Promis
88 posts

Promis
@PromisFi
Connecting DeFi with the real economy. Earn sustainable yields while financing real businesses.

250 years old. Rocket ship IPOs. New York is winning again. Trillionaires. American soccer looks good. European minds are visiting, comprehending. How can you be pessimistic about the USA?

let's actually compare onchain yields. maple: 6–10%. real interest, but the borrowers are crypto trading firms. is it really "real world" if the yield is levered to the same crypto cycle? goldfinch: 10–13%. emerging market business loans. higher headline yield, longer default history, multi-month lockups. centrifuge: 8–12%. structured credit, invoices, receivables. genuinely asset-backed, but lockups vary and liquidation in a default is messy. notice what they share crypto correlated borrowers, emerging market credit risk, or capital you can't pull for months. now promis. ProUSD: 6–7%, senior tranche, 24-hour redemption. ProUSD+: 10–15%, junior tranche, 90-day lock. Backed by US merchant cash advances. Repaid by daily ACH. UCC-1 secured. entirely uncorrelated to crypto. Same yield range as the field. different collateral. a barber in ohio doesn't care what bitcoin did last night. chart below






Top 10 platforms by RWA value and market share: 1) @Securitize: $4.07B (17.2%) 2) @OndoFinance: $3.74B (15.8%) 3) @Circle: $2.83B (12%) 4) @Tether: $2.59B (10.9%) 5) @FTDA_US: $2.51B (10.6%) 6) @Paxos: $2B (8.5%) 7) @Spiko_finance: $1.75B (7.4%) 8) @MapleFinance: $1.45B (6.1%) 9) @Centrifuge: $1.38B (5.8%) 10) @STOKR_io: $1.33B (5.6%)

OpEd: 🗣️ Tokenized RWAs will thrive during the next crypto downturn because their yield is anchored to real economic activity, not crypto leverage, argue Cork's Rob Schmitt, researcher Borja Neira, and RWA.xyz's Bryan Choe. coinmarketcap.com/academy/articl…

BREAKING: Total RWA market cap reaches $42.4 billion, up 124.7% year-over-year.



