Steven P. Cote

@SMWesterly @paradisoins @HomeZada @dlhampton @SpongeOutlet @blackramerins @RestorationMstr @REMAXNorthernRI @askforbelinda @UnitedWayCT @SM_Newbury @naples_matt

Thank You! Thank You! Thank You for your likes, follows & support! We appreciate you & wish you a wonderful weekend! @paradisoins @HomeZada @dlhampton @SpongeOutlet @blackramerins @RestorationMstr @REMAXNorthernRI @askforbelinda @StevenPCote @UnitedWayCT @SM_Newbury @naples_matt

It’s Not Just What We Do open.substack.com/pub/coachsteve…

It’s Not Just What We Do open.substack.com/pub/coachsteve…

Commercial insurance buyers continue to benefit from falling property rates, driven by ample capacity and intense competition, but brokers and underwriters say the pace of cuts is unsustainable. businessinsurance.com/soft-property-…

Supply-Chain Stress That Peaked in COVID Heads Higher Again carriermanagement.com/news/2026/05/1…

Knowing Before Exceeding open.substack.com/pub/coachsteve…

Small moments. Lasting impact. The Smallest Part of Your Day open.substack.com/pub/coachsteve…

Platform Breach Downs Nearly 9,000 Colleges, Universities in the U.S. carriermanagement.com/news/2026/05/0…

Severe Convective Storm Losses Surge. carriermanagement.com/features/2026/…

The Insurance Affordability Squeeze: Why Auto Carriers Are at an Inflection Point carriermanagement.com/features/2026/…

Purpose Isn’t Abstract. It’s Built in the Work We Do Every Day open.substack.com/pub/coachsteve…

Lawsuit abuse is the new personal tax - Business Insurance businessinsurance.com/lawsuit-abuse-…

Hotels scrutinized in wake of sex trafficking cases - Business Insurance businessinsurance.com/hotels-scrutin…

Manufacturing Industry Top Target of Costly Cyber Attacks: Report carriermanagement.com/news/2026/04/3…

Berkshire Hathaway reported improved first-quarter performance from the conglomerate's insurance businesses, but CEO Greg Abel told investors the sector faces competitive headwinds. businessinsurance.com/berkshire-ceo-…

Not every plan delivers early. What matters most is how leaders respond when results are uneven but the fundamentals are sound. A reflection on discipline, patience, and perspective early in the year. When the Plan Meets Reality open.substack.com/pub/coachsteve…

The Top 5 Tariff-Driven Risks Reshaping P&C Insurance in 2026 roughnotes.com/the-top-5-tari…

Rational P&C Insurance Market? How About ‘Dumb’ and ‘Bizarre’? carriermanagement.com/news/2026/04/2…

Hotels face a reckoning on sex trafficking. Their insurers, who are being ordered to cover defense costs, may also be required to indemnify the hotels, adding to the potential liabilities. businessinsurance.com/hotels-face-a-…

Evolution Is a Choice Change will happen with or without us. Evolution is the choice we make. A new Substack reflection on leadership, culture, and growing with intention—not fear. open.substack.com/pub/coachsteve…