The Adwoa Animah💜💜

@Boat_City7 @DrAmoakohene His first international travel was after he became minister. So what are you talking about on affordability?

@DrAmoakohene So so many years Dr. is working you mean he can’t buy a ticket 🎫 and fly his wife to the state to give birth and laps pay for all the cost involved? Oh daabi Oman Ghana.

Late night Father Duties I think I also deserve some congratulations for working all round. 🤷🏽‍♂️🥹😍✅

@samgeorgegh This was you.. you this guy, you have no shame.

Have you read anything today? The Cybersecurity Act, 2020 (Act 1038) was passed in 2020 and is a model piece of legislation that we are working to strengthen under our legislative review process. For God and Country. 🦁🇬🇭

@SAYUTISZN @tech_twi Who arrested this idiot?

@tech_twi Ne kwasia Is what you’re see FREE SPEECH to you? Would you be typing free speech if any of these LGBTQ+ images had your face or that of your parents on them. Wouldn’t you be here ranting and saying all sorts things. Gyai saa nkwasiasem na mogyimi dodo

This government in opposition is always crying for free speech, just look at what they are doing. How is this a cyber offense?

If Malik Basintale posted this today about John Mahama, he would be in handcuffs. Bole Idi Amin is very tolerant… today someone has been arrested because he was mocking Mahama and some appointees on social media… bunch of cry babies and light skinned niggas in power.

@TheDzataNelson @tech_twi @Milki009 Working where?

@tech_twi @Milki009 Shame on you!! Here’s the laptop working perfectly!

Built by Lenovo…. Factory designed 🔥✊🏽💆🏽‍♂️ Are they charged? 😂😂😂😂🤣🤣🤣😭😭😭😭

@GimboZeinab @_GhanaToday Lol You even look like a villager, so it’s rich coming from you. I hope you aren’t raising any kids with this your hollow brain.

@TheAdwoa @_GhanaToday fa wo nkorase sem no fri meso😂😂senseless.

Sit on Twitter and TikTok and make noise and see whether noise create jobs. As a young person, you should own about 10 Indomie joints that can fetch you money instead of chasing government for jobs. - NDC Madina MP Francis Sosu to Unemployed youth #GhanaToday

@GimboZeinab @_GhanaToday As if you even have sense to begin with. 🤣

@TheAdwoa @_GhanaToday Attention seeker, i don’t bandy words with characters of your type because you make the least of sense.

@samgeorgegh Shut up! You talk too much. Your problem is you think you’re making sense, but you’re not. The video does nothing but expose your lack of principles and show you up as a liar. And the fact that you think this is strength is honestly ridiculous. Nobody rates you the way like that

Dear X, In 2017, when many were afraid to speak for the NDC after the massive 2016 election defeat, a few of us stood up and filled the gap. I was on TV and radio, sometimes 3 times a day. I was on the floor of Parliament as part of a paltry 106 against the NPP's 169. I made sure my voice was heard! Today, I see the slicing and reposting of old videos to set an agenda. I smile and say, "I have paid my dues." You may think you are cooking, but with each video you post, you show the stripes on my shoulder as I fought to bring my party - the NDC - to power. I stood for something I believed in - the return of JM. When former Ministers refused to speak and defend, I did, and I have ABSOLUTELY no regrets. So, dig deeper, you will find 10,000s of videos of me toiling either on the screens or in Parliament. Today, JM is back in power with an even bigger victory than we lost in 2016. We have almost 190 MPs in Parliament. I paid my due, and I hold my head high. Now ask yourself, what have you stood for or achieved? If you think my hustle is simple, like we say on the streets, do make we see! The fact that I have chosen peace does not mean that I am asleep. You think you are agenda-ing, you are simply writing my political memoirs, and I am reading with delight at the testimony of the work we did and achieved. This one is a #TuffSeed. Go and ask your predecessors and be told! Nothing you say about me today is new and has not been told to me before. And oh, let me add the emojis. 🦁🇬🇭 #EyesFixedOnThePrize #LionBorn #HyeWonHye #ThatWhichFireCannotBurn

@GimboZeinab @_GhanaToday How about you seek sense first? The vote is the least of your problems.

@_GhanaToday So we should vote the useless npp anaa.

@Andersonfrimpo6 @Jojo_stephen1 As a tomato seller son, the NPP gave free education to your fellow tomato seller sons who couldn’t afford, what has the NDC done for you and your likes?

@Jojo_stephen1 Someone tomatoes seller son like me will come and defend this under your post that Ndc is not like NPP. Apuuuu

Herrrh 😂😂😂 “Sika no yeedi mu 70% na yɛ de 30% no ama ɔmo. Yɛ kɔ tena yɛ Business class papa bi” woman traveling with the Sports Minister to Germany ahead of the Blackstars match 🤔

@SDAmegadze @BBSimons The fact that you’ve ignored the actual issue being discussed to deflect means you don’t really have sense.

@BBSimons How can this Economy be said to be a failed one. Absurdity! Bawumia destroyed the economy and wanted JM to correct everything within 6 months. STUPIDITY

The AG has recovered 10.6% of the Unibank Liability NOT 60% 1. On 22nd July 2025, the Attorney General of Ghana (AG) announced that he had reached an agreement with the owners of the collapsed Unibank who were under prosecution commenced by the previous government for financial crimes. He also seems to suggest that parallel civil proceedings to recover lost funds shall be terminated. 2. The main owner of Unibank being the former finance minister from the same ruling party as the Attorney General, the announcement was naturally greeted with intense cynicism. If anything at all, the criminal action could have been maintained to apply pressure even as a negotiated settlement was pursued. Why then drop the state's leverage? 3. The terms of the settlement - the Unibank actors would need to pay back 60% of their estimated liability - had also proven controversial. 4. Today, the AG provided additional details. As a governance analyst, I am a huge supporter of public disclosures that shed light on government's actions. So, I am happy that I don't need to scurry around trying to find leaks to do my public interest work. 5. I have reviewed the AG's arguments very carefully. I have also gone back to my notes on the Unibank affair. On balance, I am deeply dissatisfied with the AG's analysis of the public finance element of the situation. 6. I give some credit to his legal reasoning regarding the probability of recovery if the cases were to continue. Especially in light of the strange decision by the Court of Appeal to acquit in the Beige case (I am yet to read the judgment). However, the public still deserves total honesty and rigour from its AG in a case involving such large amounts. Claiming "pragmatism" is not enough. 7. Unibank was one of Ghana's largest banks. Between 2013 and 2016, its assets grew from just about GHS GHS 825 million to GHS 2.88 billion. Its depositor accounts numbered over 400,000 by July 2017. It won many prestigious local awards. 8. Unfortunately, when the World Bank and IMF pushed Ghana to evaluate the quality of bank assets in 2015, it was discovered that many of Unibank's assets were "impaired" on prudential grounds. Its capital adequacy ratio thus dropped significantly below the legal minimum of 10%. Shareholders were then asked to inject more funds, which they did to an extent. 9. A new government came into office in early 2017. The Bank of Ghana (BoG) changed leadership. The new bosses introduced stricter scrutiny of the banks. Over a period of more than a year, multiple audits ensued during which it became clearer and clearer that the bank was bankrupt. On 1st August 2018, its license was yanked. A receiver was appointed to manage the residue of assets and liabilities. Hence began the saga. 10. The AG's position is that the GHS 5.7 billion in direct exposure (the financial loss the govt previously believed Unibank's owners should be responsible for) has been revised upon closer examination to GHS 3.3 billion. Of this amount, GHS 800 million shall be paid back by Unibank through forfeiture of landed properties and GHS 1.2 billion shall be recovered from Unibank's debtors. 11. The financial logic of the entire deal is TOTALLY MISCONCEIVED. The suggested amounts are puny, and whatever money can be recovered from any debtors was done a while back without making a dent in the liability. 12. It is instructive that two important players are so far quiet: the Bank of Ghana, a major creditor of Unibank, and the Receiver, who by law is required to safeguard the fiduciary interests of the defunct Unibank. WE MUST HEAR FROM THEM. 13. Now, let me explain why the AG's analysis is seriously porous. A. The claim that the "fictitious entries" entered in Unibank's books do not amount to liability on their own confuses the issues. I do not accept that this is an honest assessment of the situation. The fictitious entries masked the fact that monies borrowed from the public (depositors) and creditors (BoG and other banks) could not be properly accounted for. What is important is to ACCOUNT. B. On 31st July 2018, a day before the license revocation, the main shareholder of Unibank wrote an important letter which captures the liability "acceptable" to him and other shareholders. That number represents the minimum floor as one would assume that the shareholders will maximise their interests in any negotiation. C. The losses to the country emanating from the Unibank saga exceeds even the GHS 5.7 billion the previous government was pursuing. Let's delve into these matters. 14. In the July 31st 2018 letter, Unibank's owners admitted direct liability of GHS 4.9 billion. See extract from the letter attached. If so, how does the liability now get revised to GHS 3.3 billion? In fact, at that time, Unibank said it was willing for its assets to be liquidated for injection into the bank at a forced sale value of GHS 3.52 billion ($730 million). 15. The Bank of Ghana alone was owed over GHS 2.8 billion. However, Unibank had offsetting claims amounting to ~GHS 600m bringing the net liability to ~GHS 2.2 billion. The current settlement does not even cover this amount. 16. By May 2018, KPMG-validated liabilities of Unibank amounted to nearly GHS 9.2 billion. That is to say $2 billion made up of customer deposits, BoG liquidity support, and corporate borrowings, among others. Whilst Unibank owners have repeatedly argued that they were also owed a lot of money by the government, through contractors, their own claims amounted to less than $200 million. 17. Now, here is the key issue. The basic equation of finance is that liabilities must be offset by shareholder funds and assets, which in the case of banks mean good LOANS. Thus if we assume that the government's debt (DDEP notwithstanding) is prudent lending and therefore a good asset, we must account for roughly $1.8 billion more of WHERE THE UNIBANK MONEY WENT. 18. We know from KPMG's extensive work, that nearly $400 million that Unibank loaned to companies belonging to Unibank's owners never came back. 19. Of nearly $600 million loaned out to other companies, between half and 75% was deemed unrecoverable by KPMG. 20. As every reader can see, there is a big CAPITAL HOLE. Nearly $1.8 billion large. First, there is the ~$800 million of deposits by ordinary Ghanaians and companies that went to Unibank. Then over $400 million of BoG money. Plus another $600 million borrowed from various other banks and lenders. 21. The government's settlement of $80 million in cash and $120 million in as yet undisclosed properties (even using BoG exchange rates) is thus no where near accounting for the liability. 22. It is important to remember that the government assumed most of that liability. First, by way of covering for the deposits through the set up of CBG, a state-owned bank. And, second, by way of BoG absorbing the losses in its liquidity support. So far, the country has not been told whether the other debts accumulated by Unibank have been cleared or not. But those debts are losses too. 23. Even the liability that the former owners of Unibank themselves admit they are responsible for, over $1 billion, has not been covered in this "settlement". As of May 2018, the KPMG's view of the gap of money unaccounted for was $1.5 billion. 24. Thus, if we use market exchange rates, the government has "recovered" $160 million of a liability that may well exceed $1.5 billion (the receiver and BoG should update the nation). That is barely 10.6% of the total LOSSES TO GHANA's welfare! Even that $160 million is suspect because, from the AG's explanations, they are likely to be debt owed to contractors by the same government. It is important to re-emphasise that the deal cut by the government is only 21% of what Unibank's owners themselves admitted was their liability to the bank on July 31st, 2025. 25. In any serious country, the press conference of the AG today would be the BEGINNING not the end of the national debate about how Ghana tackles national financial losses involving the rich and powerful in society. The question is: is Ghana a serious country? Or a katanomic society? Judge for yourself.

@samgeorgegh To call you a fool will be lenient. You dare tell a former Vice President to shut up? What did he even say wrong?

Someone should tell Bawumia to shut up. What did he say about Ayawaso West Wuogon in 2019?

@dat_boy1 @KevinEkowTaylor I really hope you can substantiate this if you are served? You people just be throwing out lies just to be heard. And the fact that you think I’m working at Asaase means you know nothing about me. Keep spewing nonsense and let’s see where that’s lands you.

This npp prostitute is going to be sued and it will be fun to watch.

@KevinEkowTaylor For context. This idiot @KevinEkowTaylor is here calling me names because I expose his fake doctor. You don’t insult women because you’re bold, you do it because it’s the only time anyone listens to you. You’re not controversial. You’re just loud, bitter, and painfully an idiot.

@mr_coolers @KevinEkowTaylor He is a FOOL! He thinks it’s every one he can extend his stupidity. Such a douchebag. 😂

@TheAdwoa @KevinEkowTaylor Give it to that birdbrain, air head guy Adwoa!

@samgeorgegh Yet this was you, loud, constant and irritating like a broken tap years ago. When did you realize the communication minister can’t adjust data prices?

I am impressed with the enthusiasm in your advocacy but facts remain facts. You have rightly diagnosed the tariffs in the price build up for data. Maybe it is important to educate you since you may be unfamiliar with the laws of Ghana, that no Minister, except the Minister for Finance through an instrument laid before Parliament can REMOVE any tax or tariff handle as it affects government revenue. So you may tag me a thousand a post but the fact is that until we get the Minister for Finance to approve the removal or reduction of sector specific tariffs, it is all enthusiasm and not facts. I am however glad that even though tariff reductions bring the biggest relief, they are not the only options available to me. I am happy with the direction of the conversation with the Finance and Energy Ministers in the medium term. In the short term, the regulator would be implementing policy for immediate effects to be felt. Hope this helps and clarifies the issues for you

@thePOE_T I agree

People are unable to uphold integrity

@GInfoanalytics @Citi973 @Channel1TVGHA @metrotvgh @GTV_Ghana @Joy997FM @ghonetv @tv3_ghana You forgot to tag CNN and BBC as you usually do. 😂

Special regional poll conducted in the Ahafo region shows Christian Kwabena Andres of GUM party ahead of Alan Kyeremanten and Nana Kwame Bediako and DMB leads the pack with 47.8% and JDM 39.5%. @Citi973 @Channel1TVGHA @metrotvgh @GTV_Ghana @Joy997FM @ghonetv @tv3_ghana

@johndumelo You are such a loose talker. You want to be MP over East Legon Executive Club members with this childish mind and lack of emotional intelligence? It’s only on the ticket of the NDC you can be an MP aspirant. Because as you said they do do intellect. Tueh 🤮

I apologize and retract the comments I made earlier on today on tv3. 🙏🏿