Cents & Sense

@InvestorOfJAMMU There no guarantee of anything in life. But if parents have brought up their children with decent value systems, love and care, they would not abandon their parents. Its the parents’ responsibility to bring up the kid with decent traits and values

I fully support people with DINK idea. Because what is the guarntee that your kids will take care of you in your old age, specially boys??

@sukhdeep7896 Utter bullshit. At least see if you are posting sense before you click the post button.

My college friend -a tech guy- earns ₹52 LPA in Bangalore. Bought a 3BHK in Whitefield Bangalore last year. Wife + One small kid. Last week he called me sounding completely broken: “Bro… I’m actually going broke.” I laughed. “Bro, 52 lakh package? Stop joking.” Then he showed me the real numbers. Monthly take-home: ₹2.85 Lakh Expenses: • ₹1.08L → Home loan EMI • ₹35k → One kid’s school fees • ₹28k → Groceries & milk • ₹18k → Society maintenance • ₹18k → Maid + cook + nanny • ₹15k → Car EMI + fuel • ₹12k → Electricity, water, WiFi • ₹45k → Family health insurance Total: ₹2.93 Lakh He is short ₹8,000 every month… before festivals, date nights, or any emergency. A decade ago? The same flat + same lifestyle needed only ₹18–20 lakh salary. Today even ₹52 lakh feels like you’re running on a treadmill that keeps speeding up. The economy is genuinely cooked for every 9-5 salaried guy who thought he “made it.” The scariest part? You don’t feel poor… until the math hits you.

@JayTC53 If Iran loat the Strait, why are you still paying more than $4 for gas ⛽️

Iran has lost all its leaders. Iran has lost its Navy. Iran has lost its Air Force. Iran has lost its missiles Iran has lost its military factories. Iran has not its enrichment facilities. Now, Iran has lost the strait. Tell me again how "Iran is winning" ? 😂

@amitisinvesting What leadership? And which leaders would be unavailable during a negotiation to end a war?!

NEW YORK POST: - Iranians considering ending their enrichment program in exchange for sanctions relief - Iranians couldn’t easily communicate with leadership during the weekend, part of the reason for no final deal This headline is why markets flipped green 30 minutes ago. If we get the Iranians ready to give up enrichment…Trump gives them sanctions relief…he paints the story as a massive victory…oil tanks and markets rip. That is the most optimistic scenario but there is some work to get there!

@VishnuNDTV Or India could just source from other countries (which it has) and avoid anything to do with the Strait till it settles down. Might be a bit more expensive, but getting in to any military operations could be even more so.

A US naval blockade of the Strait of Hormuz - which Trump has now announced ... will basically mean that India will not be able to get our ships in and out of the Persian Gulf. This, therefore, becomes an even bigger energy crisis for us ... The way out, something which Trump wants, is for countries like India to play a role in resisting Iran, clearing up mines and defending the strait of Hormuz from Iranian attack. In other words, potentially being in the line of fire in an area where Iran is locked and loaded with cruise missiles, armed kamikaze boats, airborne drones, mines and probably semi-submersible attack drones. This is the last thing Delhi will want to do. Our wartime arrangement with Tehran to allow a limited number of ships to pass seemed to be working fine, all things considered. But if the situation worsens ... and an energy crisis begins impacting the lives of citizens, there may be little choice but to join the Americans in a fight to clear the Strait, in other words, ending up being a participant in this war.

@vivoplt This income arbitrage won’t last for even a few weeks. There’s no free lunch - ask the thousands of engineers who have been laid off

Software engineers are the happiest people on Earth now. They pay $100/month for Claude Code to do the work. Their employer pays them $10,000/month for the results. $9,900 profit for sipping coffee and talking to AI. The funniest part? Not a single dev with a full-time job will ever admit this publicly What a time to be alive.

@rsraisul_islam The real wuestion is how much of your capital would your trust to Claude to trade for you?

CLAUDE can trade stocks like a pro. But 99% of users aren’t tapping its real potential. Here are 7 prompts to put your trading on autopilot:

@INDOGLOBALDESK “Markets love a little fear” is probably the most inaccurate statement in the entire post. Markets like stability and follow earnings. Markets might not react to the same bad news twice, but it definitely hates uncertainty.

❌🤝Failure of US-Iran Deal is Actually Good for Equity Markets✅ Yes,you read that right. Here's why? Most people think,,if the deal happens tomorrow, everything becomes peaceful and markets will shoot up instantly. But that’s not how equity markets work. Markets love a little fear in the air. If the deal had succeeded and peace came overnight, the market would have already moved up before the news. Then reality would hit and it might even stall or correct. Exactly what happened in COVID: March 2020 → market crashed Then it started climbing even while cases were rising 2021 second wave came → fear stayed But the market never looked back. It kept running higher with the fear, not without it. Same story here. US-Iran deal failing = fear remains = market keeps climbing with that fear priced in. No sudden all clear party. Just steady, fear-driven upside. That’s why this failure is actually bullish for stocks. Markets don’t wait for good news. They move first…and the good news follows later.

@Eman_8282 So are you implying that blind people have no brains 🤔

@GrindeOptions If only the market cared about your opinions

The stock market is going to be DEEP BLOODY RED Monday. 👀

@EricLDaugh The Strait of Hormuz is still shut. Oil and gas prices are pinching common people globally across countries. Inflation will rise. There is no win for the USA here. The whole world knows it.

🚨 JD Vance just WALKED OUT of the room with Steve Witkoff and Jared Kushner at his side Vance is now headed home to America from Islamabad, Pakistan Iran is totally defeated. America has all the cards, and JD did NOT cave to their demands. 🇺🇸

@riyazmd774 How many conversations converted to a job is the real question.

🚨 Shocking : My Wife applied to 60 jobs on LinkedIn and didn't get a single response, not even one interview! Then she gave me her resume, and I handed it over to Claude And the result? In 7 days... he got 7 interview invitations! It all came down to 7 Prompts and precise filters I used.

@soni_jyoti_ Everyone’s talking about how Claude can’t do it meaningfully. Expecting AI to build financial models end to end is ridiculous. There is a significant human discretion and element to building models. Ask people who build it day in day out, thats the real feedback.

Claude just replaced a $150K/year Wall Street analyst. No one's talking about it. Here are 11 prompts that build Goldman Sachs-level financial models in minutes: (Bookmark this before it's gone)

@heynavtoor Would you be willing to put a big chunk of your money in this model to see how it trades in real time?

🚨 Someone built an AI that reads candlestick charts the way GPT reads English. Trained on 12 billion records from 45 exchanges. Outperforms every model by 93%. Live BTC demo. Free. It's called Kronos. The first open source foundation model built for financial markets. Not a general AI repurposed for finance. An AI that speaks the native language of candlestick patterns. Every other model treats financial data like weather data. Kronos treats financial data like financial data. Here's what it does: → Price forecasting. Feed it candlesticks. It predicts where price goes next. → Volatility prediction. Forecasts how volatile an asset will be before it happens. → Zero-shot. No fine-tuning. Works on any asset, any market, any timeframe. → 45 exchanges. Binance, NYSE, NASDAQ, LSE, and 41 more. → 4 model sizes. 4M params runs on a laptop. 499M for max accuracy. → Live demo running right now. BTC/USDT. 24-hour forecast. Updated hourly. Here's the wildest part: → 93% more accurate than the leading time series model → 87% more accurate than the best non-pretrained baseline → All zero-shot. No fine-tuning. Out of the box. Hedge funds spend millions on proprietary models. Bloomberg Terminal costs $24,000/year. This runs on your laptop. Few lines of Python. Free. Built at Tsinghua University. Accepted at AAAI 2026. Models on Hugging Face. 11.6K GitHub stars. 2.4K forks. MIT License. 100% Open Source.

@Thebestfigen He could have just asked AI

A man pushed his Tesla car off a cliff to see if it would explode like in the movies.

@nifty_ki_call What about the days you hit SL?

#Nifty #StockMarketIndia How to make 1 lac a month in Trading : 1. Buy 5 lots of NIFTY options. 2. Capture a premium move of 100 points. 3. Do it just 3 days in a month. 32500 x 3 = 97,500 So many times in a month ATM moves 100+ points in a day. Par humko toh roz scalping karna hai na?

@heyrimsha Claude can do a lot of things. But if you are using AI to build your retirement portfolio, you might as well tell a monkey to throw darts at random investment ideas and pick one yourself

🚨 BREAKING: Claude can now build your retirement plan like a Vanguard $500/hour wealth consultant (for free). Here are 5 insane Claude prompts that replace your retirement advisor, tax consultant, and investment strategist. (Save for later.)

@nehanagarr It has a lot to do with parents and not just the schools. Parents’ compulsions lead to decisions which might not lead to kids becomong curious thinkers, but calling children mass labourers seems a stretch.

India's education system doesn't just have a problem. It has a design flaw. It is built to produce mass labourers, not curious thinkers.

The concept isn't dead. The packaging was just wrong from the start. Coffee Can investing requires a 10-year hold minimum. A PMS has quarterly redemptions, AUM pressure, and investors who benchmark you against Nifty every six months. When Asian Paints and Pidilite underperformed PSUs and cyclicals for three straight years, clients redeemed — which is exactly what Coffee Can philosophy says you should never do. He built a product that required infinite patience and sold it to people with a two-year horizon. The strategy didn't fail. The vehicle was incompatible with the strategy. "The concept is dead" is something you say when you've lost ₹10,000 Cr in AUM and need a new book idea.

In 2017-18, Saurabh Mukherjea popularised Coffee Can Investing in India. He wrote a book on it. Built a PMS. At peak, AUM was ₹12,700 Cr. After underperformance, it's down to ₹2,500 Cr, an 80% drop. Now, he says the Coffee Can investing concept is dead.

3/3 The S&P 500 is pricing a soft landing with rate cuts. The bond market is pricing something messier. One of them is wrong — and historically it's rarely been the bond market. FOMC minutes drop this week. Watch for any language shift on inflation persistence. That's the tell. 📌 #Fed #Inflation #Stagflation #Macro #InterestRates #CentsAndSense Sources: CME FedWatch, Fed Chair Powell statements, AMO Publications, LiteFinance

2/3 Tariff pass-through was delayed by inventory buffers. Those buffers are now depleted. Consensus estimates suggest ~50bps of additional inflation could materialise by mid-2026 as companies revise pricing. If the Fed cuts into that environment, it looks less like policy precision and more like forced capitulation.

The Fed's Problem Isn't Rate Cuts — It's the Sequence 1/3 🧵 The conventional view is that the Fed has room to cut as the economy slows. That's only half the story — and the other half is being quietly ignored. Core PCE at 3.1%. GDP growth revised down to 0.7% annualised for Q4 2025. That's the stagflation setup in two data points.