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Most fintech startups don’t fail because of bad ideas.
They fail because the infrastructure underneath them breaks before the business ever reaches scale.
Broken reconciliation.
Delayed settlements.
Ghost balances.
Manual accounting.
Compliance bottlenecks.
Disconnected payment rails.
The frontend looks polished.
The backend is chaos.
And that’s still the reality for a shocking number of financial products in 2026.
I spent the last few days studying @StitchHQ.
The deeper I looked, the more obvious it became:
Stitch isn’t trying to build “just another payment company.”
They’re rebuilding the operational layer modern finance runs on. 🧵
@StitchHQ #Stitch #StitchContest

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