Robpogressive

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Robpogressive

Robpogressive

@Rob_progresive

Empowering you to Make, Manage & Multiply More Money Entrepreneur/Investor for 20 years. 20 money/biz books. Host of the 'Moore Money' show👇🏻

Peterborough, England Katılım Kasım 2009
2.2K Takip Edilen801 Takipçiler
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Robpogressive
Robpogressive@Rob_progresive·
£7 for a pack of butter £6 for a loaf of sourdough bread £8 for a pack of Salmon £21 on just three items of food… To make a f*cking sandwich This is the state of the U.K. & it’s WAY out of control
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Robpogressive
Robpogressive@Rob_progresive·
Don’t Go to University If You Want to be Rich . .
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Robpogressive
Robpogressive@Rob_progresive·
People say they want to be wealthy, yet spend £200 on a night out in London That same £200, invested monthly for 30 years, quietly compounds into £250k+
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Robpogressive
Robpogressive@Rob_progresive·
SIPP: You invest the "whole" amount, & the government adds 20-25% back into your account immediately That extra 25% compounding over 20 years in the S&P 500 is the difference between a nice retirement & a wealthy one
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Robpogressive
Robpogressive@Rob_progresive·
If you're a higher-rate taxpayer (earning over £50k), the Vanguard SIPP is mathematically superior for long-term S&P 500 investing ISA: You pay 40% tax on your income, then invest the "leftovers”
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Robpogressive
Robpogressive@Rob_progresive·
You get the same leather, same tech, & 30% more cash in your pocket to invest
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Robpogressive
Robpogressive@Rob_progresive·
A brand-new car loses roughly 20% of its value the second it leaves the forecourt Unless you’re at the level where the loss doesn't matter, buy 2-3 years old Let someone else pay the "vanity tax" of the new registration plate & take the depreciation hit
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Robpogressive
Robpogressive@Rob_progresive·
Keeping all your cash in a standard account is a guaranteed way to lose 3-5% of your purchasing power every year to inflation. Inflation is the tax on people who don't understand money
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Robpogressive
Robpogressive@Rob_progresive·
The reality is you cannot "save" your way out of this. You have to invest in equity (S&P 500, businesses, property etc) Being safe & just saving is the new broke
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Robpogressive
Robpogressive@Rob_progresive·
The UK thresholds for 40% & 45% tax are frozen until 2030 Because of "Fiscal Drag," a salary of £50k in 2026 feels like £35k did a few years ago but you’re still taxed like a "high earner."
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Robpogressive
Robpogressive@Rob_progresive·
Why You Should Never Use a Debit Card
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Robpogressive
Robpogressive@Rob_progresive·
What do you think about the market right now?
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Robpogressive
Robpogressive@Rob_progresive·
In 20 years, only 2008 & 2020 felt this serious to me You won’t save your way through this, you need to earn more I’m running a Zoom tonight on how to do exactly that (realistically you need 2x pre-2020 income) Join here: robmoore.live/zoom
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Robpogressive
Robpogressive@Rob_progresive·
The Bank of England is warning of a possible major market shock AI boom could be getting “repriced” Some are comparing this to the dotcom bubble And there are multiple risks hitting at once If markets drop: -People spend less -Businesses pull back -Hiring slows
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Robpogressive
Robpogressive@Rob_progresive·
Bank of England Warns of Stock Market Shock
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Robpogressive
Robpogressive@Rob_progresive·
Mansory on Modifying the World's Greatest Supercars & What Brands REALLY Think, new episode live on the “Cars & Money” podcast
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Robpogressive
Robpogressive@Rob_progresive·
Get rich & try it for yourself. If you hate it, you can always give it to me 😉
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Robpogressive
Robpogressive@Rob_progresive·
Money in the right things is fulfillment. It buys time, health, education, & the ability to show up when people need you most Rich people have problems too, but I’d choose rich person problems every single time
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Robpogressive
Robpogressive@Rob_progresive·
"Money doesn't buy happiness" is usually said by people who don't have it I've chased the wrong things, 6 supercars & Pateks feel good for a moment, but they aren't fulfilment True happiness is the power to help: • Paying for a family member’s kidney surgery.
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Robpogressive
Robpogressive@Rob_progresive·
There are 3 types of millionaires: Asset millionaire – owns £1M+ in assets (often tied up) Net worth millionaire – total value hits £1M+ Liquid millionaire – can access £1M+ in cash within a week Only one of these actually gives you freedom
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