Raghav Chadha (@raghav_chadha) - Twitter Profili

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₹19,000 crore. That is what Banks collected in last 3 years just for not maintaining ‘Minimum Account Balance.’ Not from the rich. Not from big borrowers. From the poorest accounts in the system. Their crime? They didn’t have enough money. A farmer misses the minimum balance - Penalty. A pensioner withdraws money for medicine - Penalty. A daily wage worker falls short by a few hundred rupees - Penalty. The poor keep money in banks for safety. Not to be quietly fined for being poor. Financial inclusion should protect small savings, not punish small balances. In Parliament today I proposed ending minimum balance penalties so the banking system stops charging people for their poverty.

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Raghav Chadha@raghav_chadha·21h

How many of you have heard the terms “sarpanch pati” or “panchayat pati” ? In many places, a Panchayat seat reserved for women ends up being contested by the wife, daughter, sister or daughter in law of a male politician , while real authority continues to be exercised by him. This is why these terms have become so common. The 73rd Constitutional Amendment mandated 33% reservation for women in Panchayati Raj institutions so that women’s voices are part of local governance. Out of roughly 31 lakh elected Panchayat representatives, about one third are women. But when an elected woman representative is only the face while authority is exercised by a male relative, it creates a parallel unelected authority. A form of proxy governance the Constitution never intended. This is exactly why I raised the issue through a supplementary question in Parliament last week. Does the government acknowledge that this practice exists? And what steps are being taken to ensure that women elected to Panchayats exercise real authority, not merely hold the seat in name?

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Raghav Chadha@raghav_chadha·3d

This might just become the most unexpected incentive for marriage 😃 In Parliament, I proposed Joint Filing of Income Tax Returns for married couples.

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Raghav Chadha@raghav_chadha·3d

In Parliament today I proposed optional Joint filing of Income Tax Returns for married couples. Family A Both spouses earn ₹10 lakh each. Total household income is ₹20 lakh. Tax: zero Family B One spouse earns ₹20 lakh. The other stays home to raise their child. Total household income is ₹20 lakh. Tax: ₹1.92 lakh The only difference is how the salary is split between the two spouses. One roof. One kitchen. One household budget. But when tax time comes, the family disappears. The tax system sees two individuals. A husband and wife become strangers. No clubbing of income or rebates. In Parliament today I proposed optional joint filing of Income Tax Returns for married couples, so families with uneven incomes are not unfairly penalised. If implemented, then Family A and Family B both will pay Zero Tax.

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pallavi ghosh@_pallavighosh·3d

The couple tax issue raised by @raghav_chadha in Rajya sabha - would be a help to double income families

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Raghav Chadha@raghav_chadha·3d

When a soldier guards our borders, he does not calculate his sacrifice in tax slabs. He spends Diwali in a bunker. Eid on the border. Misses family milestones. And sometimes he loses a part of his body in service of the nation. That disability pension is not income. It is compensation for a wound carried for life. Yet under the Budget 2026 provisions, whether that pension is taxed or not depends on when the soldier retired. Not on the injury he suffered or the sacrifice he made. Two soldiers. One wound. Two tax rules. Soldier A gets injured and leaves the Army — his disability pension is tax-free. Soldier B gets injured but continues serving the nation — his disability pension will be taxed Same injury. Same sacrifice. But the one who served longer is punished more. A soldier doesn’t calculate sacrifice in tax slabs. You can tax income. You cannot tax sacrifice.

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Raghav Chadha@raghav_chadha·3d

Today in Parliament, I delivered a speech titled ’I Do Not Oppose, I Rise to Propose.’ In Parliament today I spoke about three everyday anxieties of ordinary Indians and proposed practical reforms. (1) Allow optional Joint Filing of Income Tax Returns so married couples with uneven incomes are not penalised.* (2) Restore Full Income Tax Exemption on Disability Pensions for all wounded soldiers, not only those invalided out of service.* (3) End penalty charges on bank accounts for not maintaining Minimum Account Balance. I rose to propose solutions that make the system fairer, more humane and more just.

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Raghav Chadha@raghav_chadha·4d

When a girl misses school because there is no pad, no water, no bin and no privacy, that is not her personal problem. That is a failure of our system. That is a failure of our society. Menstrual health is not a favour. It is not charity. And it is certainly not a side issue. It is a matter of health, education, equality and dignity. Women do not need sympathy. Women need rights. Please watch my full parliamentary intervention on.. youtube.com/watch?v=o8bFYr…

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Sweta Jain Patil@Anuana10·5d

What a girl goes through during menstruation is immense pain.. Yet in many schools and colleges basic hygiene facilities in washrooms are still missing.. How can we talk about progress if girls dont even have clean washrooms or proper sanitation? @raghav_chadha thanks for raising this issue..

Raghav Chadha@raghav_chadha

Periods are natural. Stigma is not. If a girl misses school because there are no sanitary pads, no water and no privacy, it is not her personal problem. It is our collective failure. We live in a country where alcohol and cigarettes are sold openly, but sanitary pads are still wrapped in newspaper as if they must be hidden. Somewhere along the way, society turned a biological fact into a social taboo. A matter of science has been turned into a matter of silence. Menstrual hygiene is not charity. It is not a favour. It is not a side issue. It is a matter of health, education and equality. Above all, it is a matter of dignity. Raised this issue in Parliament today because it affects over 35 crore women and girls in India. A nation cannot call itself truly progressive if millions of girls still face fear, shame and silence for something so basic. The real test of progress is simple. The day every girl in India can go to school, live with dignity and speak about this without stigma, that will be the day we can truly say our society has moved forward.

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🌼Mishti 🌿🌸@CoFfEe___MuG·5d

Feel like praising a politician after a long time. A man making such a strong & hard-hitting statement on menstrual taboo in front of the entire parliament is what this country needs to be able to progress.

Raghav Chadha@raghav_chadha

Periods are natural. Stigma is not. If a girl misses school because there are no sanitary pads, no water and no privacy, it is not her personal problem. It is our collective failure. We live in a country where alcohol and cigarettes are sold openly, but sanitary pads are still wrapped in newspaper as if they must be hidden. Somewhere along the way, society turned a biological fact into a social taboo. A matter of science has been turned into a matter of silence. Menstrual hygiene is not charity. It is not a favour. It is not a side issue. It is a matter of health, education and equality. Above all, it is a matter of dignity. Raised this issue in Parliament today because it affects over 35 crore women and girls in India. A nation cannot call itself truly progressive if millions of girls still face fear, shame and silence for something so basic. The real test of progress is simple. The day every girl in India can go to school, live with dignity and speak about this without stigma, that will be the day we can truly say our society has moved forward.

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Raghav Chadha@raghav_chadha·6d

I introduced a Private Member Bill titled The Asset Tokenisation (Regulation) Bill, 2026 in Parliament. The Bill is a forward-looking framework to bring legal clarity, transparency and investor protection to the emerging ecosystem of tokenised real-world assets in India. Key Features of the Bill: 1) It provides legal recognition to asset tokenisation in India. 2) It establishes a statutory framework for issuance, trading, custody and settlement of tokenised real-world assets. 3) Introduction of regulatory oversight and supervision of tokenised asset markets. 4) Ensures investor protection and safeguards market integrity. 5) Aims to maintain financial stability while fostering innovation in digital finance.

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Raghav Chadha@raghav_chadha·6d

Periods are natural. Stigma is not. If a girl misses school because there are no sanitary pads, no water and no privacy, it is not her personal problem. It is our collective failure. We live in a country where alcohol and cigarettes are sold openly, but sanitary pads are still wrapped in newspaper as if they must be hidden. Somewhere along the way, society turned a biological fact into a social taboo. A matter of science has been turned into a matter of silence. Menstrual hygiene is not charity. It is not a favour. It is not a side issue. It is a matter of health, education and equality. Above all, it is a matter of dignity. Raised this issue in Parliament today because it affects over 35 crore women and girls in India. A nation cannot call itself truly progressive if millions of girls still face fear, shame and silence for something so basic. The real test of progress is simple. The day every girl in India can go to school, live with dignity and speak about this without stigma, that will be the day we can truly say our society has moved forward.

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Raghav Chadha@raghav_chadha·12 Mar

India’s democracy resides in Jansabhas just as much as it lives in the Lok Sabha, Rajyasabha and Vidhan Sabhas. During Question Hour in Parliament, I raised a supplementary question on Panchayati Raj. The 73rd and 74th Constitutional Amendments were meant to ‘decentralise power’ The principle was simple. Decisions about a village should be taken by the village, not in Delhi or a state capital. How can a Babu sitting hundreds of kilometres away decide that a village needs a musical fountain when that village may still be struggling for drinking water and electricity? Those priorities must be decided by the Gram Sabha. But somewhere along the way, decentralisation appears to have stalled. Institutional resistance, fragmented authority and a lack of enforcement have slowed the transfer of real power to the local level. So we must ask honestly. Are Panchayats truly self governing institutions, or have they been reduced to merely implementing agencies for schemes designed elsewhere? And when a Gram Sabha takes a decision, is there any binding mechanism to ensure it is implemented?

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Raghav Chadha@raghav_chadha·12 Mar

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Raghav Chadha@raghav_chadha·12 Mar

Had the honour of being invited for breakfast at Rashtrapati Bhavan with the President of India. Always a pleasure meeting her. Her warmth, humility and quiet grace reflect a journey that continues to inspire millions across the country. She also said something very kind during our conversation, words I will cherish for a long time. It was a truly memorable morning with colleagues and thoughtful conversation 🇮🇳

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Raghav Chadha@raghav_chadha·11 Mar

The 28-Day “Monthly” Recharge SCAM. I raised this in Parliament today. Telecom companies call their plans “monthly” — but they last only 28 days. That means prepaid users pay for 13 recharges in a year instead of 12. 28 days × 13 recharges = 364 days If it’s monthly, it should follow the actual calendar month. Consumers deserve better. Not these clever tricks.

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