Steven M. Heizmann, CPA, CGMA

Check out the latest article in my newsletter: Prove the Event, Don’t Keep the Data: Why Zero-Knowledge Proofs Could Replace Stale Document Retention linkedin.com/pulse/prove-ev… via @LinkedIn

Check out the latest article in my newsletter: The Variability Between Dimensions: Why Broken Formulas May Reveal That Reality Has Gained a New Degree of Freedom linkedin.com/pulse/variabil… via @LinkedIn

Check out the latest article in my newsletter: The Boundary Between Dimensions May Not Be a Line linkedin.com/pulse/boundary… via @LinkedIn

Check out the latest article in my newsletter: Preventive Insurance: From Premiums to Risk Decay — The Specific Mechanical Changes the Insurance Industry Must Make to Finally Fund Prevention at Sca linkedin.com/pulse/preventi… via @LinkedIn

Check out the latest article in my newsletter: The Affordability Cliff Is Here -- And Free AI Is Quietly Replacing the Doctor's Visit linkedin.com/pulse/affordab… via @LinkedIn

Check out the latest article in my newsletter: The Invention Portfolio: A Technical Tour of Seven Bets at the Edge of AI, Math, and Systems linkedin.com/pulse/inventio… via @LinkedIn

Check out the latest article in my newsletter: The Negative Page: A Theory of Documents That Erase Themselves linkedin.com/pulse/negative… via @LinkedIn

Check out the latest article in my newsletter: What If We Actually Reinvented the Wheel? linkedin.com/pulse/what-we-… via @LinkedIn

Check out the latest article in my newsletter: Why I'm Shelving a Business Plan I Genuinely Believe In (For Now) linkedin.com/pulse/why-im-s… via @LinkedIn

Check out the latest article in my newsletter: Topological Decoherence and the Decay of Knot Invariants: Toward a Non-Binary Coherence Algebra for Knotted Quantum States linkedin.com/pulse/topologi… via @LinkedIn

Check out the latest article in my newsletter: 10 Problems the World Hasn’t Solved Yet — But AI Might Crack Next linkedin.com/pulse/10-probl… via @LinkedIn

Check out the latest article in my newsletter: The Grid Has Muscle but No Mind: Why Electricity Needs a Genome linkedin.com/pulse/grid-has… via @LinkedIn

Check out the latest article in my newsletter: What If Every Element Had an Imaginary Twin? A Thought Experiment About the Periodic Table We Almost Have. linkedin.com/pulse/what-eve… via @LinkedIn

Small businesses need protection and access to resources. @HouseSmallBiz is working alongside @POTUS to keep Main Street STRONG and PROSPEROUS.

Check out the latest article in my newsletter: AI, Debt, and the Tax Code: Why America Needs If-Then Taxes, Not Universal High Income linkedin.com/pulse/ai-debt-… via @LinkedIn

Check out the latest article in my newsletter: Exercise as a Nootropic: Why I Tried to Build "Spotify for Business Coaches" During a Pandemic — And What the Science (and the Failure) Taught Me linkedin.com/pulse/exercise… via @LinkedIn

Check out the latest article in my newsletter: The Anchor Problem in Scotonics linkedin.com/pulse/anchor-p… via @LinkedIn

Gig entrepreneurs are driving today’s economy—creating opportunity, expanding independence, and strengthening Main Street. They deserve a level playing field that rewards hard work and supports long-term success.

Check out the latest article in my newsletter: The Four Principles Aren't Enough Anymore: Why Finance Needs to Think in Cycles, Not Checklists linkedin.com/pulse/four-pri… via @LinkedIn

The one debt you can’t ever pay off ? Your insurance premiums. You literally will pay an insurance premium monthly, till you die. But we don’t look at it like it’s a debt paid to an insurance company that will do all it possibly can never spend it on your care. We are working on a non -insurance solution. The day HSAs no longer require an insurance policy, it all will change. finance.yahoo.com/sectors/health…