BigNoob 🇱🇧

In case of an investigation by any federal entity or similar, I do not have any involvement with this group or with the people in it, I do not know how I am here, probably added by a third party, I do not support any actions by members of this group.

@0xMrWzrd @Shillz_Official ❓

@unusual_whales @XYOPepe pro #bnpl and proud of it ✊🏽

The number of Americans using buy now, pay later for groceries is now at an all time high, per the Hill

@TansuYegen who’s the blonde

@hxxntrr fuck you man

I spent $50,000 on Uber Eats last year and it was the smartest financial decision I made ...I spent it on a credit card that gave me 4x points on dining. $47,000 × 4 points = 188,000 Amex Membership Rewards points Transferred those points to ANA (All Nippon Airways) at 1:1. Booked 2 first class round trips to Tokyo. Retail price per ticket: $18,000-$22,000 $36,000-$44,000 in first class flights. For ordering pad thai on my couch "But you spent $47,000 on food delivery" No. My CLIENTS spent $47,000 on food delivery. I manage marketing for 3 restaurants. Part of the deal is I handle their delivery platform presence... which means ordering through their accounts to test listings, competitor research, photographing food for ads, etc. All billed back to the client as operational expenses The $47K flowed through my Amex Business Gold (4x on dining, up to $150K/year). I invoice the clients the exact amount. They pay me. I pay the Amex statement in full. Net cost to me: $0. Points earned: 188,000 That's $36K+ in free travel generated from money that was never mine And that's one card. Here's what the full stack looks like across a year of normal business operations: Ad spend ($480K/yr) → Amex Business Platinum (1.5x on $5K+ purchases) = 720,000 points Client dinners + delivery testing ($47K) → Amex Business Gold (4x dining) = 188,000 points Software subscriptions ($18K/yr) → Chase Ink Business Cash (5x on internet/phone) = 90,000 points Travel ($24K/yr) → Chase Ink Preferred (3x on travel) = 72,000 points Everything else ($36K/yr) → Capital One Spark (2x on all purchases) = 72,000 points Total annual points: 1,142,000 Worth in cash back: ~$11,420 (boring) Worth in premium travel redemptions: $35,000-$50,000+ (not boring) The gap between cash back value and travel value is 3-4x. Redeeming for cash back is burning 60-75% of the value. Transferring to airline partners and booking premium cabins is where the multiplier goes insane 110,000 ANA points = Tokyo first class ($22,000 retail value) 60,000 Hyatt points = 4 nights Park Hyatt Maldives ($4,800 value) 75,000 Virgin Atlantic points = Tokyo first class on ANA (same route, different transfer partner, sometimes cheaper) The people maxing out signup bonuses and redeeming for statement credits are playing level 1. The people routing every business expense through optimized category cards and transferring to premium airline partners are playing a different game entirely This isn't about being a "travel hacker." It's about understanding that every dollar your business already spends is generating points whether you optimize for it or not. Most people earn 1x on everything because they throw it all on one debit card. Optimized category spending turns that same money into 2-5x Over 5 years that's the difference between $0 in travel and $150,000+ in premium flights and hotels. From money you were spending anyway "But I don't spend $600K a year" You don't need to. $5K/month in business expenses on the right cards generates 80,000+ points per year. That's a round trip business class to Europe every year. For routing expenses to a different piece of plastic The math works at every scale. You just need the right cards for your spending categories (we build the full credit profile and card stack optimized for your specific business expenses. if your score needs work first to qualify for premium cards, we fix that in 30-90 days. link in bio)

@CirrusNFT @moonboi24

The plan? We all stop depositing our ETH into defi protocols targeting 3% a year and go back to depositing our ETH into funny monkey pictures targeting 30% a day

@Polymarket work slop!

JUST IN: Use of AI in the office is reportedly creating a flood of “workslop” that takes longer to fix than do from scratch.

@BrandonStraka I mean all they had to do was pay us enough to live x.com/end3of6days9/s…

A suspect in a massive California warehouse fire now faces federal arson charges, with prosecutors saying he cited Luigi Mangione as inspiration. "All you had to do was pay us enough to live..."

@KSRonX soft cookies not welcome in lexington tbh

After one season in Lexington, Andrija Jelavić is heading to the Buckeye State. ➡️ on3.com/teams/kentucky…

@AjMachalaa you’re all gay and don’t appreciate good pussy. shame on the haters tbh

This is what the Kardashians look like with and without makeup up.😳

@ScottiePippen bet

Be teachable. You don't know everything and you're not always right.

@heyserenamunroe no you’re not

I AM TRANS AND I AM BEAUTIFUL.

@VernsSevenCents @RobKuhn_ @BrettRichey mane

@RobKuhn_ If @BrettRichey had folded we probably wouldn’t have this: youtu.be/RYN-dhpZ8QA?si…

@TMathSports sup girl been a long time dm me your location finna pull up

Walking Bets with Polymarket Sports Sweet 16! Iowa vs Nebraska HAWKEYES ML Am I wrong??

@dontbsalti @TeddyBitcoins

this is my quant. ✨immaculate✨

@WhiteHouse what’s the ca?

One thing that I'm sure of is this current generation of young people are gamblers that don't want to work real jobs. They see no upside in that. So how can you possibly be bearish on the two things that drive this disruptive cultural tailwind? Very simple long crypto and gaming.

@PowellCura72469 @veronan12 @KySportsRadio 📠

@veronan12 @SlaterAde4 @KySportsRadio You’re speaking on one of the exceptions. You can also talk about Shai being a four-star recruit, but again he’s an exception.

New PG recruit visiting Kentucky