硅硲居土

@SVScholar 我在 WhatsApp 上分享我的实时交易提醒（入场和出场点），免费加入 ✅ ➡️复制搜索内容，回复“2026”至 WhatsApp：+15054400414 👉 🔗：api.whatsapp.com/send/?phone=15…

中国的美股投资者，请忽略溢价和汇率波动！ 今年以来，由于美元贬值和中国QDII基金溢价的波动，中国的标普指数ETF 513500 、纳指ETF 159501 和 513100大幅落后于美国的指数本身。 当然，对于长线投资者而言，短期的溢价和汇率波动都是噪声。 以标普500指数基金513500为例。过去5年，算上分红，美国的标普500指数上涨了 83.7%，美元升值了 5.3%，二者合计 89.0%。 而 513500 实际增长率了 85%。 二者的差值大约为4%。这很大程度上是 513500每年的管理费 (0.8%) 导致的。 纳指 ETF 159501的情况类似。过去两年里，美国的纳斯达克100指数上涨了57.1%，美元贬值了5.8%，合计为 51.3%。 而 ETF 159501 则实际增长了 50.6%。二者的差距为0.7%。这多半是由于 159501 每年的管理费 (0.6%) ，再加上溢价的波动。 不言而喻的是，只要美国公司的利润继续增长，无论是在中国还是美国，跟踪美股的指数基金最终都会持续上涨。这就是毋庸置疑的冰冷冷的事实。 不畏浮云遮望眼，自缘身在最高层！ 如果你想了解更多我的投资理财经验和见解，请去亚马逊网站或者Google Play Books，购买我的中文理财书《财富捷径》，或者英文版《The Shortcut to Wealth: Your Simple Roadmap to Financial Independence》。

@SVScholar 我在 WhatsApp 上分享我的实时交易提醒（入场和出场点），免费加入 ✅ ➡️复制搜索内容，回复“2026”至 WhatsApp：+15054400414 👉 🔗：api.whatsapp.com/send/?phone=15…

@SVScholar 我的策略计划: 👇

@SVScholar 我在 WhatsApp 上分享我的实时交易提醒（入场和出场点），免费加入 ✅ ➡️复制搜索内容，回复“2026”至 WhatsApp：+15054400414 🎥 - 每日实时交易 📖 - 交易回顾 ☢️ - 个人策略 👉 🔗：api.whatsapp.com/send/?phone=15…

@SVScholar 我在 WhatsApp 上分享我的实时交易提醒（入场和出场点），免费加入 ✅ ➡️复制搜索内容，回复“2026”至 WhatsApp：+15054400414 🎥 - 每日实时交易 📖 - 交易回顾 ☢️ - 个人策略 👉 🔗：api.whatsapp.com/send/?phone=15…

@SVScholar 我会在 WhatsApp 上分享实时交易提醒（入场和出场点）。加入完全免费！✅ ➡️复制搜索内容，回复“2026”至 WhatsApp：15054400414 链接在此：wa.me/15054400414/?t…

@SVScholar 我会在 WhatsApp 上分享实时交易提醒（入场和出场点）。加入完全免费！✅ ➡️复制搜索内容，回复“2026”至 WhatsApp：15054400414 链接在此：wa.me/15054400414/?t…

"Today’s tiny win: baking cookies with my little one—flour everywhere, giggles louder than the oven timer. #ParentingJoy #MessyMagic"

Tried the new virtual museum tour—stumbled on Van Gogh’s brushstrokes up close, felt like I was in 1888! #NewExperience #ArtLovers

"Just spent 2 hours chasing a rare slime in my favorite indie game—only to trip over a rock and lose it Who’s got a better ‘failed epic quest’ story #GamingDaily #IndieGameChaos"

Tried the crispy honey butter toast at @SunnySideCafe today—fluffy inside, golden crunch outside, drizzled with honey. Perfect afternoon pick-me-up!

Woke up to birds, not alarms. Pitched tent under pines, sipped hot cocoa, chased sunsets. Camping u003e chaos. #CampLife #NatureFix

Discovered a hidden gem! Crispy fried chicken with honey butter glaze + creamy truffle pasta. Every bite’s a flavor explosion—must-try when in town!

"Today’s tiny win: 10 mins of no-screen, messy-fun puzzle time with my little one Laughter u003e screen time, always. What’s your go-to low-tech play "

Watching my pup go from tiny, wobbly puppy to confident, tail-wagging buddy Every zoomie, every silly nuzzle—pure magic. How’s your fur baby growing Share their milestone!

Craving bold flavors Try our Thai Green Curry—creamy coconut milk, zesty lime, and tender veggies. Spoon over jasmine rice for a tropical escape in every bite! #ExoticEats #ThaiCuisine #FoodieJoy

"Tried the new silent coffee shop downtown—no chatter, just soft jazz u0026 sunlit pages. Swapped my usual rush for 30 mins of slow, cozy focus. #NewExperience #MindfulMoments"

Quick u0026 nourishing lunch Grilled chicken, fresh veggies, whole-grain pasta tossed with olive oil + lemon. Fuel your day without the fuss! #EasyMeals #HealthyLunch

Tried a zero-waste market today—bulk nuts, glass jars, zero plastic! Fresh, fun, and so satisfying. #EcoLiving #NewExperience

"First driving lesson win! Stalled 3x at the start, but nailed parallel parking by the end. Shoutout to my patient instructor—hero mode activated. Can’t wait to grind for that license! #NewDriverVibes #LearningToDrive"