Scotsman Guide

Standing in the East Room of the White House, framed by a row of 16 U.S. flags in front of golden curtains, Kevin Warsh was sworn in as the newest chairman of the Federal Reserve on Friday. #Economy #MonetaryPolicy scotsmanguide.com/news/kevin-war…

Rent growth for single-family, investor-owned homes accelerated in March from February lows, but continued to lag year-ago levels by a wide margin across most price tiers. #InvestmentProperties #RealEstate scotsmanguide.com/news/single-fa…

Piggybacking on steadily recovering mortgage origination volumes last year, title insurers generated a notable annual increase in policy premiums in 2025, new data indicates. #Mortgage scotsmanguide.com/news/title-ins…

CFPB purges 15 years of public data from its website #Mortgage #PRO #RegulationandCompliance scotsmanguide.com/news/cfpb-purg…

Mortgage rates are now on the wrong side of 6.5% #Economy #InterestRates #Mortgage #Refinancing scotsmanguide.com/news/mortgage-…

Zombie foreclosure rates tick up in second quarter #DistressedAssets #InvestmentProperties #RealEstate scotsmanguide.com/news/zombie-fo…

Barney Frank, key Wall Street reformer, remembered as consumer champion #Exclusive #Mortgage #RegulationandCompliance scotsmanguide.com/news/barney-fr…

Defects in mortgage loan files ended 2025 on the upswing, with the critical defect rate falling 41 basis points in the fourth quarter to 1.38%. #DataandAnalysis #Mortgage #Refinancing scotsmanguide.com/news/mortgage-…

Quotes don't create confidence — understanding does. MortgageCoach by TrustEngine helps brokers stop competing on rate and start winning on strategy. Read the Article scotsmanguide.com/trustengine-sp…

HUD issues blueprint for cutting red tape to spur home building #Construction #PRO #RealEstate #RegulationandCompliance scotsmanguide.com/news/hud-issue…

The April monetary policy meeting of the Federal Open Market Committee (FOMC) saw its most formal dissents since 1992. #Economy #InterestRates #MonetaryPolicy scotsmanguide.com/news/fed-minut…

The U.S. House of Representatives on Wednesday passed a revised version of the 21st Century ROAD to Housing Act, teeing up the massive housing reform bill for a potentially challenging vote in the Senate. #Legislation #Mortgage scotsmanguide.com/news/house-adv…

Mortgage application volumes fell last week as borrowing costs approached their highest levels since March, according to data released Wednesday by the Mortgage Bankers Association (MBA). #InterestRates #Mortgage #Refinancing scotsmanguide.com/news/mortgage-…

AI uncertainty clouds office construction outlook #Commercial #Construction #RealEstate #Technology scotsmanguide.com/news/ai-uncert…

Purchase mortgage applications for newly constructed homes tumbled in April after surging 26% in March, ultimately landing below year-ago levels, new data published Tuesday indicates. #Construction #MarketTrends #Mortgage #PRO scotsmanguide.com/news/governmen…

Those hoping for a resolution to the monthslong CCM-TWO-UWM drama will have to wait a while longer. #CompanyNews #Mortgage #Servicing scotsmanguide.com/news/two-harbo…

For the fourth consecutive quarter, median downpayments fell in the first quarter of 2026, according to Realtor.com. The new level of $23,400 is the lowest since 2021. #DataandAnalysis #MarketTrends #Mortgage scotsmanguide.com/news/buyers-ga…

Homebuyers and sellers went under contract at a faster yearly and monthly pace in April, defying higher mortgage rates and spiking household costs stemming from the ongoing war in Iran. #InterestRates #MarketTrends #RealEstate scotsmanguide.com/news/pending-h…

As home price appreciation cools nationwide in the aftermath of rapid pandemic-era gains, valuations in some low-income communities across the U.S. are posting outsized increases. #DataandAnalysis #Economy #RealEstate scotsmanguide.com/news/resilient…

On Friday — Jerome Powell’s last official day as chairman of the Federal Reserve — jittery bond market investors sent U.S. Treasury yields soaring to their highest levels since early 2025. #Economy #InterestRates #MonetaryPolicy #PRO scotsmanguide.com/news/bond-mark…