Route 2 FI

I guess the coins I like the most going into the new cycle are these: 1. $HYPE (perps, L1) 2. $TAO (AI, L1) 3. $NEAR (AI, L1, privacy) 4. $LIT (perps, the best bet on perps after HYPE) 5. $PUMP (memecoins, speculation) 6. $ZEC (L1, privacy) 7. $MON (new L1) 8. $MEGA (new L2) New coins good, old coins bad. HYPE, LIT, PUMP, MON, MEGA has never been in a bull. Well, you could argue HYPE launched at the tail of the bull, but not a full cycle. TAO and NEAR are clear tokens in the AI narrative. ZEC is the "VC-privacy coin". But tokens are not stocks, they have no value. Yes, and no. I think this is one of the hardest "dilemmas" of the new cycle. Betting on tokens in 2023 felt like a no-brainer. We all had hopes that our coins would make a comeback at some point. Now, in 2026, with an infinite number of tokens, it's harder than ever to pick something. There is a huge difference between a good product and a good token, and since most tokens are governance tokens, do we really need them? Maybe not, but it remains the main vehicle for speculation. What about BTC, SOL, ETH? BTC should always be a part of a core portfolio, maybe SOL and ETH also, but I think the ones above will outperform compared to them. Anyway, my gut feeling says that there will be something else that takes the spotlight, and that "the new thing" will outperform all of the 8 I listed. These are my thoughts today. Next week or next month I could already have changed my mind, so NFA and do your own research.

When you're in a normal job, all you want to do is get home, relax, and meet friends. You dream about beach vacations, and all the stuff you can't do. Simply because you are trapped in a cubicle from 9-5 every weekday, typically 48 out of 52 weeks every single year, if you're being honest with yourself, this is not your dream job, because if it were, you wouldn't dream of binge-watching Netflix on your comfy sofa instead. The thing is, when you're on your own, you stop dreaming about these holidays, because you know that you can go whenever you want, and this automatically leads to you not needing it anymore. The beach holiday was simply a metaphor for an escape. But now you don't need to escape. You are free. Also, at least for me, I seldom feel the need to watch Netflix, because I would rather spend my time on something work-related; it could be screening for new trades, writing in the newsletter, reading stuff other people have written, or testing a new DeFi strategy. The passion is so intense, and this is what I want to do. Watching a TV show steals time from work, which I think is even more fun. When I try to explain this to friends, they always think I am a sick weirdo. Well, this is something I wish everyone could experience in their life. A real dedication to something. And it could be anything. So if you have a dream, just follow it. If you fail, you can, 99% of the time, go back to the life you had.

@rektdiomedes Maybe because you’re weird AF 😉

@Route2FI I don't think you're a 'sick weirdo' at all buddy :)

@defisushi What are you prompting these days, Sushi?

@Route2FI Prompting is much more fun than watching Netflix

@derailed_man where is here?

@Route2FI You can retire off $ 500.000 to $ 750.000 and live a nice life here if you house is paid off.

People on CT really think they need $10m to retire, when 99% of them live a lifestyle today requiring way less.

@WhaleCoinTalk cheers

@Route2FI been a while since i've seen you on my timeline. still nailing the bangers

@polinochkaoops Hey 🥹

@Route2FI Absolutely everything is better than writing in a newsletter 😹 even Netflix beats it.

@rektdiomedes @TheRealEstateG6 Well said bro

Yep @TheRealEstateG6 has a great heuristic where he says that its actually better to lose 20k in a real estate deal in your 20's then to make 20k investing in mutual funds with the same money. Because the former will at least get you going and taking action and boost your WIS score (to use my own words), even if ostensibly the 'math' is better in the latter scenario.

The problem with the FIRE movement is that it is a bet against yourself, and yes, this is coming from someone who used to be a part of it. The whole strategy is to save up as much as you can in index funds, and generally be extremely frugal. If you're in your 20s and 30s, this is the time to take massive asymmetrical bets, not to follow investment strategies that are originally intended for pension funds. You are limiting yourself from having a growth mindset to a scarcity mindset. A mindset where you believe you can't be better than the average man. I think people who are so extreme that they seek FIRE in the first place are so driven that they're already way above average. Not everyone can double their net worth every year, but people in this corner of Twitter at least have a shot of doing better than 7-10% per year. Take that risk.

@jakub_rusiecki @1kx_network @pet3rpan_ @HeyChristopher @lalleclausen gl ser

Today is my last day @1kx_network. An amazing two years of investing and working alongside some incredibly smart minds. Very few teams go as deep on what crypto unlocks or care about their founders as much as this one. Thank you @pet3rpan_, @HeyChristopher, @lalleclausen, @_weidai, @explorerdfa, @Mausefalle25 and the rest of the team. @socialgraphvc continues. In terms of what's next, more to come.

On Polymarket you now have the option to trade on several outcomes in the same slip. I am trying this for the weekend. Spain and Argentina favorites, while Norway is the underdog against England. 11,2x the money if they all win. NFA. DYOR.

@ThePumponomics When you're starting out, it is quite a slow route. It is perfect if you're already rich

@Route2FI my takeaway from it more so is once you have “enough” live off the index funds and quit working day job. but agree the only way to win if investing in index funds is to make more $ to invest more and let it compound. otherwise it’s unwinnable in short amount of time

Everyone is bullish on AI agents, but very few are paying attention to identity. @Coinbase’s x402 protocol has already driven massive activity, yet much of it is agents interacting with other agents without real accountability. That gap matters because serious capital will not flow into systems that cannot verify who is behind the activity. @Concordium approaches this differently through its Agent Registry, using zero-knowledge proofs to link AI agents to a verified human or business while preserving privacy. Even agents running on @Ethereum or @Solana can receive that verification. If verified AI agents become the standard, identity infrastructure could become one of the most valuable layers in the agent economy. With $CCD still sitting at around a ~$50M market cap, I think the market may be underestimating how important accountable AI infrastructure could become. If the agent economy shifts toward verification as a standard, projects building identity at the protocol layer could become increasingly difficult to ignore.

@ballsyalchemist thanks bro

@Route2FI x.com/ballsyalchemis… Just released this piece on how non-USD yield provide an alternative path to getting higher APY without taking on bunch of credit/liquidity risk in DeFi.

The carry trade is one of the oldest plays in macro. Borrow where rates are cheap, hold where they're high, pocket the spread. Currency carry just never had a home onchain because almost everything here is dollar-denominated. That's what caught my eye with Tenbin. tBRL and tMXN basically give you tokenized BRL/MXN exposure with a yield tied to their local rates, somewhere around 13-14% on the real. If these end up usable as collateral on eg. Morpho/Euler to borrow USDC, you'd basically have the full trade onchain, the local yield working for you while cheaper dollar debt funds it. And the yield isn't from token emissions. It's generated from the FX side and captured through Tenbin's futures setup, fully backed by USDC.

@aporia9n Well said

I feel a lot of people on X, probably because it has such a high concentration of high-agency people, are stuck in the same kind of fork. For me it’s startup path, living between London and SF, trying to build something big, vs solopreneur / indie hacking, building something more modest but with way more freedom: nomading between cities, no people management, less institutional gravity.

This tweet really spoke the truth to me. Ambitious people get mentally fried not just from working hard, but from having too many possible paths that are equally good. The feeling that you can do almost anything, at any moment. For an ambitious person today, that can look like: Career: multiple industries, job roles, side hustles, and online plays all feel open. Money: trading, startups, content, VC, consulting: you can see 100 wealth paths. Choosing one path means you neglect or won't get as good on the other ones Relationships/lifestyle: dating apps, global travel, social media make it feel like there’s always a “better” city, job, partner ++ Well, what's so bad with it tbh? You rarely commit hard to one thing, because committing feels like killing all the other options. You’re constantly evaluating and re-evaluating instead of building depth and compounding in one direction. For me, this shows up as chronic indecision, low-grade FOMO, and the sense that I am permanently “behind” on some hypothetical better path. For me rn, the biggest question is: should I move to another place, or stay where I am? There are too many pros and cons with both options, and I know I will be happy with both. The problem is that I have FOMO; I am simply afraid of choosing. My brain is always evaluating alternative futures instead of living inside one chosen path. It’s the feeling that there are 10,000 possible lives available, and somehow I might be choosing the wrong one.

$DRV is now live on Hyperliquid. They’ve dominated HYPE options and set the record for the largest options trade onchain ($200M+), and over $2.5B in HYPE options and perps volume has already gone through the venue. This listing strengthens distribution and brings two of the most active ecosystems closer together. Also 35% of fees going to buybacks adds a strong structural layer behind the token.

@izebel_eth 🐎

i bot spot eth again

A reminder that Binance has USD1 yield at 5,77% APR. No lockups. I think the Binance campaign with @worldlibertyfi on stables in USD1 is one of the better ones atm, as there aren't many yield options left. USD1 at $4.6B circulating. Growing every day.