Terminal 3

$4.45 million. That’s the average cost of a data breach. The future of identity management is decentralized and privacy-preserving. Read our brand new FREE report to learn more: #hero" target="_blank" rel="nofollow noopener">terminal3.io/report/verifia…

Companies brought AI agents into the workplace before security, governance, or permissions were ready. @garyliu says this is bigger than the old bring-your-own-device mess, and enterprises are only now waking up to the risk. @_dsencil @terminal3io x.com/BitcoinNews/st…

Here's what we learnt about Digital ID from Apple: 🔵 User experience is still key 🔵 Standards are not enough 🔵 Synthetic identity threats are accelerating Trust infrastructure requires collaboration: Digital ID can't be solved by one company or ecosystem. Read the full analysis: blog.terminal3.io/apples-digital…

OpenClaw can do anything, but it can also access everything. One misconfigured permission can expose credentials, leak sensitive data, or grant unintended access across your systems. What's missing? 🔹 Granular permission systems users understand 🔹 Verifiable identity for agents and users 🔹 Secure key management that doesn't rely on hobbyist-level configuration 🔹 Clear accountability for autonomous agent actions An AI agent is a superuser account for your digital life but it also needs enterprise-grade identity and access management. Read our full analysis: blog.terminal3.io/openclaw-is-a-…

Thank you to the 30 industry leaders who joined us for the third edition of the Web3 Trust Luncheon two weeks ago. To kick-off Consensus, Terminal 3 brought together entrepreneurs, policy experts, builders, and regulators across four thematic conversation tables—Regulations, Ecosystem, Trust & Safety in AI, and Trust Technologies—to join a working lunchtime discussion moderated by Gary Liu. Each table was given a prompt and asked to focus on practical takeaways: where collaboration is needed across the ecosystem, how AI is changing how traditional trust systems work, and which tools and standards can strengthen integrity across digital assets globally. With insights shared from industry pioneers and public sector leaders, we walked away invigorated and inspired. Hosted by Terminal 3, and co-hosted by Elliptic, and Web3 Harbour.

#tb to this fantastic conversation between @garyliu and Elise. Looking forward to the next time we see our friends at @web3harbour and @GlobalDigitalFi

Stablecoins are shifting from speculative assets to essential global payments infrastructure. That was what Kevin Kang (Co-Founder, Reap) and Yam Ki Chan (VP APAC, Circle) discussed during their SMART CONTACT at last November's Web3 Trust Summit. The focus is no longer on trading but on building and exporting financial capabilities from hubs like Hong Kong to the world. The discussion highlighted three key trends: 🔹 Adoption is now driven by necessity in emerging markets with fragmented banking systems, not by technology advocacy. 🔹 The vision is a fully integrated financial stack on-chain, enabling programmable money and new commerce models. 🔹 A “financial services exporter” model is emerging where firms build compliant services in regulated hubs and distribute them globally via stablecoin rails at a low marginal cost. Read the full recap: blog.terminal3.io/w3ts-recap-sma… Find all Web3 Trust Summit panels: youtube.com/playlist?list=…

Since when did crypto get boring? That's what John Cahill (Galaxy), Chris Yu (SignalPlus), and Hans Kung (Pulsar) discussed with Syed Ahmed Musheer (FinStep Asia) at last year's Web3 Trust Summit in their panel on institutional assets. The professionalization of crypto is working precisely because it's becoming less exciting. Panelists dove into: 👉 The "layering effect" of institutional capital 👉 The venture capital reckoning & the new "usefulness test" 👉 Why structured products are the new convergence point 👉 How crypto's 24/7 nature is a preview for all markets Check out the full discussion here: blog.terminal3.io/w3ts-recap-exc…

From Terminal 3 to you and yours, may your holidays be warm, welcoming, and fraud-free! See you in 2026 ✨

One of the most critical infrastructure challenges today is how to build trusted digital identities in a world of decentralized technology and AI agents. Last month's Web3 Trust Summit panelists, Gary Liu (@terminal3io), Sandy Peng (Scroll), Jeffrey Tchui (Hedera Foundation), and moderator Brent Sellors (PwC) explored how identity is evolving—from siloed data to verifiable claims permanently recorded on-chain. The transparency of blockchain technology opens incredible opportunities, but also creates a paradox: As Web3 builds a more open financial system, stronger privacy protections become essential. With AI agents now able to impersonate users at machine speed, the challenge is figuring out how to verify agents at scale. Identity must become the foundational security layer in Web3 and AI-driven economies. Curious to explore more insights from the 2025 Web3 Trust Summit? Find the full recap of this panel at blog.terminal3.io/w3ts25-recap-b…

Stablecoins were front and centre at last month's Web3 Trust Summit. With 11 licensed virtual asset exchanges and a new stablecoin licensing regime in place, Hong Kong is paving the way for innovation. But widespread adoption is not without its obstacles. Stephen Leung (IDA), Katherine Liu (Stephenson Harwood), and Osman M. (alfred) discussed with moderator Kene Ezeji-Okoye (Global Digital Finance): 1️⃣ Adoption Surge: Stablecoin transactions are projected to hit $9 trillion by year-end, showcasing their vital role in connecting traditional currencies to digital finance. 2️⃣ Trust Challenges: Traditional businesses seek reliable infrastructure, regulations must foster confidence in digital assets while encouraging growth. 3️⃣ Global Coordination: The challenge lies in harmonizing different regulations across borders for seamless operations regardless of jurisdiction. Find the full recap: blog.terminal3.io/w3ts25-recap-s…

Custody solutions and trust is the forefront of our final panel at #W3TS2025 Insight from our panelists from @usdx_hextrust @osldotcom @LTP_primebroker @BlockdaemonHQ

"We are very bullish on Hong Kong," says @mikelaujr of @bullish at #W3TS2025 He explained that’s why they brought the @CoinDesk Consensus event to Hong Kong, and have hired significantly here "We want everyone to see what we see here"

The current crypto market cap is around $3 trillion, the total equities market cap is valued at more than $126 trillion There’s a long way to go and we can expect much more institutional adoption, says @mikelaujr of @bullish at #W3TS2025

Trust underpins everything in Web3, that affects everyone in the ecosystem right down to the even layer-1 blockchain providers "Recently, we had an issue with a staking provider, that impacted the launch of a Solana-based product in Hong Kong," Yu Lin of Solana said at #W3TS2025 "There was nothing we could do about. We spoke to regulators and others. That’s how it works when you’re at the base layer."

The collapse of FTX made trust absolutely essential for all areas of Web3, from exchanges to partners and beyond We all remember where we were… It’s all about the people and how you can trust them, says Le Shi, managing director of Auros We are back to our core topic of trust at #W3TS2025

More institutional investments means lower returns but less volatility in the market We can expect to see more structured products coming to market, and being popular with big name traders Lots of insight from our strong panel of investors this afternoon at #W3ts25

We are aware of today's #AWSoutage affecting numerous services globally. Terminal 3 users and clients can rest assured that your data remains secure and private. This is precisely why we built on decentralized infrastructure. While centralized systems create single points of failure that can cause worldwide outages, decentralized storage ensures no single event can compromise your data availability or privacy.

@ZKVProtocol Zk isn't the future, it's now. Congrats to the team!

𝗜𝗧'𝗦 𝗢𝗙𝗙𝗜𝗖𝗜𝗔𝗟: 𝘇𝗸𝗩𝗲𝗿𝗶𝗳𝘆 𝗜𝗦 𝗟𝗜𝗩𝗘 𝗢𝗡 𝗠𝗔𝗜𝗡𝗡𝗘𝗧! And with it, the debut of $VFY - fueling the world’s first modular layer built just for zero-knowledge proof verification. A new infrastructure primitive has entered the space. A 🧵...

Terminal 3 will be in Singapore all week for @token2049 🇸🇬 Come say hi to Co-Founder & COO @malcolmong, Regional Lead (MENA) @AroraBorealis19 and more! + we are hosting a couple of cool events. Reach out for an invite. #3satWork

TB to a great conversation with some heavyweight AI builders. These people know what they're talking about ⬇️