Your Money Matters

THE POWER OF BOOKS; JEFF BEZOS Became a billionaire by SELLING books. J.K. ROWLING Became a billionaire by WRITING books. WARREN BUFFETT Became a billionaire by READING books. Don't underestimate the power of books!

@the_lama_singh @narendramodi Influenced by ISIS nothing else

Khalistan flags in Harimadir Sahbi on 26th January, 2026. Serious breach of Harimadir Sahib & serious disgrace for @narendramodi government. Both Indian government & thekedards are responsible for allowing this. People of Punjab will suffer again.

@Vivek_Investor Because everyone is buying

What's the dumbest reason to buy a stock?

90% of Indian retail investors buy at market peaks. 70% sell in panic during dips. <5% stay the course to build real wealth. Break the cycle. Be patient. Be consistent. Be wealthy. 🇮🇳

@suraj_mukhiii Rain

Be positive; Replacing "Why This Is Happening To Me" With "What Is This Trying To Teach Me" is a game-changer.

GST Reforms; Life & Health Insurance: 18% ➝ 0% – Relief for families & savings Luxury Goods: 28% ➝ 40% – Tax the luxury, not the life Simpler tax, stronger compliance. A reform that puts Bharat’s middle class first. 🇮🇳

@_yumdev You are not getting my context.

Just 1 year of learning? I thought investing is life long learning.

Life experience; My dad bought land for ₹5L, sold it 11 years later for ₹8L (in 2022). CAGR: just 4.5% Why? No research. Just followed the crowd. Lesson: Blind investing ≠ Wealth creation Know why you're investing.

Year 1 in the stock market: You lose money. Year 2: You learn. Year 3: You grow. Year 4: You profit. The real gains come after the pain. Stay in the course.

Now, you can borrow against your mutual funds. But if trading makes money, why do smart investors stick to MFs? • Traders play a zero-sum game. • Investors build wealth over time. Borrowing against investments? That’s a move by those who don’t understand the rules.

Inflation isn’t just economic, it’s systemic. Middlemen are inflating costs everywhere. From government services to real estate, everything runs through a “broker.” Why can’t systems be simple enough for people to help themselves?

Imagine your life as a movie and yourself a character in it. There are two aspects to ponder on: the storyline and the character. The storyline is not fully in your hands but the development of the character is.

Employer health insurance ≠ full protection. • It Ends when you quit or retire • It May not cover your whole family Get your own personal health insurance. Your coverage should stay, even if your job doesn’t.

India’s GDP is growing at 7.8%. But rupee is at its weakest. GDP reflects what’s happening inside India demand, investment, production. The Rupee reflects what’s happening outside global dollar flows, imports, US Fed moves. So, Both can exist together. it's how economy works.

NPS vs UPS NPS – Market-linked, flexible, and tax-efficient. UPS – Government-backed, fixed pension for the unorganized sector. Choose NPS if you want: • Higher returns • Tax savings • More control over retirement UPS is only a Safety net but NPS is a Wealth creator

"The investor’s chief problem and even his worst enemy is likely to be himself." - The Intelligent investor A reminder that emotions like greed and fear ruin more investors than market volatility itself.

“To build wealth, minimize your realized (taxable) income and maximize your unrealized income (wealth/capital).” - The millionaire next door

A household’s income does not determine if a family is wealthy, many high-income earners are just high-consumption earners.

“Wealth is what you accumulate, not what you spend. - The millionaire next door Many people look rich, but true millionaires quietly build assets.

"Being frugal is the cornerstone of wealth-building.” - The millionaire next door Small, consistent savings and controlled spending build lasting wealth.