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Mumbles

@TheDudeMumbles

Katılım Ocak 2022
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Franklin the Turtle
Franklin the Turtle@FranklinTurtCTO·
Franklin is on it!
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Ethan Brooks
Ethan Brooks@alt_w_v_g·
Since the HOA post went viral I've had a lot of people ask me what I actually think about HOAs So I did what I do I ran the numbers There are 373,000 HOAs in the United States 77 million Americans live in one That's 1 in 4 people Collectively they pay $106 billion a year in assessments $106 billion That's more than the GDP of over 100 countries For an organization run by your neighbor who hasn't mowed his lawn The average HOA fee is $243 a month That's $2,916 a year For a household earning the median income of $80,000 that's 3.6% of gross income Going to an organization with no earnings report, no audited financials, and no fiduciary duty in most states If this were a company it would never survive diligence Here's why The board of directors is unpaid They're volunteers 97.6 million hours of volunteer labor annually Valued at $2.9 billion So the people making the rules, setting the budgets, and enforcing fines on your trash can are doing it for free In private equity we would never invest in a company where the entire leadership team works for nothing Because when people aren't paid they aren't accountable And when they aren't accountable they fine you $50 for 11 minutes of trash can visibility while their Christmas lights have been up for 97 days 70% of HOAs are underfunded on reserves by 70% or more That means the money you pay every month isn't being saved for future repairs It's being spent On what 60-70% of HOAs hire third-party management companies These companies collect your dues, manage your vendors, and enforce your rules For a fee Off the top Before a single dollar goes to the landscaper or the reserve fund So your $243 a month goes to a management company that hires a vendor that hires a landscaper that mows the common area you could mow yourself That's not a value chain That's a fee chain And landscaping alone can eat up to 50% of the operating budget For grass 71% of HOAs plan to raise fees this year 71% of those plan to raise them up to 10% So the cost goes up every year The reserves stay underfunded The board stays unpaid The bylaws stay unread And you get a letter in an envelope with a stamp in 2026 because your trash can was visible for 11 minutes If someone brought me this deal I'd pass in the first meeting No audited financials No professional management required by law in most states No fiduciary standard Unpaid leadership 70% underfunded reserves Rising costs with no margin improvement And a customer base that can't leave without selling their house That last part is the only reason it works You can't cancel your HOA membership You can cancel a gym membership You can cancel a home warranty You can cancel a streaming service But you cannot cancel the organization that fines you for your trash can The only exit is selling your home In PE we call that a captive customer base It's the only business model where the product gets worse, the price goes up, and the customer can't leave And the board enforcing the rules hasn't read them I have All 47 pages Make common sense common again Plz fix. Thx. Sent from my iPhone
Ethan Brooks@alt_w_v_g

Got a letter from the HOA yesterday Actual letter In an envelope With a stamp In 2026 The letter said my trash can was visible from the street for too long on collection day The fine is $50 I checked my Ring camera The truck came at 7:03am I brought the can in at 7:14am 11 minutes $50 That's $4.55 per minute of trash can visibility My therapist charges $250 an hour That's $4.17 per minute My trash can sitting in a driveway is now more expensive per minute than therapy I looked at the letter again It was signed by the HOA president Her name is Karen Of course it is I know this woman She lives four houses down She still has Christmas lights up It's March I know because I drive past them twice a day And because that's what I do I checked the HOA bylaws All 47 pages Section 4.2 says all exterior fixtures and lighting must be seasonal and removed within 30 days of the applicable holiday Her lights have been up for 97 days I went to the HOA meeting Tuesday night 7pm In a church basement Folding chairs Fruit platter that nobody touched Seven people showed up Four of them were on the board The other three were there to complain I was there to read My wife came with me She didn't want to But she said "if I don't come you'll end up on the news" I brought my legal pad Karen called the meeting to order She talked about community standards She talked about property values She talked about the importance of curb appeal From a woman whose Christmas lights are still blinking in March I raised my hand She said "we'll take questions at the end" I said "it's not a question. It's a point of order." She looked at me I opened my legal pad I said "Section 4.2 requires seasonal decorations to be removed within 30 days. Your Christmas lights have been up for 97 days. You fined me $50 for 11 minutes of trash can visibility on collection day while you've been in violation for over three months." The room was quiet One of the other three complainers said "he's right" The board members looked at each other Karen said "that's a separate issue" I said "it's the same bylaws" She said "we'll review it" I said "I already did. Page 12. Happy to share my highlights." My wife looked at the ceiling Some things never change Karen said "I think we should move on" I said "agreed. I'll move on when the Christmas lights do." Nobody laughed I wasn't joking I paid the $50 Because it's $50 and I'm not going to die on that hill But if the rules apply to me they apply to everyone So I filed a formal complaint about the lights With photos Timestamped Funny how surveillance works both ways The fine for seasonal decoration violations is $75 per occurrence She's been in violation for 67 days past the 30-day grace period I'll let her do the math Or I'll do it for her Because that's what I do Make common sense common again Plz fix. Thx. Sent from my iPhone

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Mumbles
Mumbles@TheDudeMumbles·
This guy makes my day better with every post 🤣🤣🤣
Ethan Brooks@alt_w_v_g

Got a letter from the HOA yesterday Actual letter In an envelope With a stamp In 2026 The letter said my trash can was visible from the street for too long on collection day The fine is $50 I checked my Ring camera The truck came at 7:03am I brought the can in at 7:14am 11 minutes $50 That's $4.55 per minute of trash can visibility My therapist charges $250 an hour That's $4.17 per minute My trash can sitting in a driveway is now more expensive per minute than therapy I looked at the letter again It was signed by the HOA president Her name is Karen Of course it is I know this woman She lives four houses down She still has Christmas lights up It's March I know because I drive past them twice a day And because that's what I do I checked the HOA bylaws All 47 pages Section 4.2 says all exterior fixtures and lighting must be seasonal and removed within 30 days of the applicable holiday Her lights have been up for 97 days I went to the HOA meeting Tuesday night 7pm In a church basement Folding chairs Fruit platter that nobody touched Seven people showed up Four of them were on the board The other three were there to complain I was there to read My wife came with me She didn't want to But she said "if I don't come you'll end up on the news" I brought my legal pad Karen called the meeting to order She talked about community standards She talked about property values She talked about the importance of curb appeal From a woman whose Christmas lights are still blinking in March I raised my hand She said "we'll take questions at the end" I said "it's not a question. It's a point of order." She looked at me I opened my legal pad I said "Section 4.2 requires seasonal decorations to be removed within 30 days. Your Christmas lights have been up for 97 days. You fined me $50 for 11 minutes of trash can visibility on collection day while you've been in violation for over three months." The room was quiet One of the other three complainers said "he's right" The board members looked at each other Karen said "that's a separate issue" I said "it's the same bylaws" She said "we'll review it" I said "I already did. Page 12. Happy to share my highlights." My wife looked at the ceiling Some things never change Karen said "I think we should move on" I said "agreed. I'll move on when the Christmas lights do." Nobody laughed I wasn't joking I paid the $50 Because it's $50 and I'm not going to die on that hill But if the rules apply to me they apply to everyone So I filed a formal complaint about the lights With photos Timestamped Funny how surveillance works both ways The fine for seasonal decoration violations is $75 per occurrence She's been in violation for 67 days past the 30-day grace period I'll let her do the math Or I'll do it for her Because that's what I do Make common sense common again Plz fix. Thx. Sent from my iPhone

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Mumbles
Mumbles@TheDudeMumbles·
@WhiteHouse I’m sure it’s Franklin the intern behind this.
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Greg From NY
Greg From NY@Grs91580·
Good afternoon Franklin Fam, don’t rule this project out yet. We can easily rebound with one good tweet. Stay positive, and grind it out.
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Look For Entries
Look For Entries@LookForEntries·
A flippening is coming... $dapang AdMwJB8HT8Ad5iEg7BghnMxY99UYnKWu4zAznVD7pump its time to shine
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Mumbles
Mumbles@TheDudeMumbles·
@DailyMail Da Pang the Leader! AdMwJB8HT8Ad5iEg7BghnMxY99UYnKWu4zAznVD7pump
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Daily Mail
Daily Mail@DailyMail·
It's the movie we all want! Viral tale of dogs led back to their village by 'Big Fatty' the corgi who ensured no pooch was left behind sparks calls to turn it into a film trib.al/r6Fn6ju
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Look For Entries
Look For Entries@LookForEntries·
THE OG $DAPANG WILL PREVAIL. AdMwJB8HT8Ad5iEg7BghnMxY99UYnKWu4zAznVD7pump
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Look For Entries
Look For Entries@LookForEntries·
Evidence of Farming from the vamp $dapang creator just claimed 103 SOL creator fees and send them to a third party wallet. Ca CpP36fvZmbcDUH9tQihQZTcvH2ApwRzHh2pPojyWpump Claim Tx solscan.io/tx/fgHCx7EsFHZ… Transfer out solscan.io/tx/g32eLHqptsy… So basically its being farmed for fees aswell as farmed with supply. The OG CA has cashback enabled and run by a real community. AdMwJB8HT8Ad5iEg7BghnMxY99UYnKWu4zAznVD7pump If you are still buying the vamp then comment below and i will give you a wallet to donate your money to instead. Thank you for reading.
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David Crypto Scam Hunter
David Crypto Scam Hunter@CryptoScamHuntO·
🚨 SCAM ALERT - #CryptoScam #MemeCoinScam #RugPull ⛔️CSEC_1571: $dapang CpP36fvZmbcDUH9tQihQZTcvH2ApwRzHh2pPojyWpump ⚠️ WHY? Nice scam by this PRO scammer dev 🚨 🔹 Sniped a big amount of the supply using multiple wallets 🔹 Dev wallet bought a lot, then transferred to others ☀️🔁REPOST🔁COMMENT🔁☀️
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Ghost 🐸
Ghost 🐸@thesolghost·
Keep pushing the OG - AdMwJB8HT8Ad5iEg7BghnMxY99UYnKWu4zAznVD7pump Made 7hrs before the bundled vamp. Made by the 7 dev himself. The OG will rise. Only matter of time. Keep raiding and sharing. This narrative is super viral. Millions coded.
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Mannnos
Mannnos@degengamblah·
@a1lon9 Would love a ping on Big fat to help sort this out. The hero of the 7 dogs AdMwJB8HT8Ad5iEg7BghnMxY99UYnKWu4zAznVD7pump
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Ghost 🐸
Ghost 🐸@thesolghost·
Lets send this. Movies will be made from this story. The narrative is huge. Keep pushing. The one and only OG - AdMwJB8HT8Ad5iEg7BghnMxY99UYnKWu4zAznVD7pump
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