Ashwin

🚨 [Hotel Review] JW Marriott Masai Mara Lodge We had an excellent 6-night stay and this is the comprehensive review ⤵️ Grab a drink and popcorn... 🍿

@DealsDhamaka Happy birthday, Vineeth!

Woke up to hundreds of messages and wishes from this family on X. Every single message means a lot. Thank you for being a part of this journey. I had an opportunity to reflect on life, wanted to share my journey. A few years ago, I was at one of the lowest points in my life. I had no clue where life was heading. I felt backstabbed, lost and completely devastated. Looking back, the only reason I came out of that phase was because I never lost hope and I had support. I kept believing that if I stayed positive, worked hard and remained persistent, things would eventually get better. They did. One thing I have realised over the years is that life becomes much simpler when you stop competing with others. The only person worth competing with is yourself. My late 20s were all about rebuilding myself. Building self-confidence, creating an identity, learning about money, creating passive income and trying to come out of a debt cycle I never wanted to remain in. Every decision revolved around becoming financially stronger and standing on my own feet. My early 30s taught me an equally important lesson. While I was busy rebuilding my career and finances, I completely ignored my health. I touched 98 kg. I had migraines, GERD, constant fatigue and felt tired almost every day. I was chasing success, but somewhere along the way I forgot to take care of myself. At 34, I decided enough was enough. I committed to getting healthier and ended up losing 23 kg. Looking back, that is probably one of the best decisions I have ever made. I feel fitter, more energetic and mentally much happier. Good health changes everything. Now, as I enter my late 30s, I can feel my priorities changing once again. Career will always be important. Financial independence will always matter. But I also want more time with my mom, my brother, my wife and my son. I want to become better at what I do, continue sharing whatever I learn, and at the same time bring a little more peace into my life. Maybe that’s what growing older is. Not wanting more. Wanting what truly matters. Thank you once again for every wish, every conversation and every bit of encouragement over the years. This platform has given me much more than followers. It has given me a community that has celebrated my highs, supported me through my lows and grown along with me. Here’s to becoming a better version of ourselves every single year.

@VoyageBliss Happy birthday, Anirban!

Cheers to another year! 🥂 As much as I love traveling, there’s no better place to celebrate a birthday than at home with your kids, parents, spouse, and family. I ended up rescheduling quite a few plans just to be home, and it was worth every bit of it. The highlight of the day was the incredible effort my wife put in, along with her baker friend, to create a cake that perfectly reflected one of my biggest passions, cards, points, and miles. She knows me far too well. For someone who spends so much time chasing flights, miles, and the next redemption, today was a reminder that the best redemption in life is time with the people you love. Grateful for another year. Here’s to making more memories, both at home and around the world.

@AnkeMaheshwari Both are seperate na? HDFC AMC IPO came in 2018.

@PointsPro SBI AMC under Retail (<15k INR) and the older dividend returns being discussed to cover monthly expenses.

🚨 Applied for SBI AMC IPO I believe in capital market stocks and India having a really long runway. Just applied under retail quota. But my family members have applied under shareholder and retail. We are invested with HDFC and ICICI AMC since inception and IPO days. HDFC AMC has given 15% CAGR returns from listing (not IPO price) and 16.8% with dividends. (~17.3% if dividends reinvested) So not a quick rich scheme but nice returns over time. The dividends on these AMCs cover a month of expenses as of now. 😀

ICICI AMC has given 22.6% returns (not annualised). Dividends are additional.

@FinPaal These apps can have glitches. SBI Visa Platinum DC for example has lounge access but it never shows up on these apps. Plus banks have to give mandatory 30 day notice for this.

@praveenyeruva Ahh! Would have been a fantastic deal.

@PointsPro Btw the time I had discussion with hotel and decided purchase, this is sold out now !! 😭

🚨 Accor Japan Experiences Sale! Hotel packages from 3.5k points! 🔥 Dining experience from 900 points. Pullman Tokyo for 15.5k points! Stay can be as high as even Rs 90k! 🔥🔥 Great use of points. 👍 Where to redeem? See comment 👇

🚨 May AEP points posted! The AEP points of M4B for May is now posted! Check your SMS. 🤩

@satyamdaga24 What does your welcome kit say?

@PointsPro I had applied travel one on 1st june but it got approved on 3rd july, will the 10k spends offer be applicable or the new 25k spends offer for getting 1k cashback?

🚨 This month spending on these new cards! Why? 1⃣HSBC TravelOne: Rs 1,000 cashback for Rs 10k spent (applied and approved last month) as welcome benefit 2⃣ SBI Visa DC: Visa Tap and Pay offer. Rs 2,500 value back for Rs 12,500 tap and pay at physical POS. (Good for fuel purchases)

@RajaMichra Of course SBI only. banners.loylty.com/20260512_Tap_a…

@PointsPro Ashwin do u have the visa tap and pay offer details? Is it limited to SBI bank?

@ExplorebyRoad Of course bro. I book 400 days in advance to get cheaper rates. 😃

@PointsPro Rates have got higher for the #F1 race in #Singapore

🚨 Singapore GP entertainment lineup is finalised Singapore F1 organisers has now announced the complete concerts lineup. I have mentioned it last year too and now - it self can be called a musical festival. 😎

SQ packages give access to the concerts for the day you are redeeming. 👍

@Anirban12Mandal Yup. These are coming a little more frequent. Maybe they should bring out the 10k one next time.

@PointsPro Even I am not buying much GVs as heavy stash

🚨 Amazon physical card gift at 2% discount + miles! Now certain 5k gift cards are on discount. M4B is the best card at 14% miles (AEP). Again skipping this time as I still haven’t fully utilised the previous ones. 😀

@paraspatidar You have to wait till it is marked delivered and then add to account. Never faced any issue so far.

@PointsPro Many folks have mentioned that cards were not getting activated and voucher were invalid, is it sorted now? And how to activate them

@ameyakarve Wow! Looks nice. All the best!

1. MilesVault is live. 🚀 I built the operating system for your points and miles - run by an AI assistant built for the Indian cards game. milesvault.com 🧵

@praveenyeruva This is for 2 adults. But we can definitely add kids later (if that room supports). Speak with the hotel before redeeming. This is perfect for your trip to Japan!

@PointsPro Any idea if kida can be added ? And dates can be changed after reservation?

Here: limitlessexperiences.accor.com/japan-experien…