Rob

@ApollosMission OSRS Pokemon Go

Call of Duty is dead. Arc Raiders is dead. Fortnite is dead. Battlefield is dead. GTA is still not out. What is anyone even playing anymore these days?

The salary you actually need to feel comfortable in the UK in 2026 has more than doubled in the last 15 years. In 2010, £35,000 was a solid graduate salary. You could rent decently, eat out, take a holiday, save a bit. In 2026, the equivalent number — same lifestyle, same level of comfort — is closer to £75,000. That's the difference between 'affording your life' and 'getting by.' £35K used to put you on the comfortable side of that line. £75K is now the entry point. Most people earning £45-£60K in 2026 are quietly running paycheck to paycheck, feeling vaguely confused about why a salary that sounds substantial doesn't actually go very far.

@agentbob @JibbaJabb Who did he get the mortgage from because I earn over £45k a year and had a £8k deposit and I was only offered £160k.. that wouldn't buy me a a shed where I live

Meet Bob, a typical first time buyer Bob is 32, earns a steady salary, and is tired of renting in a northern English city. He finds a nice two bedroom terrace house for £250,000😍 With Lloyds new 98% LTV mortgage he only needs the minimum 5,000 deposit (2%) He borrows 245,000 at 5.89% fixed for 5 years on a 40 year term His monthly repayment: £1,329 At first it feels like a win, the payment is actually a bit cheaper than his old rent and he finally has his own front door Six months later… house prices drop 3% (not a crash just a normal dip that happens all the time) The house is now worth £242,500 Bob has been making payments, but because it’s a 40 year mortgage, almost all the early payments go to interest. He’s only paid off about 800 of the actual loan. So his mortgage balance is still roughly 244,200… Bob is now in negative equity by about £1,700 What does “negative equity” actually feel like for Bob? If he loses his job or needs to move for a new one, he can’t sell the house without paying the bank the extra £1,700+ out of his own pocket At the end of the 5 year fixed rate, when he has to remortgage, most lenders will refuse him because of the negative equity… he will be stuck on a much higher “standard variable rate” Even a small repair bill or interest rate rise feels terrifying because he has zero safety margin Over the full 40 years he’ll pay back roughly £393,000 in interest alone which is way more than the original house price… while building equity extremely slowly Bob thought he was “getting on the ladder” Instead he’s leveraged into a volatile asset with almost no cushion For comparison: if Bob had saved a safer 10% deposit (£25,000), the same 3% drop would still leave him with positive equity of about £18,000, a real buffer instead of an immediate hole

The Treasury and FCA have enabled this nonsense once more and Lenders lap it up because they know that if things turn sour they will be backstopped , again. lloydsbankinggroup.com/media/press-re…

@anishmoonka Doing the school run? Didn't the McLaren F1 only have 1 seat?

Rowan Atkinson, the guy who plays Mr. Bean, bought a McLaren F1 in 1997 for £640,000, about a million dollars then. He drove it 41,000 miles, crashed it twice, and sold it in 2015 for £8 million. The 2011 crash near Peterborough threw the V12 engine 20 metres from the wreckage, and the £910,000 payout to rebuild it was Britain's largest single-car insurance claim at the time. Even with that, profit hit roughly £7 million. Atkinson said most of those miles were "going to Sainsbury's or doing the school run." Atkinson is a trained engineer. He earned an electrical engineering degree from Newcastle University in 1975, then a master's in the same field from The Queen's College, Oxford in 1978. His father had studied at the same college back in 1935. His thesis was on something called self-tuning control. In plain English, that means any system smart enough to adjust its own settings while it runs, without a person standing there tweaking dials. Aircraft autopilots work this way. Paper mills and chemical plants do too. Other engineers cited his thesis in a 1979 paper published by the Institution of Electrical Engineers. Atkinson told The Arts Desk the thesis was "good enough for an MSc but not good enough for a DPhil," which is Oxford's name for a PhD. He had wanted the doctorate. Comedy at the Oxford Revue kept pulling him out of the lab. He left with the master's, which he called "a quite rare degree at Oxford." Decades later, in 2006, Oxford made him an Honorary Fellow of the same college he had walked away from to do Mr. Bean. The engineering brain never switched off. For years he wrote technical car columns for Car magazine, Octane, and Evo, getting into how cars actually behave on the road with the precision of someone trained in control systems. The meme has the master's from Oxford right. The rest of the story: a published engineering thesis other engineers cited, a PhD he was on track to finish before comedy took over, an Honorary Fellowship he picked up decades later, and one of the most complicated production cars ever built used as a daily driver for the school run.

@PVT_Paraverse N. G

🚀 𝗔𝗽𝗽𝗹𝗶𝗰𝗮𝘁𝗶𝗼𝗻 𝗡𝗼𝘁𝗲 #𝟮 𝗶𝘀 𝗟𝗜𝗩𝗘! Cloud 3D XR applications need more than great visuals—users expect seamless content interaction. Screenshots, video capture, file uploads, and instant sharing are essential for training, digital twins, and collaborative platforms. 𝗖𝗹𝗶𝗲𝗻𝘁 𝗖𝗮𝘀𝗲: A client's Unreal Engine app on AWS EC2 streamed perfectly via LarkXR. They asked whether LarkXR provided built-in cloud storage capabilities or an alternative path for bidirectional file operations. ⚡ 𝗟𝗮𝗿𝗸𝗫𝗥 𝗗𝗮𝘁𝗮 𝗖𝗵𝗮𝗻𝗻𝗲𝗹 𝗲𝗻𝗮𝗯𝗹𝗲𝘀: → Real-time screenshot and video capture with GPU acceleration → Bidirectional messaging and seamless media uploads/downloads → Minimal 3D engine modifications → Work on AWS, Google Cloud, Azure, self-hosted, any cloud infra...etc → Broad compatibility across browsers, mobile, and XR headsets 𝘌𝘯𝘨𝘪𝘯𝘦-𝘢𝘨𝘯𝘰𝘴𝘵𝘪𝘤. 𝘊𝘭𝘰𝘶𝘥-𝘢𝘨𝘯𝘰𝘴𝘵𝘪𝘤. 𝘋𝘦𝘷𝘦𝘭𝘰𝘱𝘦𝘳-𝘧𝘳𝘪𝘦𝘯𝘥𝘭𝘺. 👉 paraverse.cc/larkxr-data-ch… #CloudXR #LarkXR #3DStreaming #DataChannel

He's been traumatized for life!😭🤣🤣

I can tell it’s you that dress isn’t fooling anyone

@piersmorgan Do it again.

‼️ BREAKING NEWS ‼️ 1. Tripped on small step. 2. In a London hotel restaurant. (🙄) 3. Fractured femur. 4. So badly I needed new hip. 5. Recovering in hospital. 6. Crutches for 6wks 7. No long-haul for 12 wks. 8. New Year off to a cracking start! 9. I blame Donald Trump.

@MsCranberyjuice I see PRIDE! I see POWER! I see a bass ass mudda, who don't take no crap off of nobody

When you look into my eyes tell me what did you see ? 😂😍

@Ice5e9ar @tabithaConnoll7 DM me...we can discuss how wrong you are...

@RobDJ1025 @tabithaConnoll7 6 pack guys actually scarring most of woman and attract man instead. Most woman I know is into dad bods.

Yes I have curves And may not answer😆

@davidgokhshtein $PVS

What’s that one crypto project that’s building hard but isn’t getting the attention it deserves?

This English woman had a stroke and developed a rare condition where she woke up with a Chinese accent

@TwoBNB 0x6a58Bfdd625026AC6A8cA9E39f07dc06b7e7420f Lost about 80% of my portfolio and not in a position to be able to rebuild 😥🙏🏼

I don't have any friends who do crypto. A few have had some and become obsessed but within in couple months they seems to get bored and sell it all. Me. I've been trying my best to put what little I have Into crypto for the past 4 years and the shit storm that happened yesterday has completely ruined me and knocked out 80% of my portfolio and the worst part was that it was Doge that got me liquidated. I'm in a complete mess right now 😞

If you have any friends that you know that are genuinely good people that lost a lot today and need a bit of help to get them back on their feet rebuilding their portfolios, please let me know. I’d like to give some Wonky Stonks from my collection to help out and hopefully give a bit of hope for upside when the market runs it back turbo. It’s a small gesture, but having experienced being in dark spots from market moves like this in the past - I know how every bit can help.

@CryptoKaleo It did.. I got liquidated 😞

Dogecoin wicked to ten cents???

@RAFAELA_RIGO_ I thought $DOGE was looking good I bought a nice bag about an hour before you posted this. Your posts always give me the reassurance I need 😁

. $DOGE I am betting on this move .

Let me make it abundantly clear why I joined Advance UK, and why I think you should too.

@sophieraiin McDonald's

where would u take me on our first date

@CryptoWizardd Still play it

Who remembers this one 🤣 Legendary.