Jacob Turner

I am a financial planner for professional athletes. I have worked with everyone from: *Top 5 picks *League All Stars *Players earning more than $25,000,000 per year. 7 things I preach so their money lasts long after their player career ends:

One promotion changes everything off the field

@loudc2255 Same stuff as always (some of it great by the way) just love the framing some use. Just say, I sell life insurance and I think we could help your clients.

@TheJacobTurner Premium financing or is there a new version going around?

Them - "We help uncover advanced tax planning strategies that also protect clients." Me - "So you sell life insurance? Send over your materials." Them - "We would have to do a call to explain our solutions, and can't share via email?" Welcome to financial services in 2026.

He’s 25 years old. Just hit his first year of arbitration. Going from league minimum ($780k)… To $3,500,000+ overnight. Instead of: Upgrading the car he has Buy a house where he plays. Trying to “look” like a big leaguer. Our focus is on: Building a financial foundation. Here’s how we help professional athletes do this... — Look, arbitration feels like a finish line… But in reality, it’s just the beginning. Sure, the income jumped, but the reality is the same. One-year deal with no guarantee of future income. — Between agent fees and jock + federal taxes 45% is out the door. To reduce his lifetime tax bill: Maxed out the MLB 401(k) - $24,500 Maxed out his Roth IRA (backdoor) - $7,500 Optimize off-field income by: Setting up an LLC and electing S Corp taxation Contributed to his Solo 401(k) - $72,000 employer contribution — The savings rate is based on lifestyle. Our goal is to match the current + future lifestyle to the nest egg saved. Example: $2M saved = ~$80,000 per year lifestyle $10M saved = ~ $400,000 per year lifestyle No percentages...real dollars that equate to the player's lifestyle. — And finally… We reduced the target on his back. Increase renters, auto, and umbrella insurance. Ensured his estate plan was up to date. Retitled all accounts and updated beneficiaries. Said another way, we made sure his hard work was secured. That is how you win as your athletic career advances.

The hidden downside of signing a max contract

Where smart athletes are putting their money

Here is why it looks like when an athlete hires our team @momentwealth: Real examples of ways we have helped (outside of just investing money). We review a tax return → find the duty day mistake → $700K saved We catch the error → the account with no beneficiary → client gets his plan, not the government's one We walk through the private deal → it doesn’t smell right → $500K investment mistake avoided We map out spending → answer “Am I good?” with real numbers → the value of a dollar becomes real We work with team payroll → the correct state tax witholding → player keeps his money instead of fighting to get it back Athlete retires → searching for the next "thing" → we use our network to help find his second career. That is the value in having a specialist. There is nothing our team hasn't seen before at any stage of the athlete journey.

Private investments sound great...until you read the fine print

@GLaysonANC @JeffLoVecchio 100%

@TheJacobTurner @JeffLoVecchio Bonus reply: "If you get lucky, you can get a hit." Jeff, how many goals — even in the playoffs — go "in off a skate!" or even in off an a$$? I've seen it happen. There's luck in hockey, too.

Hockey vs Baseball What sport is harder? My friend @JeffLoVecchio and I battled it out. Both 10+ year pros Both playing the others sport Fun was had. Both of us were humbled. Play multiple sports kids out there!

@SahilBloom @JeffLoVecchio The content we need to finish this debate ~ hitting a baseball is the hardest thing in sports.

@TheJacobTurner @JeffLoVecchio This is amazing content

@golifromczech @JeffLoVecchio Yes, love hockey

@TheJacobTurner @JeffLoVecchio Did you play hockey growing up???

One decision athletes should never gamble on

Why this tournament feels different from regular baseball

A simple move that could save athletes millions in taxes

@ShooterHunt @SowalBaseball @PrepBaseballFL @CaydenHatcherFL @rocco_iervasi He is a stud! @DentonLord1

‘26 Denton Lord (FL) works around a walk & a hit in the first, striking out the final two hitters to strand a pair. 94-97 w/ SL 👀👇 at 84 Huge 6’8” frame. Facing a slew of high-level LHH’s. @SowalBaseball

Touched down in the panhandle of @PrepBaseballFL for some HUGE action, this week, at the gorgeous confines of @SWseahawks & the @SowalBaseball First up: @IMGABaseball vs. South Walton 2 National Title contenders in front of a PACKED house. 👍👍👍

The Ravens just made a great roster move…and sent the rest of the league into a tailspin. For those not following along, the Ravens agreed to a blockbuster trade for Maxx Crosby. Elite player. Game wrecker. Top 5 defender in the league. The cost? Two first-round picks, all while inheriting Crosby's $100,000,000+ contract. The problem? The Ravens failed Crosby's physical after agreeing to the trade. Physicals after trades are usually a formality...like showing your ID at the airport. The Ravens treated this one like TSA pulled the entire suitcase apart. They felt the risk (future 1st round picks + the money) wasn't worth the risk Crosby faced coming back from a major knee injury. The Raiders had moved on, spending lavishly on free agents the very same week. All while the Ravens vetoed the trade and conveniently signed the best pass rusher on the free agent market ~ Trey Hendrickson. So in short: The Ravens got an elite pash rusher The Ravens were able to protect the future The Ravens sent the Raiders and the entire NFL into a tailspin My friends, this is just another reminder of what I preach all the time. Pro sports is a business first... Crosby just felt that The Raiders were reminded of it The rest of the NFL was put on notice

A tough decision with massive stakes