SmartBiz

At SmartBiz Bank, we’re making it easier for entrepreneurs to help each other. Earn $500 for referring a small business owner to us, and they’ll get $500 of closing costs. Learn more: hubs.ly/Q04cz5Z70

Refinancing high-interest debt into a long-term SBA loan may lower your monthly payments and free up cash flow. Read more: hubs.ly/Q04cy_gc0

From credit issues to incomplete documentation or cash flow concerns, there are common reasons applications don’t get approved. Our latest blog breaks down why loans get denied, and how you may be able to improve your chances next time. hubs.ly/Q04bSbFl0 Member FDIC

Refer a business owner to SmartBiz and earn $500 when their loan is funded. They’ll receive $500 off closing costs. Support their next chapter, and earn for helping them get there. Get started: hubs.ly/Q04bCLW80

Scaling isn’t just about doing more. It’s about growing at the right time with the right strategy. In our latest blog, we break down three signs your business may be ready to scale this spring. hubs.ly/Q04bCKzX0 Member FDIC

With a $50,000 SBA loan and a 10-year term, Denim Coffee gained the cash flow needed to expand inventory and keep up with demand, all through a streamlined, transparent process. hubs.ly/Q04bG3vd0

Refer small business owners to SmartBiz Bank. If their loan is funded, you earn $500. In turn, they’ll receive $500 off closing costs. Learn more about a better way to support small business growth. hubs.ly/Q04b1HR40

We’re proud to share that SmartBiz Bank has been recognized among Wisconsin’s top SBA lenders for FY2025. Through Centrust Bank, a division of SmartBiz Bank, N.A.,, we supported 6 SBA-backed loans totaling $1.53M. Learn more: hubs.ly/Q04b1xvp0

Your experience as a small business owner may help others navigate what’s next. Take our short 5-minute survey and share how you’re thinking about growth, challenges, and opportunities in 2026. Take the survey: hubs.ly/Q049By2q0

When exploring small business financing, it’s easy to get lost in acronyms. But understanding the difference between APR (Annual Percentage Rate) and EAR (Effective Annual Rate) can make a real impact on what your loan actually costs. hubs.ly/Q046fl6V0 Member FDIC

SBA loans continue to be one of the most reliable ways for small businesses to grow. We’ve updated our SBA 7(a) checklist to help you approach the application process with confidence and avoid unnecessary delays. hubs.ly/Q046fkzm0 Member FDIC

We’re proud to share that SmartBiz Bank has been recognized by the SBA South Florida District Office with a Bronze Tier Award for our SBA 7(a) lending performance in FY2025. Read more: hubs.ly/Q0493KCB0 Member FDIC

Take the guesswork out of planning with our easy-to-use calculator. Simply slide to select your working capital or debt refinance amount and get an instant estimate of your monthly payments. Try it now: hubs.ly/Q046frff0

Located just outside Chicago, entrepreneur David Hawley built The Beer Cellar into a go-to destination for fresh, craft beer both in-store and online. As demand surged, he knew it was time to increase inventory and move into a larger space. Read more: hubs.ly/Q046fht_0

We’re conducting a short survey to better understand the opportunities and challenges ahead for 2026. Share your experience and help shape future resources for business owners like you. Take the survey: hubs.ly/Q048w8fB0

From social media scheduling to email campaigns and analytics, we’ve rounded up 10 of the best marketing apps for small businesses to help you reach more customers and grow smarter. hubs.ly/Q046fhtR0 Member FDIC

The best compliment we can receive? A returning customer. Helping a business grow once is meaningful. Helping them grow again is something we’re especially proud of. At SmartBiz, we believe consistent communication, availability, and hands-on support make all the difference.

Loan approval is a huge milestone, but there are still important steps between “approved” and “funded.” From final documentation to closing details, understanding what happens next may help you plan with confidence and avoid surprises. hubs.ly/Q046fg8x0 Member FDIC

From trades to healthcare to professional services, SBA financing continues to give small businesses the flexibility they need to grow with confidence. We’re proud to stand behind entrepreneurs across the country, helping them focus on what they do best.

While SBA loans are known for being accessible, understanding how collateral works may help you set realistic expectations before you apply. Read more: hubs.ly/Q046ckDn0 Member FDIC