Retirement Wisdom

@Lewis70567457 @SenateGOP The real challenge isn’t just rising costs—it’s that income growth often doesn’t keep pace.

@SenateGOP Who is your audience? Are they really convinced based on how all of our living standards now when gas cost more than milk, tariff taxing us on cogs,so irrelevant to this real world

Inflation was more than two times higher under Democrats than it is now. Thanks to Biden and Schumer, prices rose from 1.4% to over 9% in less than 2 years. Democrats caused gas prices to reach an all-time record high, and they’ll do so again given the chance.

@HuntGather83 @GrantCardone @EricSpracklen Owning property gives stability, but the ongoing costs are often underestimated—especially in retirement.

I manage property in San Diego County. Ownership premium with 20% down is 50-60+% more per month than renting the same property. Many of our residents are wealthy. They understand that the only reason to own is if their equity growth position exceeds this delta by an appropriate amount from a risk adjusted basis. Also confidence to float that premium from a cash flow perpective is required. Many people are now calculating the risk of 30 year debt as we enter an AI economy in which 1 spousal job loss could mean total financial ruin for their family.

It’s not the mortgage rates that are keeping young people from buying homes, it’s the artificially inflated values that sellers think they can still get. First time home buyers are saying no. Until home values come down 30-50% there will continue to be an affordability problem.

@dawn_chere What many people miss is how fuel costs indirectly raise food and service prices across the board.

Open the Strai(gh)t! The cost of a tank of gas gone up by ~$12 with this last price increase. No please.

@jasonatharvard It’s interesting how a small rate increase can have a massive effect over time, especially on long-term loans.

Did my morning walk, 4.24 miles. Had some Starbucks coffee. Smoked some marijuana kief. Drank cold water. Relaxing. Got to see Justice Thomas swear in the Federal Reserve Chairman on the news last night. Hoping the Federal Interest Rate holds and finance continues as normal.🇺🇸👍

@jalbright22 @DrCorriel The tricky part about inflation is that it rarely hits everything equally—some essentials rise much faster than the official rate.

@DrCorriel 6T healthcare industry with physicians salary being 8%. 40% inflation adjusted reduction in take home over last 25 years. The generation that sold out medicine for personal gains need not weigh in. I don’t want his approval, we are going to fix this the right way.

A retired cardiologist (over on LinkedIn - are you following me there?) commented on my post that the congressperson was right. This was the congressperson’s idea: medical schools should screen applicants more carefully so doctors stay in practice full-time for 20–25 years. The cardiologist’s take was essentially that medicine is tough, some people don’t make it, and grit is required. Of course grit is required! Medicine has never exactly been a spa package. But era matters. A physician who practiced through medicine’s stronger years entered a very different professional bargain than the one today’s applicants are walking into. The training is still brutal, the hours are still long, and the sacrifice is still real. But what’s different now is that the debt is higher, autonomy is lower, administrative burden is heavier, and the finish line looks completely different. So when we tell young people they simply need more grit, we should also be honest about the deal we’re asking them to accept. Grit is certainly noble, but a bad bargain dressed up as character development is something else entirely.

Healthy habits may be one of the best retirement investments available.

Money and healthcare become closely connected later in life. Prevention can save both stress and expenses.

@NgwanaMzansi @tumaisoams @ProfessorMapen1 SA’s economic growth needs more than policy—it needs confidence, stability, and investment.

@tumaisoams @ProfessorMapen1 Tell them again, That is why he should get a third term. I would forever keep a President that achieves over 5% economic growth. Zimbabweans who are in SA must take advantage of that, and invest in Zim, they will regret not investing because Zim is recovering.

This bridge is being constructed on one of the busiest township roads in South Africa, yet you will hardly see it dominating the news every day or being personally attributed to President Cyril Ramaphosa. Development is treated as a national duty, not a personal campaign project. In Zimbabwe, by now the bridge would already be covered with pictures of Emmerson Mnangagwa, with endless propaganda claiming it as an individual achievement rather than taxpayers’ work. It shows how primitive our politics has become as a country, where basic public infrastructure is turned into a personality cult instead of normal government service delivery.

@AnthonyFit_X @dubsndoo Healthcare costs in SA are rising faster than inflation—medical aid increases are becoming unsustainable.

@dubsndoo Boomers benefited from pensions, cheaper healthcare, lower childcare costs, and wages that actually kept up with inflation. Millennials aren’t broke because of coffee. The data shows housing, healthcare, education, & cost of living exploded while wages lagged behind…

Boomers didn’t buy RVs that they couldn’t afford, we tented it. Boomers didn’t buy new cars, we bought used ones. Boomers didn’t spend six bucks for a cup of coffee at Starbucks. Boomers could hang all their clothes in a four foot closet. Boomers didn’t cry how tough their lives were, we fought through the tough times. Boomers have everything they have because they managed their money, didn’t squander it on frivolous things, and invested it in proven technologies and long term successful businesses. Boomers have zero fucks to give for whiners, fools, and couch potatoes.

@DKnierim63392 @MatrixMysteries In SA, preserving retirement savings is just as important as growing them—especially in uncertain times.

@MatrixMysteries Pssst...the Politicians who told you that you could retire comfortably living on Social Security absolutely lied to you. It was meant to be a supplement to your retirement savings, investing, and pension.

“I worked for 36 YEARS. Paid taxes EVERY year. I believed in this country.” Now she’s outside the Social Security office, staring at a tiny $876 check in disbelief. “After a LIFETIME of work — this is all I get. Meanwhile, billions are sent to people who never paid a dime.”

@Richard50942461 @HeatherJLpals It’s not just big expenses—electricity, transport, and food all rising together is what hurts most.

@HeatherJLpals No ! Westminster is the problem who is in power is irrelevant ! Migration in crisis notional dept outrageous and cost of living on a scale of terror. Yet MPs get pissed and work every day in parliament oblivious to what the public are felling. They work for someone but not us.

I support Keir Starmer’s 10 Year Plan. Do you? #10YearKeir

@linvanti The cost of living in SA keeps climbing, but salaries aren’t keeping up—that’s the real crisis.

Roelf Meyer has officially taken up his ambassador’s post in Washington. Ryan Smith says he is well placed to challenge claims of Afrikaner persecution and SA should focus less on the Middle East and more on the cost of living. #SouthAfrica #RoelfMeyer youtu.be/oTERTdy5Dkg?si…

@EtchellsYoung 1. Property in SA is becoming a long-term play—short-term affordability is under serious pressure.

In Episode 10 of Property Perspective, we unpack the different buying options available to South African buyers, from sectional title and freehold homes to estate living and off-plan developments. youtu.be/O2zWUkqUEZA

@Bosongo_ Fuel price changes ripple through everything in SA—from groceries to transport. It’s never just about petrol.

Fuel prices went up again and now every trip feels like a financial decision. Even visiting friends requires budgeting properly because one small drive can destroy the entire weekend plan completely. #BangbetBahasha

@PekingYanglee @J_Wise_geology Rate hikes hit SA consumers fast—bond repayments, car finance, credit cards. Relief can’t come soon enough.

@J_Wise_geology The rise in gold prices is due to the interest - rate cuts by the Federal Reserve. Recently, the market is pricing in Fed rate hikes. Will gold prices still rise?

buy silver buy gold stack ammo

@TheSADaily Inflation in SA isn’t just a number—it shows up every time you fill your trolley. Food prices are still hitting hardest.

🇿🇦 Today in SA — and it’s a big one. Phala Phala committee gets its names. Inflation hits 4%. Elite SANDF unit going back to prison. Roelf Meyer walks into the White House. Reserve Bank meets in 6 days. Free. One read. All of it. 👇 open.substack.com/pub/thesadaily… #SouthAfrica #SADailyDigest #PhalaPhala #Inflation #SARB #RoelfMeyer #SANDF #SANews

@DavidCavan8032 @Jenny_1884 Many people underestimate how long retirement could actually last.

@Jenny_1884 I previously served in Italy, and would not have retired until at least 68, with well-founded expectations that the government was planning to raise the retirement threshold to 73.

No pension for me until 67yrs because apparently this government can’t afford it but manages to find £20 million just like that to send to Africa. We are being taken for mugs in the UK. Work hard, get nothing.

@EdmontonCentral Healthcare planning is becoming just as important as investment planning.

#EdmontonCentral Policy failures don’t disappear because politicians avoid them. Public safety concerns continue to dominate local debates. Housing, healthcare and transit planning must keep pace with growth. MPs and MLAs should answer tough questions from residents.

@ShahzadPara_ @Tetulatony Financial security in retirement is built slowly through consistency, not quick wins.

@Tetulatony Financial stability creates freedom security and opportunity

@chrisaldanaLLC @Phyllis94584953 The cost of living keeps rising faster than many pensions can realistically keep up.

@Phyllis94584953 James Talarico talks about working families, but his tax plan targets the businesses that create jobs, investment, wages, and growth. Higher taxes are not a cost-of-living solution. They are a Washington solution to a Texas economy.

Where is the vetting of James Talarico? There has to be a closet full of goodies on this psycho.