing money, and then spending it and calling it GDP growth. Full report: peakprosperity.pulse.ly/to3wrptubu

Trump says the economy is "roaring better than ever," but the CEO of McDonald's sees a two-tier economy. If you're upper class, times are good. But, if you're not, you're skipping meals. Listen, when people are finding McDonald's a little too pricey, that tells you the kind of pressure they're under. Full report: peakprosperity.pulse.ly/iklgzhzvyr

Trump says the economy is "roaring like never before" because the Dow hit 50k, but is it really? The problem is that when you reference the stock market, you're really just referencing the top 10%. The "bottom 90%" -- the vast majority of households -- aren't represented by the stock market. Full report: peakprosperity.pulse.ly/lriflvxibd

🚨CME halts trading in all metals (silver and gold) and natural gas. A "technical issue" is cited. Is it the same technical issue that gave the silver riggers time to reposition themselves back in Nov 25?

If you had 7 million ounces of silver to sell, you wouldn't wait until 8 o'clock at night and dump it all at once - you'd get the worst price ever! Unless... your intention was to make the price of #silver go lower. This isn't price discovery; it's price setting. Full report: peakprosperity.pulse.ly/sdqnrpmy72

Government jobs are some of the most vulnerable to AI. Just think of all the functions of government -- it's pretty much automatable at this point. Full report: peakprosperity.pulse.ly/omffaj56c0

When we had the Industrial Revolution, we replaced muscle power with machine power. With AI, we're talking about replacing not labor, but cognition. So if we already don't need humans for labor, and we also don't need humans for brains, what happens? What is the impact of all this going to be? Full report: peakprosperity.pulse.ly/hva6uqr9hh

This has massive implications: "Before, we always said this job is going to be automated, retrain to do this other job. But if I'm telling you that ALL jobs will be automated, then there is no plan B. You cannot retrain." ~ Roman Yampolskiy Full report: peakprosperity.pulse.ly/fir8zkjein