Safe Harbor Financial

Safe Harbor’s expanded lending platform serves licensed operators, ancillary businesses, real estate investors, and growth-stage companies. This expansion extends the company’s financial services platform, designed to support capital needs across the lifecycle of cannabis businesses. bit.ly/42EsCod $SHFS

Safe Harbor CEO Terrance Mendez on the strategy behind their expanded lending platform and its focus on aligning capital solutions with the operational needs of cannabis businesses. bit.ly/42EsCod $SHFS

Safe Harbor expands its lending platform, broadening access to capital across the cannabis industry. Expanded capabilities include CRE financing, working capital, equipment financing, cash flow lending, and loan syndications. This expansion builds on Safe Harbor’s core banking platform and reflects continued investment in its lending capabilities. bit.ly/42EsCod $SHFS

Historic: the DOJ has moved qualifying state-licensed medical marijuana to Schedule III, effective April 22, 2026 — the most significant federal cannabis policy action in more than 50 years. Safe Harbor applauds the action. bit.ly/4u7x9er $SHFS

The Safe Harbor Retirement Plan supports single- and multi-state operators, ancillary businesses, and companies that serve or invest in cannabis — all under a single compliant plan structure. bit.ly/48gBvrr $SHFS

Safe Harbor launches the Safe Harbor Retirement Plan — a pooled employer 401(k) designed specifically for state-legal cannabis businesses. Compliant retirement infrastructure, built for the industry. bit.ly/48gBvrr $SHFS

"This is the operating leverage inflection we have been building toward." — Terrance Mendez, CEO, Safe Harbor Financial, on Q4 and FY2025 results. bit.ly/4vyU5VE $SHFS

Safe Harbor reports Q4 and FY2025 results: Q4 revenue +12% sequentially, loan program income +70% vs Q3. $18M debt eliminated, $6.8M cash, stockholders' equity of $8.2M at year-end. bit.ly/4vyU5VE $SHFS

"Fiscal year 2025 was the most consequential year in Safe Harbor Financial's history." — CEO Terrance Mendez on the Company's FY2025 prelim unaudited results. bit.ly/4m0x7Cq $SHFS

Safe Harbor reports prelim unaudited Q4 2025 results: total revenue +12% sequentially, loan program income +71% vs Q3. $18.3M debt eliminated. $6.8M cash at year-end. bit.ly/4m0x7Cq $SHFS

Safe Harbor now structures cannabis financing from $5K startup capital to $25M+ transactions — plus managed banking, back-office services, insurance, and payments. bit.ly/3NfzT9T $SHFS

Safe Harbor on rescheduling: cautiously optimistic and already positioned — 29% deposit growth in emerging markets, $26B+ facilitated across 41 states. bit.ly/3NfzT9T $SHFS

Safe Harbor eliminated substantially all debt in Sept 2025. Today: $6M+ cash, $10.5M incremental cash flow secured through 2031, and four new growth platforms launched. bit.ly/3NfzT9T $SHFS

"We've built a strong foundation by investing in high-potential markets early." — Terry Mendez, CEO of Safe Harbor on the company's 29% emerging market average deposit balances growth. bit.ly/4rdxjPL $SHFS

Safe Harbor's emerging US market strategy spans NY, NJ, IL, FL, OH, KY & more. 29% YoY average deposit balances growth, 100+ new customer depository accounts. Early entry into high-growth states is paying off. bit.ly/4rdxjPL $SHFS

Safe Harbor achieves 29% YoY average deposit balances growth in emerging US cannabis markets—now representing 31% of total average deposit balances. 100+ new customer depository accounts added in the past year. bit.ly/4rdxjPL $SHFS

CEO Terry Mendez joins @AdvisorShares AlphaNooner to break down cannabis banking today — compliance, capital structuring, lending discipline, and what rescheduling means for operators and investors. youtube.com/watch?v=NJS8bL… $SHFS

Quick update: Todd Harrison’s appearance has been rescheduled — we’ll have him on soon. In the meantime, the cannabis conversation continues. AlphaNooner LIVE TODAY at 12PM ET with Terry Mendez, CEO of @SHFinancialLLC, breaking down cannabis banking at a pivotal moment. In a post-rescheduling world, what actually changes for capital access, lending, and compliance? Watch live on @X, @YouTube, @LinkedIn, and @Facebook.

Safe Harbor to receive up to 65% of loan interest income under amended PCCU agreement, up from ~37%—a ~75% increase. Expected to generate $9+ million over agreement term with no incremental cash costs. bit.ly/4a6a5Wr $SHFS

Safe Harbor expands payments suite with Lüt and GreenCard as part of broader evolution into comprehensive financial services platform for cannabis. Banking, lending, payments, operations—integrated ecosystem. cannabistech.com/articles/safe-… $SHFS