The future for a capital allocator is less protocol-hopping. As DeFi becomes more complex, manual strategy management does not scale; vaults become infrastructure for onchain capital deployment and institutional DeFi.
Concrete DeFi USDT shows the tradeoff clearly: up to ~8.5% stable yield. The next phase is less peak APY, more staying power. Explore Concrete at: app.concrete.xyz/earn
Concrete vaults are the process layer: DeFi vaults use managed DeFi so onchain capital moves across DeFi strategies where sustainable yield must survive risk-adjusted yield math with institutional DeFi expectations.