Small Step Finance

Josie & Jared earn $150k annually. They’re 35 & married. They’re going to use the 50/30/20 rule to budget (50% needs, 30% wants, 20% savings). They’ll invest 20% of their income until age 65. They’ll have $4.9M paying them $196,000 annually. Millionaires in the making 💰

The S&P 500 returned 10% annually the last 100 years. Want to know how to 3X your returns in 2024⁉️📈 The avg. interest rate in the U.S. is currently 28%. Pay off your high interest credit card debt‼️

In today’s fast-paced world, achieving financial independence has become a significant goal for individuals seeking greater control over their lives and financial well-being. smallstepfinance.com/2023/08/14/ach…

@alitaylor Index all the way!

i cannot for the life of me figure out if i should be paying someone to manage my money or just putting it in an s&p500 index

As we enter 2024, I want you to… 🎉 Celebrate the wins you had in 2023 ⏰ Reflect on 2023 & plan for 2024 🙏 Make peace w/ bad financial decisions 💰 Commit to a more bountiful 2024 ✅ Find an accountability partner

Would you withdraw from your 401k to buy a rental property? 🤔

What’s your BIGGEST 2024 money goal⁉️👇

1.Leaving a dissatisfying job. 2.Escaping a toxic workplace. 3.Upholding personal values. 4.Exiting abusive situations. 5.Exploring new opportunities. 6.Negotiating power. 7.Supporting family financially. 8.Avoiding debt traps. 9.Peace of mind and security.

F-You Money is having enough money in the bank to say “F this situation!” Put your F-You money in a HYSA or a brokerage account… Here’s a few examples…

Owning the club > standing in line Think about how you use your money before you spend it.

If you’re married, your money should be combined. Why⁉️ 👉 shared goals 👉 Increased transparency 👉 increased trust 👉 studies show your accomplish more If you’re worried about “what if we get divorced” then set up a prenup that clearly states who gets what.

If you unexpectedly received an inheritance for $100,000… What would you do with it⁉️

Congrats!!!!!

@brianxvarela 👏👏👏

In one WORD, what separates the rich from the middle class⁉️👇

INTEREST RATES (30 Year Mortgage) 🏡 October 28th: 8.1% December 28th: 6.8% PLUS… 3 more rate cuts are expected in 2024 🎉 What do YOU think will happen to the housing market⁉️👇

@FerangiTrader 😂😂😂

@Simpli_FI_Life Spot on 👏👏👏

@SmStepFinance Intentionality

Your biggest financial decision WILL NOT BE… 🎓 What school you attend 🤔 What job you choose 🏡 What house you buy Your biggest financial decision WILL BE… ❤️ Who you marry I married the love of my life. We’ve built a family & business while smashing our money goals. 📈

Join our free investing & budgeting group to ask questions (you can even ask anonymously), share your thoughts, & build wealth. 💰facebook.com/groups/investa…

8 STEPS TO FINANCIAL FREEDOM: 1. Set Clear Financial Goals 2. Budgeting & Expense Tracking 3. Emergency Fund 4. Manage & Pay Off Debts 5. Prioritize Retirement Investments 6. Increase Income & Reduce Expenses 7. Regularly Review & Adjust Plans 8. Continuous Education