Ross Taylor

1/ Part 1 of 4: of our co-signing a mortgage series, we cover “What Are The Tax Implications of Co-signing a Mortgage in Canada?” It's more than just a signature. Let's unpack the risks, tax implications, and strategies to protect yourself. askross.ca/tax-implicatio…

6/ If you’re renewing in 2026 or 2027, now’s the time to plan. A second mortgage could save you thousands if you move early. Let’s run your numbers and see if it makes sense for you -> askross.ca/mortgage-broke…

5/ Canadians are using second mortgages in 2026 to: ✅ Pay off high-interest credit cards ✅ Clear CRA tax debt ✅ Fund home repairs or renos ✅ Help kids buy their first place It’s a short-term loan to solve real-life problems.

Maxed out on debt? Sitting on home equity? A second mortgage might be your best way out, and you don’t have to touch your current rate. Here’s how it works in 2026: 🧵 askross.ca/canadians-can-…

Check out my deep dive on everything you need to know if you want to use crypto as a down payment in Canada --> askross.ca/cryptocurrency… #cryptodownpayment #homebuying

Thank you to the @TorontoStar for quoting me on using crypto for a down payment. Spoiler alert: it's still a minefield. thestar.com/business/made-…

January is often peak season for second mortgages in Canada, as post-holiday debt and renewal planning drive demand. @RossTaylorMoney breaks down the factors behind the trend. #SecondMortgages #DebtConsolidation #MortgageTrends canadianmortgagetrends.com/2025/12/why-ja…

2/ One of my clients had a $1.9M mortgage approved with a major Canadian bank. His down payment was coming from multiple wallets, all fully legitimate. But a week before closing, the bank backed out.

5/ Moral of the story? Work with a mortgage pro who actually gets crypto. If you have to explain what a wallet is to them, they're likely not the person to get you a million-dollar deal. #askross askross.ca/can-i-use-cryp…

4/ Banks don’t care if you’re up 300% on #Ethereum. If the funds haven’t been: • Sold • Moved to a Canadian bank • Seasoned for 90+ days • Documented line by line …it might as well not exist.

Crypto investors, this one's for you. Yes, you can use your Bitcoin to buy a house in Canada. But if you’d rather not blow up your deal a week before closing, read this. 🧵askross.ca/can-i-use-cryp… #Crypto #Canada #HomeBuying #Bitcoin

4/ Bloom also steps up with compassionate repayment terms: - No penalty if you move to long-term care - No penalty if you pass away and the estate settles within 3 years - No penalty if you sell to downsize Other lenders? They’ll bill you through your grief. #reversemortgages

3/ The “Right to Move” clause is a game-changer. Downsizing? Moving to assisted living? Bloom lets you repay without penalty, or port your #mortgage to a new home. Compare that to the thousands in exit fees other providers charge. It’s not even close.

Bloom’s new Safe Rate reverse mortgage is changing the game. - Fixed rate for life. - No penalties if you move. - Terms that actually make sense for real people. Here’s why I think it’s a big deal 🧵 askross.ca/what-is-the-bl…

Acheter sa première maison au Canada n’est pas aussi simple qu’on le croit. RAP, CELIAPP et remboursement de taxe en Ontario n’ont pas la même définition. @RossTaylorMoney explique 👇 🔗 canadianmortgagetrends.com/fr/2025/09/vou…